Mountain America Credit Union Queen Creek AZ: Affordable Auto Loans & Quick Personal Banking

Introduction

At Mountain America, we believe that financial services should be accessible, reliable, and tailored to meet the unique needs of our members. Located at 22024 S Ellsworth Loop Rd, Queen Creek, AZ 85142, our branch has proudly served the community since 1936, establishing a legacy built on trust and commitment. With a total membership of over 1,295,749 individuals, we are dedicated to providing personalized banking solutions that empower our members to achieve their financial goals. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address. Our dedicated team is here to assist you with a wide range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking options. As of now, Mountain America boasts total assets of $20,276,595,321 and deposits totaling $2,498,647,369. Our net worth stands strong at $1,866,422,746, reflecting our sound financial health. With an impressive amount of cash in hand $302,213,181 we are well-positioned to support our members' needs effectively. Our leadership team is committed to ensuring that every member feels valued. Under the guidance of CEO Sterling Nielsen and Board President Scott Burt, we strive to foster an environment where our members can thrive financially. Whether you're looking to open a new account or explore loan options our knowledgeable staff is ready to help! Feel free to reach out at 480-429-6705 or visit us online at Mountain America for more information about our services. We invite you to experience the difference with Mountain America your trusted partner in achieving financial success!

Branch History & Mission

Community Engagement

Mountain America actively participates in various community outreach efforts. We partner with local organizations to provide educational workshops that promote financial literacy among residents. Our aim is not just about transactions; it's about building lasting relationships that help individuals thrive.

Join Us Today!

As we continue this journey of growth and service, we invite you to experience the benefits of being part of Mountain America. Whether you're looking for a personal loan or want to open a savings account, we're here for you from Monday through Friday between 9:00 AM and 6:00 PM. Reach out at 480-429-6705 or visit us online at www.macu.com to learn more about how we can assist you in achieving your financial dreams!

Our Evolution

From our humble beginnings, Mountain America has evolved into a trusted financial partner for many. Our journey reflects our commitment to providing top-notch personal banking services such as checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We have consistently focused on meeting the needs of our members while staying true to our mission of fostering financial well-being within our community.

Our Mission Statement

Our mission is simple yet impactful: to guide individuals towards achieving their financial goals while giving back to the communities we serve. We believe that everyone deserves access to quality financial services without barriers. That's why we offer ADA-compliant facilities and prioritize customer-centric initiatives. We also embrace digital advancements like online banking and mobile payments to make banking more convenient for everyone. While members can visit us at 22024 S Ellsworth Loop Rd for all their banking needs, official correspondence should be sent to the same address as there is no separate mailing address.

Branch Location & Accessibility

Welcome to Mountain America's branch located at 22024 S Ellsworth Loop Rd in the heart of Queen Creek, AZ! Our location is designed with your convenience in mind, making it easy for you to access the services you need. Whether you're just passing through or a long-time resident, our branch is situated near notable landmarks that make it a familiar stop. While visiting us at this address, feel free to enjoy ample parking options right outside our door. We prioritize accessibility for all members, ensuring our facilities are ADA compliant with ramps and easy entry points. Our branch operates Monday through Friday from 9:00 AM to 6:00 PM, providing a welcoming environment where you can handle your banking needs. Although we currently do not have drive-thru service or ATM availability on site, our dedicated team is ready to assist you inside the branch. For any official correspondence, please send it to the same address as our physical location: 22024 S Ellsworth Loop Rd, Queen Creek, AZ 85142. If you have questions or need assistance before your visit, don't hesitate to give us a call at 480-429-6705. At Mountain America, we offer a range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is here to guide you every step of the way. We look forward to welcoming you soon! Visit us today and discover how we can help you achieve your financial goals.

Member Eligibility

At Mountain America, we believe that everyone deserves to be part of a community that cares. If you're looking to become a member, it's a straightforward process! Generally, anyone who lives, works, or worships in our area can join us. We welcome individuals and families alike, ensuring that everyone can benefit from our personalized services and supportive atmosphere. For specific eligibility details, you can visit our website at for the most accurate and updated information. Joining Mountain America is not just about opening an account; it's about gaining access to a range of financial products designed with your needs in mind. From checking accounts to auto loans and everything in between, we're here to help you achieve your financial goals. Ready to take the next step? You can easily open your account by visiting us at 22024 S Ellsworth Loop Rd Queen Creek Az 85142 or giving us a call at (480) 429-6705. Let's embark on this journey together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. This means whether you're looking to purchase new equipment or expand your operations, we are here to provide the financial support you need.

