Mountain America Credit Union

Nestled in the vibrant Albuquerque community, the Mountain America branch at 9200 Golf Course Rd NW is your trusted local partner for smart financial solutions. Whether you’re looking to take advantage of some of the best auto loans available or seeking low mortgage rates to purchase or refinance your home, this friendly branch offers expert guidance Monday through Friday from 9:00 a.m. to 6:00 p.m. While this location does not feature an ATM or drive-thru, members enjoy convenient cash withdrawal services along with robust online and mobile banking platforms that make managing finances simple anytime, anywhere.
With over 1.2 million members and assets surpassing $20 billion, Mountain America Albuquerque provides a comprehensive suite of services including personal banking options like checking and savings accounts, credit cards with rewarding perks, flexible personal loans ideal for debt consolidation, and business banking solutions tailored for local entrepreneurs.
Experience personalized service combined with top-tier vehicle financing and mortgage solutions at Mountain America Albuquerque. Visit this welcoming branch today or call 505-897-0090 to discover how we can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

At Mountain America, we believe in the power of community and the importance of financial well-being. Located at 9200 Golf Course Rd NW, Albuquerque, NM 87114, our branch has been serving members since 1936, helping them achieve their financial goals with trust and dedication. With a strong membership base of over 1,295,749 individuals, we are proud to offer personalized banking services that truly make a difference. While you can visit us at our convenient location, official correspondence should be directed to our mailing address: 9200 Golf Course Rd NW, Albuquerque, NM 87114-5891. This ensures your inquiries and requests reach us promptly. As of now, our total assets stand at an impressive $20,276,595,321, reflecting our solid foundation and commitment to providing robust financial solutions. We have also facilitated 1,010,477 loans and leases, empowering countless members on their journey toward financial freedom. With total deposits reaching $2,498,647,369, our community trusts us to keep their money safe while offering competitive rates. Our leadership team is led by CEO Sterling Nielsen and Board President Scott Burt, who together foster a culture of service and accountability within our organization. With a dedicated workforce of 3,426 employees, we ensure that every member receives personalized support tailored to their unique needs. Whether you're looking for personal banking options like checking accounts and auto loans or business banking solutions such as merchant services and business loans, we've got you covered. Our innovative online and mobile banking services allow you to manage your finances on the go with ease. We invite you to experience the Mountain America difference. For more information or to speak with one of our friendly representatives, please call us at 505-897-0090. Visit our website at macu.com to explore all the services we offer. Join us in building a brighter financial future together!

Branch History & Mission

Mountain America has a proud history that dates back to 1936, serving the community with unwavering commitment and dedication. Located at 9200 Golf Course Rd NW, Albuquerque, NM 87114, our branch has grown alongside its members and adapted to their needs over the decades. From our humble beginnings to becoming a trusted financial partner for over 1.2 million members, we have continuously aimed to empower individuals and families in their financial journeys. Our mission is simple yet profound: to enhance the lives of our members by providing exceptional financial services while fostering community growth and support. We strive to create an inclusive environment where everyone feels welcome and valued. At Mountain America, we understand that your success is our success, which is why we offer a wide range of services from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 9200 Golf Course Rd NW, Albuquerque, NM 87114-5891. This ensures your communications reach us efficiently. Over the years, we have achieved significant milestones that reflect our commitment to both financial health and community engagement. With total assets exceeding $20 billion and a thriving membership base of over 1.29 million individuals, Mountain America continues to stand as a pillar of strength in Albuquerque and beyond. In addition to traditional banking services, we are dedicated to embracing digital advancements. Our online and mobile banking platforms make managing finances easier than ever. We ensure ADA compliance so that all members can access our services without barriers. Community outreach is at the heart of what we do. Whether through partnerships with local organizations or hosting events that promote financial literacy, we actively contribute to making Albuquerque a better place for everyone. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being a member at Mountain America where your financial goals are supported by a team that truly cares about your success. For any inquiries or assistance, don't hesitate to call us at 505-897-0090 or visit our website at www.macu.com. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Amenities

Our location is designed with accessibility in mind. You'll find ample parking available for your convenience, and we ensure that our facilities meet ADA compliance standards, featuring ramps and other accessibility options to assist all members. While you can visit us at this address for all your banking needs, please note that any official correspondence should be directed to our mailing address at 9200 Golf Course Rd NW, Albuquerque, NM 87114-5891.

Operating Hours and Services

We are here to serve you Monday through Friday from 9:00 AM to 6:00 PM. Our friendly team is ready to assist you with a variety of services including checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking solutions. We strive to provide personalized service that meets your financial goals. While we currently do not offer ATM services or drive-thru banking at this branch, our dedicated staff is always available to help you with cash withdrawal services directly inside the branch. If you're looking for a credit union that values community and member satisfaction, come visit us at Mountain America! If you have any questions or need assistance before your visit, feel free to give us a call at 505-897-0090. We look forward to welcoming you soon!

