Mountain America Credit Union Boise ID: Best Auto Loans & Mortgage Refinancing

Introduction

Welcome to Mountain America, your trusted partner in financial wellness since 1936! Located conveniently at 10440 W Ustick Rd, Boise, ID 83704, our branch is dedicated to serving the community with a personal touch. With over 1,295,749 members benefiting from our services, we take pride in being a reliable source for all your banking needs. At Mountain America, we understand that every member's journey is unique. Our commitment to you is reflected in our impressive financial standing, with total assets of $20,276,595,321 and total deposits reaching $2,498,647,369. Whether you're seeking an auto loan or looking to open a savings account, we have a range of services tailored just for you. Our leadership team is committed to fostering a welcoming environment. Under the guidance of our CEO Sterling Nielsen and Board President Scott Burt, we strive to provide exceptional service and support. With a dedicated staff of 3,426 employees, we are here to assist you Monday through Friday from 9:00 AM to 6:00 PM and on Saturday from 9:00 AM to 2:00 PM. While members can visit us at 10440 W Ustick Rd, official correspondence should be sent to our mailing address at 10440 W Ustick Rd, Boise, ID 83704-5268. Join us at Mountain America where your financial future is our priority! Feel free to reach out by calling us at 208-376-0424 or explore more about what we offer at mountainamerica.com. We look forward to supporting your financial goals!

Branch History & Mission

At Mountain America, we take pride in our rich history and commitment to serving our community. Established in 1936, our Boise Ustick Rd branch has grown alongside its members, evolving from a small credit union into a trusted financial institution with over 1.2 million members today. Located at 10440 W Ustick Rd, Boise, ID 83704, this branch has become a vital part of the local landscape, providing exceptional service and financial solutions. Our mission is clear: to empower our members to achieve their financial dreams while actively supporting the communities we serve. We believe that everyone deserves access to quality financial services. Our comprehensive offerings include personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and business banking services. We strive to make banking easier with convenient online and mobile options that allow members to manage their finances on the go. Over the years, Mountain America has witnessed remarkable growth. With total assets reaching an impressive $20.3 billion, we are dedicated to ensuring our members have the resources they need for a brighter financial future. Our commitment extends beyond numbers; we focus on building lasting relationships with our members through personalized service and community outreach initiatives. While members can visit us at 10440 W Ustick Rd, official correspondence should be sent to 10440 W Ustick Rd, Boise, ID 83704-5268. We are here for you Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. At Mountain America, we recognize the importance of innovation in today's world. We offer features such as electronic signatures, e-statements, mobile payments, and online banking all designed to enhance your experience and meet your needs efficiently. As we look towards the future, we invite you to join our growing family at Mountain America. Experience firsthand how we can help you navigate your financial journey while being an active participant in the community you love. Together, let's build a brighter tomorrow! For more information or assistance, feel free to call us at 208-376-0424 or visit our website at Mountain America.

Branch Location & Accessibility

Get in Touch

For any questions or to learn more about what we offer, don't hesitate to give us a call at 208-376-0424. We look forward to welcoming you into our branch soon! Remember, while members can visit us at 10440 W Ustick Rd for all their banking needs, official correspondence should be sent to the same address. Join us at Mountain America where community matters!

Location Highlights

Situated in Ada County, our branch is easy to reach and close to popular local spots. Just a stone's throw away from bustling shopping areas and restaurants, you can easily combine errands with a visit to us. If you're driving, you'll find ample parking available right outside our door, ensuring that your visit is as hassle-free as possible. Our facility meets ADA accessibility standards, featuring ramps and other accommodations for those who need them.

Operating Hours and Services

We understand that life can be busy, which is why we're open Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. This flexibility allows you to come in at a time that works best for you. Although we currently do not offer ATM services or drive-thru banking, our friendly staff is always ready to assist you inside the branch. At Mountain America, we provide a range of personal banking services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and much more. Whether you're looking to finance a new vehicle or need assistance managing your personal finances, our team is here to help every step of the way.

