Member Eligibility
At Mountain America, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is simple and welcoming! If you're living, working, or attending school in our area, you're likely eligible to join us. We also welcome family members of current members, so there's a good chance you can become part of our supportive network. Joining Mountain America means you'll enjoy great benefits like lower fees, competitive rates on loans and savings accounts, and access to personalized financial services tailored just for you. For the latest details on eligibility criteria. If you're ready to take the next step and open an account, visit us at 2825 N Reserve St Missoula Mt 59808, or give us a call at (406) 317-7181. We're excited to help you start your journey with us!
Financial Strength
At Mountain America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our robust financial foundation, which allows us to offer competitive services tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases. Our operational efficiency is reflected in our $49,401,335, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments amounting to $180,378,688, we're well-positioned to support your financial journey. Total Share and Deposit Accounts stand at 3,572,351, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 2825 N Reserve St Missoula Mt 59808 or call (406) 317-7181 to learn more about how we can help you achieve your financial goals.
