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Introduction
At Mountain America, we believe that every financial journey deserves a trustworthy partner. Located at 5910 W Northern Ave, Glendale, AZ 85301, our branch is committed to providing exceptional service and tailored financial solutions to meet the needs of our community. Established in 1936, we have grown into a thriving credit union with over 1,295,749 members who rely on us for their banking needs. As part of our commitment to you, we proudly manage total assets of $20,276,595,321 and maintain a strong net worth of $1,866,422,746. Our dedication to your financial well-being is reflected in our total deposits of $2,498,647,369 and an impressive loan portfolio with over 1,010,477 loans and leases. While you can easily visit us at our branch location for personal banking services including checking and savings accounts, auto loans, mortgage refinancing, and more you can also reach out by phone at 602-266-3522 for any inquiries or assistance. If official correspondence is necessary, please direct it to the same address as our branch location. Our leadership team CEO Sterling Nielsen and Board President Scott Burt is dedicated to ensuring that Mountain America remains a pillar of support within the Glendale community. With a friendly staff of 3,426 employees, we're here to help you navigate your financial journey with confidence. Join us in experiencing how Mountain America can make a difference in your life. Visit our website at www.macu.com or stop by today! Your future starts here.
Branch History & Mission
Community Commitment
Partnerships play a vital role in our outreach efforts. We actively engage with local organizations and participate in initiatives that foster growth and development within the community. Whether it's sponsoring events or providing educational resources on financial literacy, Mountain America is dedicated to making a positive impact.
Join Us
As we look towards the future, we invite you to join us at Mountain America. Experience firsthand how we can support your financial goals while being part of a community-focused credit union. With operating hours from Monday to Friday 9:00 AM - 6:00 PM and Saturday from 9:00 AM - 2:00 PM, we're here when you need us. For more information or assistance, feel free to reach out at 602-266-3522. Together, let's build a brighter financial future!
Our Journey
From humble beginnings, Mountain America has evolved into a trusted financial partner. We opened our doors to provide accessible banking services tailored to the needs of our community. As we expanded our offerings from personal banking solutions to business loans we remained steadfast in our mission: to empower individuals and families on their financial journeys. Our branch is conveniently located near local landmarks that make it easily accessible for everyone in Glendale. While members can visit us at 5910 W Northern Ave, official correspondence should be sent to the same address as our mailing address.
Our Mission
At Mountain America, we believe that strong communities create strong individuals. Our mission goes beyond just providing financial services; we aim to uplift and support the people who call Glendale home. We offer a variety of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards all designed with you in mind. We also embrace technology to ensure your banking experience is convenient and efficient. Our digital services include online banking and mobile payments that keep you connected wherever you are. We prioritize accessibility too; both our branch and digital platforms meet ADA compliance standards so everyone can access the services they need.
Branch Location & Accessibility
Welcome to the Mountain America branch located at 5910 W Northern Ave, Glendale, AZ 85301! Our branch is designed with your convenience in mind, making banking easy and accessible for everyone in the community. Nestled in a vibrant area of Glendale, we're just a stone's throw away from popular landmarks, ensuring you can stop by while running errands or visiting nearby shops. At Mountain America, we understand that accessibility matters. Our branch features ADA-compliant facilities and convenient parking options so that everyone can enjoy our services without hassle. Plus, if you're on the go, we offer a drive-thru banking option for quick deposits and withdrawals right from your vehicle. Our operating hours are tailored to fit your busy schedule. We're open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, our friendly team is here to help. For those who prefer digital transactions, we also have an ATM available for cash withdrawals and balance inquiries. If you ever need to send official correspondence, please note that it should be directed to our mailing address at 5910 W Northern Ave, Glendale, AZ 85301. Feel free to reach out to us at 602-266-3522 if you have any questions or would like more information about our services. We can't wait to welcome you into the Mountain America family! Come visit us today!
Member Eligibility
Joining Mountain America is like stepping into a community where everyone supports each other. To become a member, you simply need to meet a few friendly eligibility criteria. Generally, anyone who lives, works, or worships in the area around 5910 W Northern Ave Glendale Az 85301 can join us. It's all about bringing people together and making banking accessible for our neighbors. For those looking for more detailed information, feel free to check out our eligibility criteria at . Once you're ready to open an account, the process is straightforward and welcoming. You can visit us at our branch or contact us directly at (602) 266-3522 for assistance. Our team is here to help guide you through every step of becoming a valued member of Mountain America. We're excited to have you join our family!
Business Banking & Commercial Services
Financing Solutions Tailored for Your Needs
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing to purchase new equipment or renovate your office space. Our loans can make that happen, giving you the freedom to focus on what you do best running your business.
Practical Merchant Services
In addition to loans, we offer robust merchant services tailored for today's business environment. Whether you need help processing transactions or managing payroll, our services streamline operations and improve cash flow. This means less time worrying about administrative tasks and more time dedicated to serving your customers. At Mountain America, located at 5910 W Northern Ave Glendale Az 85301, we're more than just a bank; we're your partner in success. Let's work together to turn your business goals into reality. For more information, call us at (602) 266-3522 or visit us online at Mountain America.