Member Eligibility

At Mountain America, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to many. If you live, work, or worship in the areas we serve, you're likely eligible to join us! This means that whether you're just starting out on your financial journey or looking for more robust banking solutions, you'll find a home here. We offer a range of services tailored to meet your needs, from personal checking accounts to auto loans and business banking options. To learn more about the specific eligibility requirements and ensure you meet them, visit our detailed resource at . If you're ready to take the next step toward membership, opening an account is easy! Just give us a call at (208) 376-0424, and our friendly staff will guide you through the process or answer any questions you may have. Join us at Mountain America located at 10440 W Ustick Rd Boise Id 83704 and experience the benefits of being part of our supportive financial family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services provide the tools you need to accept payments effortlessly. Imagine serving your customers without worrying about payment processing delays our solutions simplify transactions so you can focus on what matters most: running your business smoothly. Located at 10440 W Ustick Rd Boise Id 83704 in Boise, ID, we invite you to explore how Mountain America can support your business journey. For more information, call us at (208) 376-0424 or visit our website here. Let's work together to turn your business goals into reality!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to help your company thrive. We know that running a business comes with its challenges; let us support you with financial solutions tailored specifically for entrepreneurs.

Credit Cards

For those who enjoy rewards on their purchases, our credit cards with rewards programs allow you to earn points on everyday spending. This way, you can treat yourself while managing your finances wisely.

Digital Banking

In today's fast-paced world, access to banking should be easy and efficient. That's why we offer robust online and mobile banking features. With secure online banking, mobile payments, person-to-person transfers, and e-statements available at your fingertips, managing your finances has never been more convenient. At Mountain America, we're committed to being more than just a bank; we aim to be your trusted financial partner in all aspects of life. Explore how our wide range of services can support your financial journey by visiting us today or calling (208) 376-0424 for more information. Your goals are important to us let's achieve them together!

Home Financing

Your home is likely one of your biggest investments, and we're here to help make that process as smooth as possible. Our mortgage loans and refinancing options ensure you find the right fit for your budget. Whether you're buying your first home or looking to lower your current mortgage payments, our team will guide you through every detail.

Personal Banking

Managing your finances should be straightforward and rewarding. Our personal banking services include various checking and savings accounts tailored to fit different lifestyles. Whether you're saving for a vacation or just looking for a safe place to keep your money, we have options that work for you. When it comes time to make big purchases, like a new car, our auto loans and vehicle financing options can help you drive off with confidence. With competitive rates and flexible terms, getting behind the wheel has never been easier.

Personal Loans

Sometimes life throws unexpected expenses your way, and that's where our personal loans come in handy. If you're looking to consolidate debt or cover an emergency expense, we offer solutions that can provide relief when you need it most.

Digital & Online Banking

Accessibility and Ease-of-Use

At Mountain America, we believe that banking should be straightforward. Our user-friendly interface ensures that whether you're tech-savvy or just starting out, you'll find it easy to navigate through your account details. From checking balances to setting up alerts for important transactions, everything is designed with you in mind. So why wait? Experience the convenience of digital banking with us today! Visit https://www.macu.com/ to learn more about our services and how they can help simplify your financial management.

Key Features

Our online banking includes essential features like electronic signature authorization, allowing you to complete transactions securely without needing to visit the branch. Plus, with e-statements available, you can keep track of your finances while helping the environment by reducing paper waste. Enjoy peace of mind knowing that your financial information is protected by top-notch security measures. Are you always on the go? Our mobile application makes banking even easier. With just a few taps on your smartphone, you can manage your accounts, make person-to-person transfers, and utilize mobile payments for quick transactions. It's all about giving you control over your finances right in the palm of your hand.

Financial Strength

Growing Together

Total Share Accounts stand strong at 3,572,351, reflecting a growing member base that trusts us with their finances. The funds available for lending and investments amount to $180,378,688, enhancing our ability to cater to your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 10440 W Ustick Rd Boise Id 83704 or call (208) 376-0424 to learn more about how we can help you achieve your financial goals.

Investing Back into You

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well with $285,235 in used auto loans and $16,366,923,635 in total loans and leases. This means we can help support your financial goals across various sectors.

Member-Centric Services

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We make it easy for you to drive away in your dream car without breaking the bank.

Commercial Loans

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We understand that running a business comes with its challenges; that's why we're here to support your financial ambitions with tailored solutions. At Mountain America in Boise (10440 W Ustick Rd), we pride ourselves on providing personalized service and a range of financial products suited for our community. If you're interested in learning more about our loan offerings or have questions about eligibility and refinancing options, don't hesitate to call us at 208-376-0424. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is important to us let's take this journey together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We provide guidance throughout the process and offer refinancing options if you're looking to lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. These cards come with benefits that can help you earn rewards while keeping your budget in check.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data guarantees fair and transparent offers, allowing users to trust the information they receive.