Type of Loan Offerings
Home Equity Loans
Mortgage Loans
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Vehicle Loans
Introduction
At Mountain America, we understand that financial decisions can be overwhelming. That's why we're here to provide you with support and guidance every step of the way. Located at 6161 N Ten Mile Rd, Meridian, ID 83646, our branch has been a trusted part of the community since 1936. As we proudly serve over 1,295,749 members, our commitment to your financial well-being is stronger than ever. Our branch is more than just a place to bank; it's a community hub where relationships are built and dreams are realized. With total assets exceeding $20 billion, we offer a solid foundation for all your banking needs. Whether you're looking for personal banking services like checking and savings accounts or seeking loans for your next vehicle or home, we've got you covered. While members can visit us at our branch address, official correspondence should be sent to the same location: 6161 N Ten Mile Rd, Meridian, ID 83646. We invite you to explore a range of services designed with you in mind, including auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Under the leadership of our CEO, Sterling Nielsen, and Board President, Scott Burt, we're dedicated to building financial futures. With 3426 employees working tirelessly to serve you better, our team is ready to assist with your financial journey. With total deposits reaching $2,498,647,369 and cash on hand amounting to $302,213,181, we prioritize your security and peace of mind. Whether you need assistance with loans (over 1 million financed) or want advice on managing your savings effectively, feel free to reach out. We encourage you to visit us or call us at 208-422-2936 during our lobby hours from Monday to Friday between 9:00 AM and 6:00 PM. Let us help you achieve your financial goals today! For more information about our services and offerings, please visit us online at Mountain America.
Branch History & Mission
Community Commitment
Over the years, Mountain America has actively engaged in community outreach programs and partnerships that uplift those around us. We understand that strong communities foster strong individuals; therefore, we invest in local initiatives aimed at education and economic development. We continually strive for improvement by embracing digital advancements and ensuring accessibility for everyone. Our efforts include ADA compliance measures and user-friendly online platforms for managing finances efficiently. As you explore what Mountain America has to offer, we invite you to become part of our family. Join us today and experience firsthand how our commitment to service can help you thrive financially. For more information about membership or services available at this branch, don't hesitate to contact us at 208-422-2936 or visit us online at Mountain America. Together, let's build a brighter future!
Our Mission
At Mountain America, our mission extends beyond just banking; we aim to enrich the lives of our members and support the communities we serve. We believe in offering personalized financial solutions that cater to individual needs whether it's through checking and savings accounts, auto loans, mortgages, or business banking services. We are dedicated to helping you achieve your financial goals while fostering a sense of belonging and trust. Our team works hard to ensure that every member receives the attention they deserve. With operating hours from Monday to Friday, 9:00 AM to 6:00 PM, we're here when you need us most. While we currently do not offer drive-thru services or ATMs at this branch, we provide robust online and mobile banking options for your convenience.
Branch Location & Accessibility
Accessibility Features
Our branch is fully equipped to ensure that all members can visit comfortably. We have ample parking available right outside our door, including accessible spaces for those who need them. The layout of our branch is ADA compliant, featuring ramps and wide pathways to make navigating easy for everyone.
Operating Hours
You can find us open Monday through Friday from 9:00 AM to 6:00 PM, making it convenient for you to stop by either before or after work. Whether you're looking to open a checking account or inquire about business loans, our friendly staff is ready to assist you during these hours.
Services Offered
At Mountain America, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to vehicle financing and credit cards with rewards, we've got something for everyone. Although we currently do not have ATM or drive-thru services at this location, our team is dedicated to providing personalized service inside the branch. While members can visit us at 6161 N Ten Mile Rd, official correspondence should be sent to the same address as well. If you have any questions or need assistance, feel free to give us a call at 208-422-2936. We look forward to welcoming you into our branch soon!
Member Eligibility
At Mountain America, we believe that becoming a member is like joining a close-knit family where your financial needs come first. If you're looking to join us at our branch located at 6161 N Ten Mile Rd Meridian Id 83646, you'll find that eligibility is both simple and welcoming. Generally, anyone who lives, works, or worships in the communities we serve can become a member. This means that if you're part of our local neighborhoods, we'd love to have you on board! Membership brings with it numerous advantages, from personalized financial services to competitive loan rates and rewards programs tailored just for you. To start your journey with us, it's easy to get all the details you need about eligibility by visiting our website at . There, you'll find clear information about what it takes to join our community. Once you're ready, opening an account is straightforward just reach out to us at (208) 422-2936 or visit us during our operating hours Monday through Friday from 9:00 AM to 6:00 PM. We can't wait to welcome you into the Mountain America family!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses. Imagine a local café needing funds for renovations to attract more customers. With our tailored loan options, they can transform their space and increase sales.
