Mountain America Credit Union Goodyear AZ: Affordable Vehicle Loans & Quick Personal Banking

Introduction

Welcome to Mountain America, your trusted financial partner located at 16326 W Yuma Rd, Goodyear, AZ 85338. With a proud history dating back to 1936, we have been dedicated to serving our community and helping members achieve their financial goals for decades. As of now, we are thrilled to have over 1,295,749 members who rely on us for a variety of services, from personal banking solutions to business loans. At Mountain America, we understand that your financial needs are unique. That's why we offer a wide range of products including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Our total assets have grown to an impressive $20,276,595,321, providing us the strength to support our members effectively. We currently hold $2,498,647,369 in deposits and have facilitated a robust loan portfolio with over 1,010,477 loans and leases. Our commitment goes beyond numbers; it's about people. Under the leadership of our CEO Sterling Nielsen and Board President Scott Burt, our team of 3,426 employees is dedicated to creating an environment where you feel valued and supported. We take pride in being more than just a credit union; we're a part of the Goodyear community. While members can visit us at our branch address for in-person assistance during our convenient hours (Monday-Friday from 9:00 AM to 6:00 PM), official correspondence should be sent to the same address listed above. Whether you're looking for ways to save or need guidance on securing a loan, we're here to help you every step of the way. Feel free to reach out by calling us at (480) 970-4977 or explore more about our offerings on our website Mountain America. Join us today and discover how we can help you thrive financially!

Branch History & Mission

Mountain America has a proud history rooted in community service and financial empowerment. Established in 1936, our branch in Goodyear, Arizona, has been a cornerstone for local residents seeking reliable financial services. Over the years, we have grown alongside our community, continually adapting to meet the needs of our members. Located at 16326 W Yuma Rd, Goodyear, AZ 85338, our branch is easily accessible for all your banking needs. While members can visit us at this address, official correspondence should be sent to our mailing address: 16326 W Yuma Rd, Goodyear, AZ 85338-3100. Our commitment to convenience is reflected in our operating hours: Monday to Friday from 9:00 AM to 6:00 PM. At Mountain America, we are proud to serve a vibrant membership base of over 1.2 million members. This growth speaks volumes about the trust and support we have fostered within the community. With total assets exceeding $20 billion, we are well-equipped to offer a range of financial products tailored to fit your needs whether it's personal banking services like checking and savings accounts or loans for vehicles and homes. Our mission is simple yet profound: to help our members achieve their financial dreams while supporting the community around us. We strive to create lasting relationships with our members by providing personalized service and innovative solutions that empower them on their financial journey. In addition to traditional banking services, we focus on community outreach and partnerships that enhance the lives of those we serve. As technology advances, so do we. Our digital banking options including online and mobile banking ensure that you have access to your accounts anytime, anywhere. We also maintain ADA compliance to make sure everyone can use our services without barriers. While we currently do not have ATM or drive-thru services at this branch location, our dedication to customer service remains unwavering. We invite you to join us at Mountain America and experience firsthand how we can assist you with your financial goals while contributing positively to the Goodyear community. Discover the difference with Mountain America today! For more information or assistance, feel free to reach out at 480-970-4977. Let's build a brighter financial future together!

Branch Location & Accessibility

Accessibility and Features

At Mountain America, we prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can easily visit us. While we currently do not offer drive-thru services or ATMs on-site, our knowledgeable staff is always ready to assist you inside the branch.

Contact Us

Have questions? Feel free to give us a call at 480-970-4977. We're here to provide personalized service and support as you navigate your financial journey. If you need to send any official correspondence, please use our mailing address: 16326 W Yuma Rd, Goodyear, AZ 85338-3100. We invite you to stop by Mountain America today! Experience a welcoming environment where your banking needs are met with care and expertise.

Operating Hours

We're open Monday through Friday from 9:00 AM to 6:00 PM, allowing you plenty of time during the week to take care of your banking needs. Whether you're looking to open a new account, apply for an auto loan, or ask about our credit card options with rewards, our team is here to help!