Member Eligibility

At Mountain America, we believe that becoming a member means joining a welcoming community where you can grow financially and personally. If you're interested in membership, you'll be pleased to know that eligibility is open to those who live, work, worship, or attend school in the Albuquerque area. We also welcome family members of existing members, creating an even tighter-knit community. Joining us not only gives you access to a range of financial services tailored to your needs, but it also opens doors to exclusive benefits designed to support your financial journey. Getting started is simple! You can visit us at 9200 Golf Course Rd Nw Albuquerque Nm 87114 or give us a call at (505) 897-0090 for more information on how to open your account and become part of our family. For detailed and updated eligibility criteria, check out our resource at . We look forward to welcoming you into Mountain America!

Business Banking & Commercial Services

Financing Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer merchant services designed to streamline your operations. Imagine a small café using our payment solutions to accept credit cards easily boosting sales and enhancing customer satisfaction. Our tools are built for real-world applications, allowing you to focus on what you do best while we handle the financial side. Visit us at 9200 Golf Course Rd Nw Albuquerque Nm 87114 or call us at 505-897-0090 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking Options

For entrepreneurs and business owners, we offer robust business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our experienced team is ready to support you with financial products designed specifically for businesses.

Call Us Today!

Our friendly team is available Monday through Friday from 9:00 AM to 6:00 PM at 505-897-0090. Whether you're interested in opening an account or simply have questions about our offerings, we're here for you every step of the way. Visit us at Mountain America to learn more about how we can help you achieve your financial aspirations!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why Mountain America provides top-notch online and mobile banking features. Access your accounts anytime from anywhere using our secure mobile app or website. You can easily check balances, transfer funds, pay bills, or even send money directly to friends through our person-to-person payment feature.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer personal banking services, including checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that not only keeps your money secure but also offers easy online access for bill payments and transfers. Our savings accounts can help you grow your wealth with competitive interest rates. For those looking to purchase a vehicle, our auto loans and vehicle financing options provide flexible terms and competitive rates, ensuring you can drive off in the car you've always wanted without breaking the bank. If you're planning to buy a home or refinance your existing mortgage, our mortgage loans and refinancing services are designed to make the process as smooth as possible.

Support for Everyday Expenses

Life can sometimes throw unexpected expenses your way. With our personal loans and debt consolidation options, you can tackle those financial surprises head-on. We provide straightforward solutions that empower you to manage your debts more effectively and regain control over your finances. Don't forget about our credit cards with rewards! These cards not only make daily purchases easier but also allow you to earn rewards on every transaction. Use them for groceries, gas, or any other everyday expense and watch those points add up.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you the freedom to check balances, transfer funds, and pay bills whenever it suits you. You can also take advantage of person-to-person transfers, making it simple to send money to friends or family without needing cash or checks. Plus, with the option for electronic signature authorization, signing documents has never been quicker or more efficient.

Mobile Banking on the Go

For those who prefer banking on their smartphones, our mobile application provides all the tools you need right at your fingertips. Whether you're out shopping or relaxing at home, you can manage your accounts with ease. Enjoy features like mobile payments for quick transactions and e-statements that let you stay organized without the clutter of paper statements.

Your Security Matters

We prioritize your security with robust measures in place to protect your personal information. Our systems use advanced encryption technology to keep your data safe while you enjoy the benefits of easy account management. With Mountain America, banking is not just about numbers; it's about providing you with a user-friendly experience that fits seamlessly into your life. Visit us online at https://www.macu.com/ today and discover how our digital banking services can enhance your financial journey!

Financial Strength

Committed Workforce

We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedicated workforce helps us maintain operational efficiency, reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

Our commitment to serving our community is further demonstrated by the trust placed in us by our growing member base. We proudly manage a total of 3,572,351 share accounts, showcasing the confidence our members have in Mountain America as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 9200 Golf Course Rd Nw Albuquerque Nm 87114 or call (505) 897-0090 to learn more about how we can help you achieve your financial goals.

Investing in Growth

Our strength extends beyond numbers; with $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases.

Member Savings Secured

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We provide flexible terms and personalized service to make your borrowing experience straightforward and stress-free.

Business Financing

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We know how vital access to funds is for your business's success, so we strive to offer competitive rates and tailored solutions. If you're considering refinancing any existing loans or unsure about your eligibility for one of our products, feel free to reach out. Our dedicated team is here to assist you in exploring all available options that best suit your needs. You can visit us at 9200 Golf Course Rd Nw Albuquerque Nm 87114 in Albuquerque, NM, or call us at (505) 897-0090 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We guide you through every step of the process, ensuring you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. These credit cards come with rewards and benefits that can make everyday purchases more rewarding.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their needs.

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