Merchant Services
In addition to loans, we offer merchant services that simplify payment processing. Picture a retail shop seamlessly accepting payments from various methods credit cards, mobile wallets, and more enhancing customer satisfaction and boosting sales. Our tools empower businesses to operate efficiently and focus on what they do best. Visit us at 6161 N Ten Mile Rd Meridian Id 83646 in Meridian, ID, or call us at (208) 422-2936 to explore how we can help your business thrive!
Comprehensive List Of Services
Business Banking Services
For entrepreneurs and small business owners, Mountain America offers comprehensive Business Banking solutions. From merchant services that facilitate easy transactions to business loans that help you grow and expand, we are committed to supporting local businesses. We recognize the hard work that goes into running a business, and we're here to lighten that load with accessible financial tools.
Connect With Us
We invite you to experience all that Mountain America has to offer! Our friendly team is ready to assist you during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM. If you have any questions or would like more information about our services, don't hesitate to call us at (208) 422-2936. Join us today at 0137 Meridian Ten Mile Rd, where we put your financial well-being first! Visit us online at https://www.macu.com/ for additional resources and information on how we can serve you better.
Convenience at Your Fingertips
We know how important convenience is in today's fast-paced world. That's why we offer robust Online & Mobile Banking services, allowing you to manage your accounts anytime, anywhere. Need cash? While we don't have ATMs at this location, our digital banking features ensure that accessing your funds is just a click away.
Credit Solutions and Debt Management
In today's world, managing debt can be overwhelming. Our Personal Loans & Debt Consolidation services provide straightforward solutions to help you regain control over your finances. Additionally, explore our Credit Cards with Rewards, perfect for those who want to earn while they spend on everyday purchases.
Personal Banking Solutions
For those managing everyday finances, we offer Personal Banking, which includes checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds with online and mobile banking options keeping track of your spending has never been easier. You can also benefit from our Auto Loans & Vehicle Financing services, making it simple to drive away in the car of your dreams without breaking the bank. If you're considering buying a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing options are designed with competitive rates and flexible terms. We understand that everyone's situation is unique, so our experienced staff is ready to guide you through the process smoothly.
Digital & Online Banking
Accessible Anytime, Anywhere
Whether you're using a computer or a smartphone, our digital banking services are designed for everyone. We've made it user-friendly so that anyone can navigate their accounts easily. With Mountain America, managing your finances is as easy as logging in and clicking a button. Experience the convenience and security of digital banking today! Visit us at https://www.macu.com/ and discover how simple managing your money can be.
Convenient Online Services
With just a few clicks, you can access your accounts through our online banking platform at https://www.macu.com/. This means real-time account management right at your fingertips. Need to check your balance or transfer funds? It's all available 24/7, giving you the freedom to bank whenever it suits you.
Mobile Banking Made Easy
Our mobile application allows you to take banking on the go. With features like mobile payments and person-to-person transfers, sending money to friends or paying for everyday purchases is quick and hassle-free. No more waiting in line or dealing with cash everything you need is right in your pocket.
Security You Can Trust
Your security is our top priority. Our platform offers features like electronic signature authorization, ensuring that your transactions are safe and verified. Plus, with the option for e-statements, you can keep track of your financial activities without worrying about paperwork getting lost.
Financial Strength
Commitment to Excellence
Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 3,027 full-time employees and 399 part-time employees who are committed to providing exceptional service every day.
Growing Together
The trust our members place in us is evident through our 3,572,351, showcasing a strong and growing member base that believes in Mountain America as their financial partner. With net shares available for lending and investments at $180,378,688, we are well-equipped to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 6161 N Ten Mile Rd Meridian Id 83646 or call (208) 422-2936 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Member-Centric Savings
Your savings are secure at Mountain America. We have $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Reinvesting in Your Future
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases.
Solid Financial Health
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans to help members get on the road with confidence.
Business Financing
For business owners seeking growth opportunities, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to expand and succeed. We recognize that refinancing options may be available for many of our loan products. If you're considering refinancing your current loans or want to explore eligibility options tailored to your situation, don't hesitate to reach out to us. At Mountain America Credit Union in Meridian, ID, we're dedicated to helping you find the right financial solutions for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Whether it's an auto loan or a mortgage loan that you're after, we are here to guide you every step of the way!
Mortgage Loans
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, making buying or refinancing simple and accessible for our members.
Unsecured Credit Card Loans
Managing your finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping our members navigate their day-to-day spending while building their credit.
Loan Aggregator
Ensuring Accurate Loan Comparisons
LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users receive fair and transparent offers without hidden terms or conditions.
Key Benefits of Using LendMesh
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.