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Home Equity Loans
Mortgage Loans
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Introduction
Welcome to Mountain America, your trusted partner in financial well-being since 1936. Located at 1012 Yellowstone Ave, Pocatello, ID 83201, our branch is proud to serve over 1,295,749 members with a commitment to community and personalized service. With total assets reaching an impressive $20,276,595,321 and total deposits of $2,498,647,369, we are dedicated to helping you achieve your financial goals. At Mountain America, we understand that every member's journey is unique. That's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions tailored just for you. Our experienced team is here to support you with every step of your financial journey. Our leadership team is committed to fostering a culture of trust and community engagement. Under the guidance of CEO Sterling Nielsen and Board President Scott Burt, we strive to create a welcoming environment for all our members. While you can visit us at our branch for any inquiries or assistance, please note that official correspondence should be sent to the same address: 1012 Yellowstone Ave, Pocatello, ID 83201-4419. Whether you're looking to open an account or need advice on loans and financing options, we're just a phone call away at (208) 234-2444. Come in today or explore more about us on our website Mountain America. Let's build a brighter financial future together!
Branch History & Mission
Welcome to Mountain America, where our story begins in 1936. Over the years, we have proudly served the Pocatello community from our branch located at 1012 Yellowstone Ave, Pocatello, ID 83201. As we reflect on our journey, we celebrate a legacy built on trust and commitment to our members. Today, with a total membership of 1,295,749 and total assets amounting to $20,276,595,321, Mountain America has become a cornerstone of financial support in the region. From our humble beginnings, we have evolved significantly. Our mission is simple yet powerful: to provide accessible financial services while supporting the well-being of our community. We strive to empower individuals by offering a wide range of personal banking services such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to local businesses with tailored banking solutions that include merchant services and business loans. At Mountain America, we believe in giving back. Our initiatives include partnering with local organizations and actively engaging in community outreach efforts to make a positive impact. We understand that financial success goes beyond just numbers; it's about enhancing the lives of those we serve. While members can visit us at 1012 Yellowstone Ave, official correspondence should be sent to 1012 Yellowstone Ave, Pocatello, ID 83201-4419 if different from the branch address. We are committed to providing convenience for all our members. Our lobby hours are Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Unfortunately, we currently do not offer ATM or drive-thru services. As part of our ongoing commitment to innovation and accessibility, we offer online and mobile banking solutions that allow you to manage your finances anytime and anywhere. With features like e-statements and person-to-person payments, banking has never been easier. Join us at Mountain America as we continue to grow together with the Pocatello community. Experience firsthand how our dedicated team is ready to assist you in achieving your financial goals. Visit us today or call us at 208-234-2444 let's embark on this journey together!
Branch Location & Accessibility
Accessibility Features
At Mountain America, we believe in providing an inclusive environment for everyone. Our branch is fully ADA compliant, featuring ramps and accessible parking options so that all members can enjoy our services comfortably.
Operating Hours
We want to ensure you have plenty of time to visit us! Our lobby hours are from 9:00 AM to 6:00 PM on weekdays and from 9:00 AM to 2:00 PM on Saturdays. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, we're here during these hours to provide the support you need.
Services Offered
Mountain America offers a wide range of services designed to meet your financial goals. From checking and savings accounts to various loan options like auto financing and personal loans with rewards credit cards we have something for everyone. Although we don't currently offer ATM services or drive-thru banking at this location, our dedicated staff is ready to assist you in person.
Visit Us Today!
We invite you to stop by our Pocatello branch or give us a call at 208-234-2444. Let us help you manage your finances better and achieve your financial dreams!
Member Eligibility
At Mountain America, we're excited to welcome you into our community! Joining is simple and open to those who meet a few friendly criteria. If you live, work, worship, or attend school in our local area, you're likely eligible to become a member. We believe that everyone deserves access to financial support and personalized service, which is why we strive to create an inclusive environment for all. Plus, being a member at Mountain America means you'll enjoy a range of benefits like competitive rates on loans and savings accounts, tailored financial advice, and access to online banking tools designed just for you. To find out if you're eligible and learn more about the membership process, visit us at . If you're ready to take the next step or have any questions, feel free to give us a call at (208) 234-2444. We look forward to helping you on your financial journey right here at Mountain America, located at 1012 Yellowstone Ave Pocatello Id 83201!
Business Banking & Commercial Services
Practical Merchant Services
Imagine having the ability to accept payments seamlessly while managing your cash flow effortlessly. Our merchant services provide just that. From credit card processing to online payment solutions, we offer tools that simplify transactions, letting you focus on what matters most growing your business. Visit us at 1012 Yellowstone Ave Pocatello Id 83201 in Pocatello, ID or call us at (208) 234-2444 to learn how we can support your business's financial needs today!