Merchant Services

Imagine having a reliable partner that streamlines your payment processes, allowing you to focus on what you do best growing your business. Our merchant services ensure you can accept payments effortlessly, making transactions smoother for both you and your customers. With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses. Join us at our branch located at 22024 S Ellsworth Loop Rd Queen Creek Az 85142 in Queen Creek, AZ and see how we can help take your business to the next level. For inquiries, feel free to call us at (480) 429-6705.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new car? Our Auto Loans & Vehicle Financing options can help you get on the road without breaking the bank. We offer competitive rates and flexible terms that fit your budget, whether you're purchasing a new vehicle or refinancing an existing loan. Imagine driving away in your dream car while enjoying manageable monthly payments.

Business Banking Options

If you're a business owner, we have tailored solutions just for you! Our Business Banking services include merchant services and business loans designed to help your company thrive. Imagine having the financial tools needed to grow your business right at your fingertips.

Credit Cards with Rewards

Want to earn rewards while spending? Our Credit Cards with Rewards give you the chance to earn points on every purchase, which can be redeemed for travel, cash back, or gift cards. It's an easy way to benefit from everyday spending while building up rewards for future use.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans are designed with you in mind. We provide personalized service throughout the process, helping you find a loan that meets your needs. Picture yourself settling into a home that fits your lifestyle perfectly, all while taking advantage of great rates.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why our robust Online & Mobile Banking features allow you to manage your finances anytime, anywhere. Whether it's making payments, checking balances, or transferring funds between accounts, everything is just a few clicks away on our secure platform. At Mountain America, we're committed to serving our members with integrity and dedication. If you'd like more information about any of our services or if you're ready to take the next step toward achieving your financial goals, please don't hesitate to contact us at (480) 429-6705 or visit us online at 0145 Queen Creek Ellsworth Loop Rd. Let us help you navigate your financial journey today!

Personal Banking Solutions

We understand that managing money can be overwhelming at times. That's why we offer Personal Banking options, including checking and savings accounts designed to help you keep your funds organized and accessible. Our user-friendly online and mobile banking platforms make it easy for you to track your spending, pay bills, and transfer money right from your smartphone or computer.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services can assist you in overcoming financial hurdles by consolidating debt into one manageable payment or funding essential purchases. We aim to make borrowing simple and straightforward so you can focus on what matters most.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which makes banking even more accessible. You can make person-to-person transfers effortlessly send money to friends or family with just a few taps on your phone. Plus, our mobile payments feature allows you to make purchases directly from your smartphone, adding another layer of convenience to your daily transactions. Security is a top priority for us. Our platform includes electronic signature authorization, ensuring that your transactions are safe and verified. Additionally, you can opt for e-statements, making it easier to keep track of your finances without the clutter of paper statements. Whether you're checking in on your account or making a payment, our online banking tools are designed for ease of use and real-time management. At Mountain America, we're here to help you navigate your financial journey with confidence. Embrace the future of banking today!

Financial Strength

Committed Workforce

We also take pride in having 3,027 full-time employees and 399 part-time employees who are dedicated to serving you with a knowledgeable team. Together, we work hard to ensure your experience with us is nothing short of exceptional.

Growing Member Base

Total Share and Deposit Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. This reflects our commitment to being your partner in achieving financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 22024 S Ellsworth Loop Rd Queen Creek Az 85142 or call (480) 429-6705 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases.

Secure Savings Options

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We understand that purchasing a vehicle is a significant investment. That's why we offer competitive rates and flexible terms to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or operational costs, we are here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006. With tailored mortgage solutions and guidance from our experienced team, we can help you navigate the path to your dream home.

Refinancing Options

If you're considering refinancing any of your existing loans or seeking eligibility options for our products, our team is ready to assist you. We believe in making financing accessible and straightforward. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Mountain America, we're committed to providing financial solutions that empower our members and foster community growth. Stop by or call us today to learn more about how we can help you achieve your financial aspirations!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $981,936,213 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits designed to suit your lifestyle.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers without hidden fees or misleading information.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in all comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value that real-time comparisons can bring to borrowers seeking the best financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.