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Home Equity Loans
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Introduction
Welcome to Mountain America, your trusted partner in financial well-being located at 3471 W Frye Rd, Chandler, AZ 85226. Established in 1936, we are proud to serve our community with integrity and commitment. With a total membership of over 1,295,749 members, we have built a strong foundation based on trust and mutual support. At Mountain America, we understand that every financial journey is unique. That's why we offer a range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. Our total assets stand at an impressive $20,276,595,321, which allows us to provide robust services and support to our members. Our leadership team, headed by CEO Sterling Nielsen and Board President Scott Burt, is dedicated to ensuring that you receive the best possible service. With a workforce of 3,426 employees, we are always ready to assist you whether you're visiting us in person or utilizing our online services. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 3471 W Frye Rd, Chandler, AZ 85226. We invite you to explore the many ways we can help you achieve your financial goals. Feel free to reach out to us at (480) 697-5754 during our lobby hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. Whether you're looking for advice on loans totaling over 1,010,477, or simply want to open a new account, we're here for you every step of the way. Join us at Mountain America today and experience firsthand how we prioritize your financial success! For more information about our services, visit our website at Mountain America.
Branch History & Mission
A Legacy of Service
From its inception, Mountain America aimed to provide more than just banking services; it sought to enhance the quality of life for its members. Throughout the years, this branch has adapted to meet the changing needs of its community while maintaining a steadfast commitment to personal service. As we embrace technology and innovation in our offerings such as online banking and mobile payments we ensure that our traditional values remain at the forefront.
Community Engagement
Our commitment extends into the heart of Chandler and beyond. We actively participate in community outreach programs that foster growth and well-being among residents. Through various partnerships and events, Mountain America remains involved in making a positive difference in people's lives. As we look toward the future, we invite you to be part of our journey. Join us at Mountain America and experience firsthand how we can assist you in achieving your financial goals while making meaningful contributions to our community. Together, let's build a brighter tomorrow!
Our Mission
At Mountain America, our mission is clear: we strive to empower our members through exceptional financial services while also giving back to the communities we serve. We believe in fostering financial wellness by offering personal banking solutions like checking accounts, auto loans, mortgage financing, and credit cards with rewards. But our impact goes beyond financial transactions; we are dedicated to supporting local initiatives and partnerships that strengthen our neighborhoods. While you can visit us at our Chandler location for all your banking needs whether it's utilizing our drive-thru service or accessing an ATM you can also reach out to us at 480-697-5754 for any inquiries. For official correspondence, please use our mailing address: 3471 W Frye Rd, Chandler, AZ 85226.
Branch Location & Accessibility
Welcome to Mountain America, conveniently located at 3471 W Frye Rd in Chandler, AZ! Nestled in the heart of Maricopa County, our branch is easily accessible for all your banking needs. Whether you're coming from the bustling downtown area or nearby attractions like the Chandler Fashion Center, you'll find us just a short drive away. For any official correspondence, please note that our mailing address is also 3471 W Frye Rd, Chandler, AZ 85226. We have made sure that our location is not only easy to find but also welcoming and accommodating. With ample parking available and ADA-compliant features, we ensure that everyone can access our services comfortably. Our branch operates Monday through Friday from 9:00 AM to 6:00 PM and on Saturdays from 9:00 AM to 2:00 PM. This means you can stop by before or after work or on the weekend when it's convenient for you. Our friendly staff is ready to assist you with a range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and much more. If you're in a hurry or prefer a quick visit, take advantage of our drive-thru banking service for easy deposits and withdrawals without leaving your car. Plus, we have an ATM available for cash withdrawals and balance checks whenever you need them. We invite you to come visit us at Mountain America. If you have questions or need assistance before stopping by, feel free to call us at 480-697-5754. We look forward to serving you!
Member Eligibility
At Mountain America, we believe that everyone deserves to be part of a caring and supportive financial community. Joining us is simple and welcoming! To become a member, you typically need to meet certain eligibility criteria, which can vary but often include living, working, or attending school in the local area. We invite you to explore the details of our membership requirements by visiting this resource: . Once you're ready to take that exciting step towards membership, opening an account is straightforward. Just reach out to us at (480) 697-5754 or stop by our branch located at 3471 W Frye Rd Chandler Az 85226. Our friendly staff is here to help guide you through the process and answer any questions you may have. You'll enjoy benefits like personalized service, competitive rates, and access to a range of financial products designed with your needs in mind. We can't wait for you to join our family!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer merchant services that make transactions easier. Picture this: you're at the register during a busy lunch rush, and your payment processing is quick and reliable. Our tools help you accept payments smoothly so you can focus on what matters most serving your customers. Located conveniently at 3471 W Frye Rd Chandler Az 85226 in Chandler, AZ, we're here to help your business thrive. If you're interested in learning more about our offerings, feel free to call us at (480) 697-5754 or visit our website at https://www.macu.com/. Let's take your business to the next level together!
