Mountain America Credit Union

Nestled in the vibrant community of Gilbert, the Mountain America branch at 3565 S Gilbert Rd is your trusted partner for comprehensive financial solutions tailored to your unique goals. Whether you’re looking to secure some of the best auto loans in Arizona or exploring competitive mortgage loans and refinancing options, this branch offers expert guidance with a friendly touch. Open Monday through Friday from 9:00 a.m. to 6:00 p.m. and Saturdays until 2:00 p.m., members enjoy convenient personal banking services designed to fit their busy lifestyles.
At Mountain America Gilbert, you’ll find a full range of offerings including credit cards with rewarding perks, business banking solutions such as merchant services and business loans, plus flexible personal loans perfect for debt consolidation. While this location doesn’t offer ATM or drive-thru access, robust online and mobile banking platforms ensure you can manage your accounts anytime, anywhere.
Serving over 1.2 million members with assets exceeding $20 billion, Mountain America is committed to helping you navigate vehicle financing and mortgage needs with confidence. Visit the Gilbert branch today or call 480-429-6706 to experience personalized service and discover your financial options!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

Welcome to Mountain America, your trusted credit union located at 3565 S Gilbert Rd, Gilbert, AZ 85297. Since our establishment in 1936, we have been committed to serving our community with integrity and dedication. With a robust membership base of over 1,295,749 individuals, we are proud to provide financial solutions that empower you and your family. At Mountain America, we understand that your financial needs are unique. That's why we offer a wide range of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. With total assets amounting to an impressive $20,276,595,321, we're here to ensure your money is in good hands. Our leadership team is dedicated to fostering a culture of support and service. Under the guidance of CEO Sterling Nielsen and Board President Scott Burt, we continually strive to enhance your banking experience. We believe in making a positive impact on our members' lives and the communities we serve. For those who need assistance or want to learn more about how we can help you achieve your financial goals, feel free to reach out at (480) 429-6706. While members can visit us at our branch location, official correspondence should be sent to the same address. Ready to take the next step? Explore our services or apply for a loan by visiting us online at Mountain America. Join us today and discover how we can support your journey towards financial success!

Branch History & Mission

Mountain America, located at 3565 S Gilbert Rd in Gilbert, AZ, has been a cornerstone of the community since it opened its doors in 1936. With a rich history spanning over eight decades, our branch has grown alongside the residents and businesses of Gilbert, fostering strong relationships built on trust and service. From humble beginnings, Mountain America has evolved into a thriving credit union with a total membership of over 1.2 million members and assets exceeding $20 billion. Our commitment to providing accessible financial services has made us a preferred choice for personal banking, auto loans, mortgages, and business solutions. We take pride in supporting our members' financial goals while being an active participant in community events and outreach programs. Our mission is simple yet powerful: we strive to enhance the financial well-being of our members and the communities we serve. At Mountain America, we believe in putting people first. Whether you're looking to open a checking account, secure financing for your dream home, or access online banking services, our dedicated team is here to guide you every step of the way. While members can visit us at our branch address, official correspondence should be sent to 3565 S Gilbert Rd, Gilbert, AZ 85297. We welcome you during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. At Mountain America, we're not just about numbers; we're about making an impact. We focus on digital advancements that make banking easier for you like mobile payments and online banking while ensuring compliance with ADA standards so everyone can benefit from our services. We are also proud partners with local organizations and schools, actively engaging in initiatives that uplift and support our community members. As we continue to grow and adapt to the needs of those we serve, we invite you to join us on this journey. Experience the difference that comes with being part of Mountain America. Discover how we can help you achieve your financial dreams today! For more information or assistance, please contact us at 480-429-6706. Join us as we continue to build a brighter future together!

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind, ensuring that everyone can easily visit us. With ample parking available right outside the entrance, you won't have to worry about finding a spot. Our location also features ramps and other accommodations for individuals with disabilities, so all members of our community can feel welcome.

Contact Us

Have questions? Feel free to give us a call at 480-429-6706. We're eager to assist you with any inquiries or concerns. If you're planning a visit, remember that while you can find us at 3565 S Gilbert Rd for all your banking needs, official correspondence should be sent to the same address as well. We look forward to welcoming you into our branch soon!

Operating Hours

We understand that life can get busy, which is why we're open Monday through Friday from 9:00 AM to 6:00 PM and on Saturday from 9:00 AM to 2:00 PM. Whether you're looking to open an account, apply for a loan, or simply ask a question, our friendly staff is ready to assist you during these hours.

Services Offered

At Mountain America, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're interested in business banking services or credit cards with rewards, we're here to help as well. Plus, while we don't have ATMs or drive-thru banking at this location currently, our team is always ready to provide support in person.

