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Home Equity Loans
Mortgage Loans
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Vehicle Loans
Introduction
At Mountain America, we believe in the power of community and the strength of our members. Since opening our doors in 1936, we've made it our mission to provide exceptional financial services tailored to meet your needs. Located at 55 E Franklin Rd, Meridian, ID 83642, we are proud to serve over 1,295,749 members with a commitment to excellence and trust. Our branch is more than just a place to bank; it's a hub for financial empowerment. With total assets exceeding $20.28 billion and total deposits reaching $2.5 billion, we have built a solid foundation that supports our diverse range of services. From personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions, we offer products designed to help you achieve your financial goals. Led by our dedicated CEO, Sterling Nielsen, and Board President Scott Burt, our team of over 3,426 employees is here to assist you every step of the way. We pride ourselves on providing personalized service that puts you first. Whether you're looking for assistance with loans or seeking advice on how to manage your finances effectively, we're here to help. While members can visit us at 55 E Franklin Rd, official correspondence should be sent to the same address for your convenience. Our branch operates Monday through Friday from 9:00 AM to 6:00 PM, making it easy for you to stop by when it fits into your schedule. We invite you to explore what makes Mountain America special. With a net worth of $1.87 billion and cash in hand totaling $302 million, you can trust that your finances are in good hands. To learn more about us or to get started on your financial journey, please call us at 208-422-2937 or visit our website at Mountain America. We look forward to serving you!
Branch History & Mission
Mountain America has a proud history rooted in community and service. Established in 1936, our branch located at 55 E Franklin Rd, Meridian, ID 83642 has grown from humble beginnings to become a vital financial resource for nearly 1.3 million members today. Our journey reflects a commitment to enriching the lives of those we serve while fostering a sense of belonging and support within our communities. Over the decades, Mountain America has achieved significant milestones, including expanding our total assets to an impressive $20.3 billion. This growth is not just a number; it signifies our dedication to providing financial stability and opportunities for all our members. As we continue to evolve, we embrace digital advancements that ensure easy access to banking services while maintaining a personal touch. Our mission at Mountain America is simple yet powerful: to help our members achieve their financial goals through exceptional service and innovative solutions. We believe that everyone deserves the chance to thrive financially. Whether it's through personal banking options like checking accounts, auto loans, or mortgage refinancing, or business banking services that empower local entrepreneurs, we are here every step of the way. While you can visit us at 55 E Franklin Rd, official correspondence should be sent to 55 E Franklin Rd, Meridian, ID 83642-2904 if different needs arise. Our branch operates Monday through Friday from 9:00 AM to 6:00 PM, ensuring we are available when you need us most. At Mountain America, we're not just about transactions; we're about relationships. Our team actively participates in community outreach efforts, building partnerships that strengthen the fabric of Meridian and surrounding areas. We're proud of our commitment to accessibility; while we currently do not offer ATMs or drive-thru services at this location, our online and mobile banking options make it easy for you to manage your finances anytime and anywhere. Join us at Mountain America! Experience firsthand how we're more than just a credit union; we're a part of your community's heartbeat. Together, let's build a brighter financial future! For any inquiries or assistance, don't hesitate to call us at 208-422-2937.
Branch Location & Accessibility
Convenient Access and Features
At our branch, you'll find ample parking available, ensuring that your visit is hassle-free. We've designed our location with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can visit us comfortably. Although we currently don't offer drive-thru services or ATM availability, our friendly staff is here to assist you inside during our operating hours.
Get in Touch
We're excited to help you achieve your financial goals! If you have any questions or need assistance before your visit, feel free to give us a call at 208-422-2937. Our dedicated team is here to support you every step of the way. Come see us soon at Mountain America!
Operating Hours
Our doors are open Monday through Friday from 9:00 AM to 6:00 PM. We invite you to come in during these hours for personal banking services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards, and business banking options. While members can visit us at 55 E Franklin Rd for all their banking needs, official correspondence should be sent to the same address as our mailing address: 55 E Franklin Rd, Meridian, ID 83642-2904.
Member Eligibility
At Mountain America, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're looking to enjoy the perks of membership, you'll be glad to know that eligibility is open to those who live, work, or worship in the communities we serve. We aim to make this journey welcoming and straightforward for everyone. To check if you qualify, feel free to explore more about our criteria at this link. Once you're ready to take the next step, opening an account at Mountain America is a breeze! Our friendly team is here to guide you through the process. You can visit us at 55 E Franklin Rd, Meridian, ID 83642, or give us a call at 208-422-2937. We can't wait to welcome you into our community and help you achieve your financial goals!