Member Eligibility

Becoming a member of Mountain America is like joining a caring community where your financial well-being comes first. If you're living, working, or attending school in the areas we serve, you're likely eligible to join us! We welcome individuals from various backgrounds, making it easy for you to access our range of services. Not only will you gain access to tailored financial products, but you'll also be part of a supportive network dedicated to helping you achieve your goals. For specific eligibility details, feel free to check out our website at . If you're ready to take the next step, opening an account is straightforward and convenient. Just reach out to us at (480) 970-4977, and our friendly staff will guide you through the process. We're located at 16326 W Yuma Rd Goodyear Az 85338, and we can't wait to welcome you into the Mountain America family!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine having the ability to accept payments easily and efficiently while focusing on what you do best running your business. Our merchant services provide you with the tools needed to process transactions seamlessly, ensuring that your customers enjoy a smooth checkout experience. By integrating these services into your operations, you can save time and enhance customer satisfaction. Visit us at 16326 W Yuma Rd Goodyear Az 85338 in Goodyear, AZ, or call us at (480) 970-4977 to discover how our tailored business banking solutions can empower your entrepreneurial journey!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have financial products designed to support your growth.

Connect with Us

We invite you to explore how Mountain America can assist you in achieving your financial goals. Visit us at www.macu.com for more information on our services or stop by our branch in Goodyear. We look forward to serving you!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've integrated robust digital banking features into all our services. With online and mobile banking, managing your finances is just a few taps away. You can make payments, check statements, and even use person-to-person payment options without ever needing to visit the branch. While we currently don't have ATMs or drive-thru services at this location, our commitment to providing accessible service means you can reach us directly by calling 480-970-4977 during our lobby hours from Monday to Friday between 9:00 AM and 6:00 PM.

Personal Banking Services

Starting with your everyday banking needs, our personal banking services include checking and savings accounts designed to help you manage your finances easily. Imagine opening a checking account that not only fits your lifestyle but also rewards you for everyday purchases. With options to set up online and mobile banking, accessing your accounts has never been more convenient. You can check balances, transfer funds, and pay bills right from your smartphone. For those planning to purchase a vehicle, our auto loans and vehicle financing options are here to help you drive away in your dream car without breaking the bank. We offer competitive rates that make monthly payments manageable. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans provide flexible terms that suit various budgets. Our experienced team is ready to guide you through every step of the process so that homeownership feels achievable. Need extra cash for personal projects or consolidating debt? Our personal loans are designed with your needs in mind. You can find relief from high-interest debts and fund important life events with confidence. And let's not forget about our credit cards! With credit cards that come with rewards, you can earn points or cashback on purchases while enjoying low rates.

Digital & Online Banking

Key Features

One of the standout features of our online banking service is the ability to set up e-statements. This means you can receive your monthly statements electronically, reducing clutter and making it easier to track your spending. Plus, you can sign documents securely with our electronic signature authorization, adding another layer of convenience without compromising safety. For those who prefer mobile solutions, our mobile application is here to help. It allows you to make mobile payments, manage transactions, and even send money directly to friends or family through person-to-person transfers. Everything you need is just a few taps away! At Mountain America, we believe in making banking accessible for everyone. Our user-friendly interface ensures that whether you're tech-savvy or just getting started with digital banking, you'll find everything straightforward and easy to navigate. When it comes to managing your finances on your terms, Mountain America has got you covered. Explore all these features and more today by visiting our website and take control of your banking experience!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. Our net shares amounting to $180,378,688 reflect the funds available for lending and investments, further enhancing our ability to support you financially. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 16326 W Yuma Rd Goodyear Az 85338 or call (480) 970-4977 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases. This extensive range of lending options ensures that we can meet your specific needs whether it's buying a car or financing other important life events.

Member-Centric Savings Options

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $0, which reflects our ability to manage resources effectively while offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy allows us to support your financial goals while continuously improving our services.

Strong Financial Health

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength enables us to navigate through various economic climates while continuing to serve our community effectively. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

At Mountain America in Goodyear at 16326 W Yuma Rd Goodyear Az 85338, we pride ourselves on offering comprehensive personal banking services. From checking and savings accounts to debt consolidation and personal loans our goal is to provide solutions tailored just for you. If you're interested in any of our loan products or would like more information about refinancing options available at Mountain America Credit Union, please don't hesitate to reach out at 480-970-4977. Our friendly staff is here to assist you Monday through Friday from 9:00 AM to 6:00 PM. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is our priority!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans, helping our members get on the road with confidence. Whether you prefer a new or used vehicle, our flexible financing options can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand your enterprise. Whether you're starting a new venture or looking to scale an existing one, we're here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006. We make buying or refinancing simple and straightforward. If you are considering refinancing your current mortgage, our team is ready to discuss eligibility options that may benefit you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $981,936,213 in unsecured credit card loans helping members manage their finances effectively, you can enjoy the benefits of easy access to credit for everyday purchases and emergencies.

Loan Aggregator

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