Comprehensive List Of Services
Business Banking Solutions
For local entrepreneurs, our Business Banking services include everything from Merchant Services that simplify transactions to Business Loans that help you expand or start your venture. We believe in supporting our community's businesses because when they thrive, we all benefit.
Convenient Digital Banking Features
In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options that allow you to manage your finances anytime and anywhere. With features like ATM & Cash Withdrawal Services, plus access to basic drive-thru banking for deposits and withdrawals, we've made it easier than ever to stay on top of your finances without the hassle.
Get Started Today!
We invite you to visit us at 3471 W Frye Rd Chandler Az 85226, or give us a call at (480) 697-5754 if you have any questions about how we can assist you further. Our friendly staff is ready to help you navigate through all our offerings and find the best solutions tailored just for you. Join us at Mountain America, where your financial success is our priority! For more information about our services or to explore what's available online, check out our website: https://www.macu.com/.
Personal Banking
When it comes to personal banking, we offer a variety of options that make managing your money easy and convenient. Our Checking & Savings Accounts are designed with you in mind, whether you're just starting out or planning for retirement. Imagine having a safe place for your savings while earning competitive interest rates! If you're thinking about purchasing a new car, our Auto Loans & Vehicle Financing solutions can help make that dream a reality. We offer flexible terms and competitive rates to fit your budget. For those considering buying a home, our Mortgage Loans & Refinancing services are here to guide you through the process, ensuring you find the right loan for your unique situation.
Personal Loans and Credit Options
Sometimes life brings unexpected expenses. That's where our Personal Loans & Debt Consolidation options come into play. We aim to provide you with the financial support needed to manage those bumps in the road effectively. Plus, our Credit Cards with Rewards offer great benefits on everyday purchases, making it easier for you to earn rewards while spending wisely.
Digital & Online Banking
Easy Access with Online Banking
With our online banking platform, accessible through https://www.macu.com/, you can take control of your accounts 24/7. Whether you're checking your balance, transferring funds, or reviewing transactions, everything is just a few clicks away. Our user-friendly interface makes navigating your financial information simple and straightforward.
Manage Your Finances Anytime
Managing your finances has never been easier. Thanks to our robust digital tools, you can stay informed about your spending habits and account balances in real-time. Whether you're at home or out and about, you have complete access to all your banking needs with just a few taps on your screen. At Mountain America, we're committed to providing you with the tools necessary for a smooth banking experience. Explore all our digital services today and discover how easy managing your money can be!
Mobile Convenience
For those on the go, our mobile application is a game-changer. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases is quick and easy. Just download the app to enjoy these benefits right from your smartphone.
Secure Transactions at Your Fingertips
Security is our top priority. We provide electronic signature authorization to ensure that your online activities are both safe and efficient. You can confidently handle important documents without the hassle of printing or mailing them. Plus, with e-statements available, you'll receive your account statements electronically, reducing paper clutter while keeping your information secure.
Financial Strength
Commitment to Service
Our operational efficiency is reflected in our $0, enabling us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team dedicated to your satisfaction. Net Shares (funds available for lending and investments) stand at $180,378,688. The strong support from our members is evident with a total of 3,572,351 share accounts, showing a growing member base that trusts us with their finances.
Conclusion
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 3471 W Frye Rd Chandler Az 85226 or call (480) 697-5754 to learn more about how we can help you achieve your financial goals.
Reinvestment for Growth
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to continually improve and expand our services. Our lending capacity supports your financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases. Whether you're looking to purchase a new vehicle or need funds for personal projects, we've got you covered.
Secure Savings Options
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Your hard-earned money is safe with us as we prioritize your financial well-being above all else. Unlike traditional banks, we focus on our members first. With non-member deposits at $393,835,221, we ensure that our resources are concentrated on benefiting you through better loan rates, lower fees, and exclusive perks designed just for you.
Strong Financial Health
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth not only showcases our stability but also empowers us to invest in innovative banking solutions tailored to meet your needs. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle, ensuring you can drive away with confidence.
Business Loans
For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand your enterprise. We understand the unique challenges faced by small businesses and are dedicated to providing support and resources that foster success. If you're considering refinancing any existing loans or checking eligibility for one of our products, our team at Mountain America is ready to assist you every step of the way. We believe that understanding your options should be straightforward and stress-free. For more information or to discuss your loan options further, please don't hesitate to reach out at (480) 697-5754. Our branch is conveniently located at 3471 W Frye Rd Chandler Az 85226, and we're open Monday through Friday from 9:00 AM - 6:00 PM and Saturday from 9:00 AM - 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process and find the right solution for your needs.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or make larger purchases without tying up savings.
Loan Aggregator
Call to Action
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