Welcome to mountain, where we have proudly served our members since 1963. Located in the heart of Waynesville, NC, our mission is to empower individuals and families through accessible financial solutions and unwavering community support. Under the leadership of CEO Amy Woody and Board President Joey Webb, we are dedicated to fostering a member-first approach, ensuring that every interaction reflects our commitment to excellence and trust.

As a federally insured institution by the NCUA since 1/4/1971 0:00, we prioritize your financial security while offering modern banking tools designed for today’s lifestyle. Whether you’re accessing your account through our user-friendly online banking platform or utilizing our mobile app for seamless transactions, including P2P transfers, e-statements, and mobile payments, we strive to make your banking experience as convenient as possible. For those who appreciate personal service, we're just a call away at (828) 452-7383 or visit us at our official website: https://www.mountaincu.org/ . Join us at mountain, where your financial journey is supported every step of the way.

At Mountain Credit Union, we understand that managing your finances can be a daunting task, which is why we offer a comprehensive range of services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to auto loans and vehicle financing, we aim to empower you with the tools necessary for achieving your financial goals. Our mortgage loans and refinancing options provide pathways for home ownership and investment in real estate, while personal loans and debt consolidation services are tailored to help you navigate through life's unexpected expenses. For those looking to expand their business horizons, our business banking services include merchant services and business loans designed to support local entrepreneurs.

Emphasizing convenience and accessibility, we have developed robust digital solutions that enhance your banking experience. With online banking available at your fingertips, coupled with our user-friendly mobile application, managing your finances has never been easier. You can take advantage of features such as person-to-person transfers, mobile payments, e-statements, and e-signatures, ensuring that you have seamless access to your accounts wherever you go. Whether you're planning for significant life milestones or simply looking to manage everyday banking tasks efficiently, our services cater to your every need. We invite anyone interested in joining our community to check their eligibility at . Additionally, if you're considering loans and want the best rates possible, explore options through https://www.lendmesh.com/loans/mortgage_loans .

For personalized support or inquiries about our offerings, feel free to reach out via fax at (828) 452-7383. At Mountain Credit Union, we're dedicated to helping you thrive financially while providing a welcoming atmosphere where your needs come first.

Mountain Credit Union stands as a trusted and valuable financial partner for the community, with a total membership of 30,784 individuals who rely on its services. With total assets amounting to 339,660,465, the credit union demonstrates a solid foundation that ensures security and stability for its members' finances. The impressive net worth of 37,755,054 highlights Mountain Credit Union's commitment to maintaining a healthy financial posture, while the net income of 641,284 reflects its operational efficiency and profitability.

With total deposits reaching 79,813,984, Mountain Credit Union has established itself as a preferred institution for savings and investment, cultivating trust among its members. The total loans and leases, which stand at 15,583, further illustrate its role in empowering individuals and families to achieve their financial goals through accessible lending options. Employing a dedicated team of 77 professionals, Mountain Credit Union ensures personalized service and support, fostering long-lasting relationships with its members.

The robust net worth ratio of 1,109 indicates a strong capital position that enhances the credit union’s ability to manage risks effectively while delivering reliable services. Additionally, with a diverse portfolio that includes a credit card loan volume of 4,421 and an auto loan volume of 10,774, Mountain Credit Union caters to various financial needs, from everyday spending to major purchases. Even in the commercial sector, it maintains a presence with 11 commercial loans, demonstrating versatility in serving businesses within the community.

The performance insights and financial data reflecting these achievements are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . For those looking to explore their financial options further, compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.