Mountain America Credit Union Colorado City AZ: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Mountain America, your trusted financial partner in Colorado City, AZ. Located at 1045 S Central St, our branch has been serving the community since 1936, helping members achieve their financial dreams with personalized service and a strong commitment to our local roots. With a membership base of over 1,295,749 individuals, we take pride in being more than just a credit union; we are a vibrant part of your community. At Mountain America, we understand that financial decisions can be overwhelming. That's why our dedicated team, led by CEO Sterling Nielsen and Board President Scott Burt, is here to guide you every step of the way. Whether you're looking for a new auto loan among our impressive portfolio of over 1,010,477 loans, or need assistance with personal banking services like checking and savings accounts, we have solutions tailored just for you. Our total assets stand at an impressive $20,276,595,321, reflecting our stability and reliability as a financial institution. We offer competitive rates on deposits totaling $2,498,647,369, ensuring that your money works hard for you while providing peace of mind. Plus, with $3,022,13181 in cash readily available for member needs, you can trust that we are prepared to support you. While members can visit us at our physical location in Colorado City, official correspondence should be sent to the same address: 1045 S Central St, Colorado City, AZ 86021. Our friendly staff is available Monday through Friday from 9 AM to 6 PM and Saturdays from 9 AM to 2 PM to assist with any inquiries you may have. Join us at Mountain America today and discover how we can help make your financial goals a reality! For more information or to speak with one of our representatives directly, give us a call at 928-257-1751 or visit our website at www.macu.com. Your journey toward financial well-being starts here!

Branch History & Mission

Mountain America has a rich history that dates back to 1936, when it first opened its doors in Colorado City, AZ. Since then, we have grown into a trusted financial partner for over 1.2 million members. With total assets reaching an impressive $20,276,595,321, our commitment to helping individuals and families achieve their financial goals remains as strong as ever. Our branch is conveniently located at 1045 S Central St, Colorado City, AZ 86021. This central location makes it easy for our members to access essential services and support. While you can visit us at this address for all your banking needs, official correspondence should be sent to the same address as our mailing address: 1045 S Central St, Colorado City, AZ 86021. At Mountain America, our mission is simple yet profound: to empower our members by providing comprehensive financial services while supporting the communities we serve. We believe in making banking accessible and friendly. Whether it's personal banking like checking and savings accounts or more complex services like auto loans and mortgages, we are here to help you navigate your financial journey. Over the years, we've made significant strides in enhancing our services through digital advancements such as online banking and mobile payments. Our focus on accessibility extends to ADA compliance, ensuring that every member of our community can benefit from what we offer. Community outreach is at the heart of what we do. We actively seek partnerships with local organizations to support initiatives that uplift our neighbors and foster growth in Colorado City and beyond. Our drive-thru service may not be available at this branch, but we're committed to providing exceptional customer service during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. As we look toward the future, we invite you to become part of the Mountain America family. Join us today and experience firsthand how we can help you build a brighter financial future while making a positive impact in our community. Reach out at (928) 257-1751 or visit us online at Mountain America for more information on membership options and services tailored just for you!

Branch Location & Accessibility

Welcome to Mountain America, your friendly neighborhood credit union located at 1045 S Central St in Colorado City, Arizona. We understand that convenience matters, which is why our branch is perfectly situated to serve you and your financial needs. Whether you're a long-time member or considering joining us for the first time, we invite you to stop by and experience our welcoming atmosphere. While members can visit us at 1045 S Central St, official correspondence should be sent to the same address as our mailing address is the same. Our branch is nestled in Mohave County, making it easy for locals and visitors alike to find us. You'll discover that we're just a short drive from notable landmarks like the beautiful Colorado River and nearby parks, adding to the charm of our location. Accessibility is a priority for us at Mountain America. Our branch features ADA-compliant entryways and ramps to ensure that everyone can access our services with ease. We also offer ample parking space nearby, allowing for a hassle-free visit. Our dedicated team is here to assist you during our convenient operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Whether you need help with personal banking, auto loans, or business services, we're ready to support you every step of the way. While we currently do not offer ATM services or drive-thru banking, we encourage you to take advantage of our online and mobile banking options for quick transactions from anywhere. If you have any questions or want more information about our offerings, don't hesitate to give us a call at 928-257-1751. We look forward to welcoming you at Mountain America! Stop by today and discover how we can help you achieve your financial goals.