Business Banking & Commercial Services
Merchant Services That Matter
Imagine having the ability to process payments easily while managing your cash flow effectively. Our merchant services offer practical solutions tailored for your daily operations. From point-of-sale systems to online payment processing, we provide the tools that let you focus on what you do best running your business. Ready to explore how Mountain America can partner with you on your business journey? Visit us at 55 E Franklin Rd Meridian Id 83642, Meridian, ID, or give us a call at (208) 422-2937. Let's take the next step together!
Tailored Loan Solutions
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Business Banking Solutions
For our entrepreneurial members, Mountain America offers comprehensive business banking services. From merchant services that streamline payment processes to flexible business loans, we are committed to helping your business thrive.
Digital Banking Features
We understand that convenience is key in today's busy world. That's why we provide robust online and mobile banking features. With these tools, you can manage your accounts from anywhere, making it easy to check balances, pay bills, and transfer funds at your convenience. Our secure systems ensure that your information remains safe while giving you access whenever you need it. While we currently do not have ATM or drive-thru services at this location, our commitment to providing excellent service remains strong through other channels. Should you need assistance or have questions about any of our offerings, feel free to reach out at 208-422-2937 during our lobby hours from Monday to Friday, 9:00 AM to 6:00 PM.
Personal Banking Services
Managing your finances should be simple and accessible. At Mountain America, we offer checking and savings accounts that fit your lifestyle. Need a new car? Our auto loans and vehicle financing options are designed to help you get on the road without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services make it easier than ever to secure your dream home. In today's world, managing debt can be overwhelming. That's why we provide personal loans and debt consolidation options to help you regain control of your finances. Plus, with our credit cards that offer rewards, you can earn benefits while making everyday purchases.
Your Financial Partner
At Mountain America in Meridian, ID, we're more than just a credit union; we're your financial partner dedicated to helping you achieve your goals. Whether you're saving for a rainy day or investing in a new venture, our team is here with personalized guidance and support. Ready to explore how we can assist you? Visit us today at our branch or check out our website at Mountain America for more details on all the services we offer!
Digital & Online Banking
Key Features
With our 24/7 online banking services, you can check your account balances, transfer funds, and pay bills without stepping foot in a branch. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you're looking for even more convenience, our mobile application allows you to manage your finances right from your smartphone, giving you control wherever you are. Security is always a top priority for us. We provide electronic signature authorization so you can sign important documents securely from the comfort of your home. Additionally, e-statements are available for those who prefer paperless options, helping you stay organized while reducing clutter. For those who love using their mobile devices for payments, our mobile payments feature offers a convenient way to make purchases directly from your phone. This means no more fumbling for cash or cards just tap and go! At Mountain America, we believe in making banking accessible and straightforward. Our digital services are designed not just to meet your needs but to enhance your overall banking experience. Whether you're setting up an account or managing loans, we're here to help every step of the way. Explore all that we offer by visiting us online today!
Financial Strength
Commitment to Growth
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your success is reflected in our lending capacity. We have $285,235 in used auto loans and $16,366,923,635 in total loans and leases to support your financial goals across various sectors.
Growing Member Base
We have a strong member base with 3,572,351 total share accounts. This growth reflects the trust members place in us to manage their finances effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 55 E Franklin Rd Meridian Id 83642 or call (208) 422-2937 to learn more about how we can help you achieve your financial goals.
Member-Focused Savings
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Strong Financial Health
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to fit your budget, making it easier than ever to drive away in the vehicle you want.
Business Financing
For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, we have solutions tailored for your business needs.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you'll ever make, and we're here to guide you through each step of the process.
Refinancing Options
If you're considering refinancing any existing loans, our team is ready to help you explore eligibility options that could save you money and lower your monthly payments. At Mountain America, we believe everyone deserves access to affordable financing solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our goal is to ensure that all our members find the right financial products that suit their individual needs. For more information or to discuss which loan product might be best for you, feel free to reach out at (208) 422-2937 or visit us at 55 E Franklin Rd Meridian Id 83642 in Meridian, ID. Let's work together towards your financial success!
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and various rewards programs that can benefit you while making everyday purchases.
Loan Aggregator
Benefits of Using LendMesh
- Verified Data: All loan offers are sourced from legitimate financial institutions. This guarantees transparency and helps you avoid misleading information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Instead, it focuses solely on providing unbiased results that serve your best interests. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can make informed decisions that align with your financial goals. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*
Ensuring Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources ensures that you receive fair and transparent offers when comparing loan options.