Tailored Loan Options for Your Business
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Business Banking Services
For entrepreneurs and business owners, Mountain America offers tailored solutions through our Business Banking services. From Merchant Services that help you accept payments easily, to Business Loans designed to give your company the boost it needs, we're committed to supporting local businesses in our community.
Home Financing Options
If homeownership is on your horizon, our Mortgage Loans & Refinancing services are here to assist. Our team will guide you through the mortgage process, ensuring you find the best rates and terms for your new home. Plus, if you're looking to refinance an existing loan, we can help streamline that process too.
Lending for Life's Needs
We also provide Personal Loans & Debt Consolidation solutions for those who may need extra funds for unexpected expenses or want to simplify their finances by consolidating debt into one easy payment. Don't forget about our Credit Cards with Rewards! Enjoy benefits like cash back or travel points while making everyday purchases. It's a great way to earn rewards simply by using your card wisely.
Modern Digital Banking Features
In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features. Access your accounts anytime and anywhere with ease check balances, transfer funds, pay bills, and more right from your smartphone or computer. You'll also appreciate our ATM & Cash Withdrawal Services which ensure quick access to your money when you need it most. At Mountain America, we're proud of the diverse services we offer and are here to help you navigate them all. If you have questions or would like personalized assistance, don't hesitate to reach out at (208) 234-2444 or visit us in person at our branch. Let us be your trusted partner on this financial journey because when it comes to managing money, every little bit helps!
Personal Banking Solutions
For those looking to manage their day-to-day finances, our personal banking services include Checking & Savings Accounts that cater to different lifestyles and saving strategies. Whether you're saving for a vacation or just need a reliable checking account for everyday expenses, we've got you covered. When it comes time to make a big purchase, consider our Auto Loans & Vehicle Financing options. We offer competitive rates and flexible terms, making it easier for you to drive away in the car of your dreams without breaking the bank.
Digital & Online Banking
Key Features for Your Convenience
Managing your finances has never been simpler! Enjoy the convenience of e-statements, which are available for all members. Say goodbye to paper clutter and get instant access to your account statements right from your device. You can also authorize electronic signatures for transactions, making approvals quick and hassle-free. For those who prefer using their smartphones, our mobile application is perfect for banking on the go. It supports mobile payments so you can shop conveniently without needing cash or cards. And if you want to send money to friends or family, our person-to-person transfer feature allows you to do that easily and securely.
Security You Can Trust
We prioritize your security with robust measures in place to protect your information. Rest assured that every transaction is secured so that you can focus on what matters most your financial goals. At Mountain America, we are committed to providing services that enhance your banking experience. Our digital tools empower you to take control of your finances with ease and confidence. For more details on how to make the most of our online services, visit us at https://www.macu.com/ today!
Financial Strength
Commitment to Growth
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $285,235 in used auto loans and $16,366,923,635 in total loans and leases available for your needs. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Secure Savings Options
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Health
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Trust Built on Transparency
Net Shares (Funds available for lending and investments): $180,378,688. Total Share and Deposit Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 1012 Yellowstone Ave Pocatello Id 83201 or call (208) 234-2444 to learn more about how we can help you achieve your financial goals.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our financing options make it easier than ever to drive away satisfied.
Business Loans
For business owners looking for growth opportunities, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to expand operations and invest in new projects. We understand the unique challenges faced by businesses and are here to support your journey. At Mountain America in Pocatello (1012 Yellowstone Ave Pocatello ID 83201), we're dedicated to providing personalized service tailored to your individual needs. If you have questions about eligibility or refinancing options for any of our loan products, don't hesitate to reach out at 208-234-2444. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!
Mortgage Loans
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, making buying or refinancing simple. We strive to provide flexible terms that fit your budget and lifestyle. If you're interested in refinancing your existing mortgage, we have competitive rates that can lower your monthly payments.
Unsecured Credit Card Loans
Managing everyday expenses is easier with our unsecured credit card loans. We offer flexible terms on these loans, with a total of $981,936,213 helping members manage their finances effectively. Our credit cards come with rewards that can add value to your spending.
Loan Aggregator
Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency is crucial for borrowers seeking the best possible deals. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers tailored to their needs. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they receive. Additionally, LendMesh prides itself on offering no sponsored listings; lenders are not prioritized based on paid promotions. Instead, users are presented with unbiased results, allowing them to make informed decisions without any hidden agendas. With real-time rate comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This feature helps users identify the best options quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To explore your options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.