Mountain America Credit Union Billings MT: Best Auto Loans & Mortgage Rates

Introduction

Welcome to Mountain America, your trusted financial partner located at 875 Main St, Billings, MT 59105. Since our establishment in 1936, we have proudly served our community, providing top-notch financial services to over 1,295,749 members. With total assets exceeding $20 billion, and total deposits around $2.5 billion, we are dedicated to helping you achieve your financial goals. At Mountain America, we understand that every member is unique. That's why we offer a variety of services tailored to meet your individual needs, including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Whether you're looking to save for the future or finance a new vehicle, we're here to support you every step of the way. Led by our CEO Sterling Nielsen and Board President Scott Burt, our team of 3,426 employees is committed to delivering exceptional service. Our branch is equipped with convenient features like drive-thru banking and ATMs for easy access to your finances. You can reach us at (406) 534-0932 during our lobby hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. While members can visit us at our main location, official correspondence should be sent to the same address: 875 Main St, Billings, MT 59105. We invite you to explore all that Mountain America has to offer by visiting our website at www.macu.com. Join us in building a stronger financial future together!

Branch History & Mission

Join Us

As we look towards the future, we invite you to become part of the Mountain America family. Experience firsthand how our member-focused approach can help you achieve your financial goals. Visit us today or give us a call at 406-534-0932. Together, let's build a brighter financial future!

Our Mission

At Mountain America, our mission is clear: we exist to serve our members by providing exceptional financial products and services while fostering community growth and stability. We understand that financial wellness goes beyond mere transactions; it involves empowering individuals and families to achieve their dreams. By focusing on member education and personalized service, we aim to build lasting relationships based on trust and respect. While members can visit us at 875 Main St for all their banking needs whether using our drive-thru service or accessing our ATM facilities official correspondence should be sent to the same address as well.

Our Story

Mountain America began with a simple mission: to provide affordable financial services to everyone. From our humble beginnings, we have expanded our offerings and now provide a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to innovation has led us to embrace digital advancements that make banking easier for our members. Whether you prefer online banking from the comfort of your home or visiting us in person, we've got you covered. As we grew, so did our dedication to community outreach. We believe in giving back and supporting local organizations through partnerships and initiatives that uplift those around us. This commitment has allowed us to play an active role in making Billings a better place for all its residents.

Branch Location & Accessibility

Operating Hours

We understand that life can get busy, which is why we strive to accommodate your schedule. Our lobby hours are Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. This means you can swing by after work or even on weekends without any stress!

Services Offered

At Mountain America, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash on the go? Our ATM is available for quick withdrawals and balance checks. If you prefer face-to-face service, our drive-thru banking allows for easy deposits and simple transactions without leaving your vehicle. While members can visit us at 875 Main St for all their banking needs, official correspondence should be sent to the same address since it's also our mailing address. If you're looking for reliable banking services delivered with a smile, come visit us today! Feel free to call us at 406-534-0932 if you have any questions or need assistance before your visit. We look forward to serving you!

Member Eligibility

Welcome to the Mountain America family! Becoming a member at our Billings branch, located at 875 Main St, Billings, MT 59105, is an exciting step toward accessing a world of financial opportunities. If you live, work, or go to school in our service areas, you may qualify for membership. We also welcome family members of existing members, making it easy to share the benefits of being part of our supportive community. With access to personal banking services like checking and savings accounts, auto loans, and credit cards with rewards, membership opens the door to financial solutions tailored just for you. Joining is simple! To learn more about the eligibility requirements and see if you qualify, feel free to visit our website at . You can also reach out to us directly at (406) 534-0932 with any questions you might have. We're here to help make your journey into membership as smooth and inclusive as possible!

Business Banking & Commercial Services

Practical Merchant Services for Everyday Needs

In addition to loans, we offer merchant services designed to simplify your daily operations. Imagine being able to accept payments seamlessly from customers while managing your transactions easily online. Whether you're a retail shop or a service provider, our tools help streamline your payment processes, allowing you to focus more on what you do best running your business. Join us at Mountain America and discover how our tailored business banking solutions can set you on the path to success. Call us today at (406) 534-0932 or visit us online at https://www.macu.com/.

Unlocking Growth with Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For those running a business, Mountain America provides robust business banking solutions including merchant services and business loans. We understand the unique challenges businesses face and are here to support your growth.

Commitment to Service

At Mountain America in Billings, we're not just about transactions; we're about relationships. We understand that every member has unique needs, which is why our friendly staff is always ready to assist you with any questions or concerns you may have. With our operating hours from Monday to Friday 9:00 AM - 6:00 PM and Saturday 9:00 AM - 2:00 PM, there's always time for us to help you navigate through your financial journey. Ready to explore how we can support your financial goals? Visit us today or give us a call at 406-534-0932! We look forward to serving you at Mountain America!

Credit Options

Need extra cash? Our personal loans and debt consolidation services can help simplify your financial commitments. Plus, with our credit cards featuring rewards programs, every purchase brings you closer to earning great benefits. Whether you're buying groceries or planning a vacation, we want to reward you for being a loyal member.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer comprehensive online and mobile banking services. Accessing your accounts has never been easier! With features like ATM access for cash withdrawals and balance checks available right at your fingertips, managing your finances on-the-go is simple. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving the comfort of your vehicle.

Personal Banking

Our personal banking services are tailored to help you manage your finances effectively. From checking and savings accounts that fit your lifestyle to auto loans and vehicle financing options, we make it easy for you to get what you need. Imagine driving off in your new car with an affordable loan that suits your budget. We also offer mortgage loans and refinancing solutions, ensuring that your dream home is within reach.

Digital & Online Banking

Key Features of Our Digital Banking Services

We offer a range of user-friendly features to help simplify your banking experience. With electronic signature authorization available, signing documents is quick and hassle-free. Plus, you'll have access to e-statements that keep your financial information organized and easy to review no more paper clutter! If you're looking for convenience in payments, our mobile payments feature allows you to make transactions directly from your smartphone. And don't forget about our mobile application! It puts all the power of online banking right in your pocket, making it easier than ever to stay on top of your finances. Want to send money to friends or family? Our person-to-person transfer service lets you do just that with ease. It's a fast and simple way to share expenses or pay back someone without needing cash. At Mountain America, we prioritize your security. We use advanced technology to protect your information while ensuring that every transaction is secure. With these features combined, managing your money has never been easier or safer. For any questions or assistance, feel free to call us at (406) 534-0932. We're here to help you navigate our digital services and ensure that you get the most out of your banking experience!

Financial Strength

Commitment to Growth

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $285,235 in used auto loans and $16,366,923,635 in total loans and leases supporting your financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $180,378,688 further solidifies our commitment to ensuring your financial needs are met. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 875 Main St Billings Mt 59105 or call (406) 534-0932 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we've got financing options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our dedicated team is here to assist you every step of the way. We also offer refinancing options for many of our loan products, making it easier for you to adjust your payments as needed. If you're interested in any of these offerings or want to learn more about eligibility requirements, don't hesitate to reach out. Our branch at 875 Main St Billings Mt 59105 in Billings, MT, is open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Feel free to call us at (406) 534-0932 for more information or visit us online at https://www.macu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Mountain America, we're committed to providing you with transparent information and quality service as you navigate your financial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your dream home without breaking the bank.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans. We provide flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. Enjoy benefits like rewards programs and low-interest rates designed to support your spending habits.

Loan Aggregator

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