Member Eligibility

Joining the Mountain America community means stepping into a world of support and opportunity. At Mountain America, we believe in making banking accessible for everyone, which is why our membership is open to a wide range of individuals. If you live, work, or attend school in our service areas or have family members who are already part of our credit union, you're likely eligible to join us. We're here to help you navigate the membership process smoothly, ensuring you can access all the benefits that come with being a member, like competitive rates on loans and personalized service. To learn more about the specific eligibility criteria and see if you qualify, please visit this page. If you're ready to take the next step and open an account, it's as simple as reaching out to us at 928-257-1751. Our friendly team is available Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM to assist you. We can't wait to welcome you into the Mountain America family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly whether in-store or online allowing you to focus on what you do best: running your business. Our services ensure that transactions are smooth, secure, and tailored to meet your specific needs. Visit us at 1045 S Central St Colorado City Az 86021 in Colorado City, AZ, or give us a call at (928) 257-1751 to learn more about how we can partner with you on your journey to success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. This funding has enabled local entrepreneurs to expand their operations, hire more staff, and serve their communities better. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions to those looking to invest in their dreams. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're looking to purchase a new vehicle, our auto loans and vehicle financing options make it easy. We offer competitive rates tailored to help you get behind the wheel without breaking the bank. Picture yourself cruising around town in your dream car while enjoying manageable monthly payments.

Business Banking

For entrepreneurs and business owners, our business banking services include merchant services and business loans tailored to fuel growth. If you're launching a startup or expanding an existing business, we provide the support and resources needed for success.

Convenience at Your Fingertips

At Mountain America, we prioritize convenience with features like mobile payments, e-statements, person-to-person transfers, and more. You can manage all aspects of your finances from anywhere whether you're at home or on the go. We invite you to stop by our branch or give us a call at 928-257-1751 during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM to learn more about how we can assist you. At Mountain America, we're not just a credit union; we're your partner in achieving financial success!

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase can earn you benefits! From cash back to travel perks, using our credit card means you'll be rewarded for spending on things you already buy. Picture saving up for that vacation you've been dreaming of simply by using your card for everyday purchases.

Mortgage Loans & Refinancing

Homeownership is a big step, and our mortgage loans and refinancing services are here to guide you through the process. Whether you're buying your first home or looking to refinance for better terms, our knowledgeable team is ready to assist. Imagine finally owning that cozy home you've always wanted, with a mortgage plan that fits comfortably within your budget.

Personal Banking

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Whether you're saving for a rainy day or managing daily expenses, we have account options that work for you. Imagine having the convenience of online and mobile banking at your fingertips, allowing you to check balances, transfer funds, and pay bills whenever it suits you.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans and debt consolidation options provide flexibility when you need it most. Whether it's covering medical bills or consolidating multiple debts into one easy payment, we're here to help ease your financial stress.

Digital & Online Banking

Key Services

Our online banking platform is available 24/7, allowing you to check balances, pay bills, and transfer money anytime, anywhere. You can also enjoy the benefits of electronic statements, which provide a secure way to view your account activity without the clutter of paper. Plus, if you ever need to sign documents, our electronic signature authorization feature makes it quick and easy. For those who prefer managing their finances on the go, our mobile application is here to help. It not only allows for mobile payments but also supports person-to-person transfers making it simple to send money to friends or family with just a few taps on your smartphone.

Security and Accessibility

We prioritize your security while ensuring that our services remain user-friendly. Our digital banking features come equipped with top-notch security measures, so you can rest easy knowing that your information is protected. With these tools at your fingertips, real-time account management has never been easier. Whether you're at home or out and about, accessing your accounts is just a click or swipe away. At Mountain America, we're committed to providing the best possible banking experience for our members. Explore our digital services today and take control of your finances like never before!

Financial Strength

Commitment to Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, we have a robust member base with a total of 3,572,351, showing that more people trust us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 1045 S Central St Colorado City Az 86021 or call (928) 257-1751 to learn more about how we can help you achieve your financial goals.

Focused on Growth

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases.

Member Savings and Investments

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We know that a vehicle is often a crucial part of daily life, and our financing options ensure you can drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We provide guidance throughout the process to help you navigate your home financing journey efficiently.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. These cards come with rewards that can benefit you as you make everyday purchases. For those considering refinancing options or checking eligibility for any of our loan products, our team is here to assist you every step of the way. We aim to make the borrowing process transparent and straightforward so that you feel informed and empowered. At Mountain America, located at 1045 S Central St Colorado City Az 86021, Colorado City, AZ 86021, we're committed to providing personalized service to our members. If you're ready to explore your options or have questions about our loan offerings, don't hesitate to reach out at (928) 257-1751 during our operating hours: Monday-Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

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