Comprehensive List Of Services
ATM & Cash Withdrawal Services
Need cash quickly? Our convenient ATM services allow you to withdraw funds easily while also giving you access to balance checks whenever necessary.
Auto Loans & Vehicle Financing
Thinking about buying a new car? Our auto loans and vehicle financing options provide competitive rates and flexible terms, making it simple to drive off in the vehicle of your dreams. Imagine cruising down the road with confidence, knowing you have secured a loan that works for you.
Business Banking
For entrepreneurs and small business owners, we offer comprehensive business banking services including merchant services and business loans. We understand the unique challenges faced by businesses today and are ready to support your goals with tailored financial solutions.
Credit Cards with Rewards
With our credit cards offering rewards, you can earn points on everyday purchases. Whether it's travel rewards or cash back, using our credit card means getting more out of what you spend.
Drive-Thru Banking
If you're on the go, our drive-thru banking provides quick service for deposits and withdrawals without leaving your vehicle. It's perfect for busy days when every minute counts! At Mountain America, we prioritize making banking straightforward and accessible for everyone. Our friendly staff is always available to answer questions or provide assistance simply give us a call at (602) 266-3522 or visit us during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Explore all these services and more by visiting us online at 0056 Glendale Northern Ave. Let us be part of your financial journey!
Mortgage Loans & Refinancing
For those looking to buy a home or refinance an existing mortgage, our mortgage loans are designed with your future in mind. We understand that purchasing a home is one of the most significant decisions you'll make, and our experienced staff is here to guide you through every aspect of the process.
Online & Mobile Banking
In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking services. Access your accounts anytime, anywhere check balances, transfer funds, and pay bills at your convenience.
Personal Banking
Managing your finances has never been easier with our personal banking options. We offer checking and savings accounts that cater to various lifestyles, ensuring that whether you are saving for a special occasion or managing daily expenses, you have the right tools at your disposal.
Personal Loans & Debt Consolidation
Life can throw unexpected expenses your way, and that's where our personal loans come in handy. If you're feeling overwhelmed by multiple debts, consider our debt consolidation options. We can help streamline your payments into one easy-to-manage loan, relieving some of the stress from your financial situation.
Digital & Online Banking
Key Features
Our online banking service provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds without stepping into a branch. You can also enjoy the benefits of e-statements, which let you view your account statements securely online no more paper clutter! Plus, with electronic signature authorization available, signing documents is as simple as a click of a button. For those on the go, our mobile application offers all the functionality of our website right at your fingertips. You can make mobile payments easily, ensuring that you're always prepared when it comes time to make a purchase. Need to send money to a friend? Our person-to-person transfer feature makes this process quick and hassle-free.
Security and Ease-of-Use
We prioritize your security with advanced measures so you can bank confidently online. Our platform is designed for ease-of-use, ensuring that even if you're not tech-savvy, you'll find managing your finances straightforward and efficient. Whether you're checking your balance from home or making a payment while out shopping, we've got you covered. With Mountain America, you can take control of your financial life with just a few taps or clicks. Explore all that our digital banking services have to offer today!
Financial Strength
Growing Trust
Total Share Accounts stand at an impressive 3,572,351, showcasing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) amount to $180,378,688, further emphasizing our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Mountain America is your trusted partner. Visit us at 5910 W Northern Ave Glendale AZ 85301 or call 602-266-3522 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is highlighted by a net income of $0, reflecting how effectively we manage our resources while still providing valuable products and services for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.
Reinvestment for Growth
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $285,235 in used auto loans and an impressive $16,366,923,635 in total loans and leases.
Solid Financial Health
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We offer financing options that fit your budget and lifestyle, making it easier than ever to drive away in a car you love.
Business Financing
For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business, our commercial loan options are designed to meet your unique needs. At Mountain America located at 5910 W Northern Ave Glendale Az 85301, our team is dedicated to assisting you every step of the way. For inquiries or more information about our loan offerings, feel free to reach out at 602-266-3522 during our operating hours: Monday-Friday from 9:00 AM - 6:00 PM and Saturday from 9:00 AM - 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how we can support your financial journey today!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We provide various mortgage products designed to suit different financial situations. Plus, if you're interested in refinancing an existing mortgage, we can guide you through the eligibility options available to potentially lower your monthly payments.
Unsecured Credit Card Loans
Managing day-to-day expenses is essential for financial health. We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. This product allows for easy access to funds when you need them most without tying up collateral.
Loan Aggregator
Ensuring Accurate Comparisons
LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources guarantees that users receive fair and transparent offers.
Key Benefits of Using LendMesh
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, which helps them make well-informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience, stating: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To explore competitive loan offers tailored to your needs, visit LendMesh today and discover the best rates available for you. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.