Member Eligibility

Joining Mountain America is like becoming part of a welcoming family where your financial well-being is our top priority. Membership is open to anyone who lives, works, or attends school in the communities we serve, so if you're in the area around 3565 S Gilbert Rd Gilbert Az 85297, you might just be eligible! We believe that everyone deserves access to friendly, personalized banking services, and being a member here means you can enjoy competitive rates on loans and savings, plus a variety of convenient services tailored to your needs. To find out more about the specific eligibility criteria and how easy it is to join us, feel free to check out our detailed information at . When you're ready to take the next step, opening an account is simple; just give us a call at (480) 429-6706 or visit us in person. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine having a reliable partner that helps you accept payments easily whether it's through credit cards, mobile payments, or online transactions. This means more convenience for your customers and more revenue for you. Located conveniently at 3565 S Gilbert Rd Gilbert Az 85297 in Gilbert, AZ, our team is ready to assist you in navigating the financial landscape so you can focus on what matters most growing your business. Contact us today at (480) 429-6706 to learn how we can help!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include everything from merchant services to business loans, ensuring that your company has the support it needs to thrive. Imagine having a reliable partner who understands the challenges of running a business and is there to help every step of the way.

Convenient Access

We pride ourselves on making banking convenient for everyone. Although we do not currently offer ATMs or drive-thru services at this location, our robust online platform allows you to manage everything from anywhere 24/7 access means you're never far from what you need. With dedicated customer service available by phone at 480-429-6706, we're here to answer questions and guide you through any processes. At Mountain America, we aim to simplify your financial journey while providing exceptional service. If you're ready to explore how we can help meet your financial needs, visit us today or check out more about us online at Mountain America. Your future starts here!

Credit Cards with Rewards

Who doesn't love rewards? With our credit cards featuring rewards programs, you can earn points on everyday purchases. Whether you're buying groceries or planning a trip, every swipe gets you closer to exciting rewards.

Personal Banking

Managing your money should be straightforward and hassle-free. That's why we offer checking and savings accounts that come with features to fit any lifestyle. Imagine having easy access to your funds through our online and mobile banking services. You can check balances, transfer money, and pay bills right from your smartphone or computer, making banking on-the-go easier than ever. Need financing for a new vehicle? Our auto loans and vehicle financing options provide competitive rates and flexible terms to help you drive away in the car of your dreams. Plus, if home ownership is on your radar, our mortgage loans and refinancing services make it simpler to get started or save on your current mortgage. For those unexpected expenses or projects, consider our personal loans and debt consolidation options. We can assist you in finding the right solution that fits your budget and helps ease financial burdens.

Digital & Online Banking

Anytime Access

With 24/7 online banking services, you're in control of your finances around the clock. Whether it's early morning or late at night, you can handle everything from person-to-person transfers to checking your loan status without stepping foot inside the branch. At Mountain America, we aim to provide a banking experience that fits into your lifestyle. Join us today and take advantage of all these great features designed just for you!

Key Features for Your Convenience

Our online banking platform offers a range of features that make banking simple and efficient. You can check your account balances, view transaction history, and transfer funds with just a few clicks. Plus, with the availability of e-statements, you can go paperless and access your statements whenever you need them. If you're on the go, our mobile application is perfect for managing your accounts right from your smartphone. You can even make mobile payments effortlessly, so whether you're at the store or dining out, paying for your purchases is quick and secure.

Security You Can Trust

Your security is our priority. With electronic signature authorization available, you can complete transactions confidently without worrying about safety concerns. Our system is designed to protect your personal information while making it easy for you to manage your banking needs.

Financial Strength

At Mountain America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a strong financial partner is essential for peace of mind and future planning. With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $285,235 in used auto loans and $16,366,923,635 in total loans and leases. While our net income of $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members, we also take pride in having 3,027 full-time employees and 399 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment. The figures speak volumes about our dedication to serving you well: net shares available for lending stand at $180,378,688, while the total number of share accounts has reached 3,572,351, showcasing a robust member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 3565 S Gilbert Rd Gilbert Az 85297 or call (480) 429-6706 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we provide competitive rates and flexible terms to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We are committed to supporting local businesses through tailored financing solutions that meet your specific requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We offer various plans to suit different financial situations, ensuring you find the right fit for your home purchase or refinance needs.

Refinancing Options

If you're considering refinancing any existing loans, our team can guide you through eligibility options and potential savings. Refinancing can be a great way to lower monthly payments or take advantage of better interest rates, so don't hesitate to ask about how we can assist you in this process. Our branch is open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Visit us today or check out our website at https://www.macu.com/ for more information about our loan products and how we can support your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. These credit cards come with rewards programs that can add value as you make everyday purchases.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers.

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