Introduction
Welcome to Mount Vernon Baptist Church, a trusted financial partner in the heart of Durham, NC. Located at 1007 S Roxboro St, our branch has been serving the community since 1948, providing a range of personal and business banking services tailored to meet your unique needs. With over 181 members and total assets reaching $136,921, we pride ourselves on being a reliable resource for all your financial goals. Our commitment to fostering a supportive environment is reflected in our dedicated team led by CEO Paula Stewart and Board President Ronald Rogers. At Mount Vernon Baptist Church, we understand that trust is essential in financial relationships. That's why we aim to build lasting connections with our members through personalized service and community involvement. While members can visit us at our branch location, official correspondence should be sent to the same address: 1007 S Roxboro St, Durham, NC 27707. We invite you to explore our offerings which include checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards, and business banking solutions. With total deposits of $9,431 and a net worth of $50,041, we are dedicated to ensuring your savings are secure while helping you achieve your financial aspirations. Whether you're looking to open an account or need assistance with a loan, we're here for you. Ready to take the next step? Call us at 919-688-1823 or visit us during our lobby hours on Wednesdays from 1 PM to 4 PM and Thursdays from 12 PM to 4 PM. Experience the difference of banking with a credit union that truly cares about its members!
Branch History & Mission
Welcome to Mount Vernon Baptist Church, a cornerstone of the Durham community since 1948. Located at 1007 S Roxboro St, Durham, NC 27707, our branch has proudly served members for over 75 years, offering a legacy of trust and commitment. As we reflect on our journey, we are proud to share how we have grown alongside our community and the values that drive us forward. From our humble beginnings, Mount Vernon Baptist Church has steadily evolved to meet the changing needs of our members. Our total membership has reached an impressive 181 individuals who rely on us for their financial services. With total assets amounting to $136,921, we continue to ensure that each member's needs are met with care and efficiency. At Mount Vernon Baptist Church, our mission is clear: we aim to empower individuals by providing accessible financial services while actively engaging in community support initiatives. We believe that financial wellness goes hand-in-hand with community well-being. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to local businesses through merchant services and business loans. Our branch operates every Wednesday from 1 PM to 4 PM and Thursday from 12 PM to 4 PM, allowing us to serve you when you need us most. While we currently do not have ATM or drive-thru services available, our dedicated team is always ready to assist you in person or over the phone at 919-688-1823. We recognize the importance of adapting to modern demands. Although we don't currently offer online banking or mobile payment options, we are committed to exploring ways to enhance convenience for our members in the future. In addition to financial services, we prioritize giving back to our community through partnerships and outreach efforts. We believe that supporting local causes not only strengthens our community but also enriches the lives of our members. Together with your participation, we can make a lasting impact. While members can visit us at 1007 S Roxboro St, official correspondence should be sent to the same address for consistency. We invite you to join Mount Vernon Baptist Church as a member today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community network. Let's grow together!
Branch Location & Accessibility
Accessibility Features
At Mount Vernon Baptist Church, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure that everyone can easily access our services. We also offer ample parking for your convenience, so you can visit us without any hassle.
Operating Hours
We understand that your time is valuable. That's why we strive to make banking as convenient as possible with our lobby hours. You can stop by on Wednesday from 1 PM to 4 PM and Thursday from 12 PM to 4 PM. If you have any questions or need assistance outside these hours, feel free to give us a call at 919-688-1823!
Services Offered
While we don't have ATMs or drive-thru services available at this location, our dedicated staff is always on hand to help with your banking needs. From personal loans and credit cards with rewards to business banking solutions like merchant services and business loans we've got you covered! Whether you're new to the area or looking for a reliable credit union partner, we invite you to visit us at Mount Vernon Baptist Church. Come experience the friendly service and community-focused atmosphere that makes us a trusted choice in Durham. We look forward to welcoming you soon!
Member Eligibility
Joining the Mount Vernon Baptist Church is like becoming part of a close-knit family that truly cares about your financial well-being. To become a member, you just need to meet a few simple eligibility requirements. Generally, if you live, work, worship, or attend school in the local community, you're likely to qualify! This means that whether you're looking for personal banking options, auto loans, or mortgage assistance, Mount Vernon Baptist Church is here for you. Membership opens doors to a range of services designed to help you achieve your financial goals while receiving personalized support. If you're curious about the specific eligibility criteria or want to see if you qualify, feel free to check out more details at [this link]. Once you're ready to take the next step toward membership, opening an account is straightforward and welcoming. Just give us a call at (919) 688-1823, and our friendly team will guide you through the process. We can't wait to welcome you to our community at 1007 S Roxboro St Durham Nc 27707!
Business Banking & Commercial Services
Merchant Services That Matter
When it comes to managing day-to-day operations, our merchant services simplify transactions for your business. Imagine having a reliable partner that helps you accept payments easily, ensuring your customers have a smooth checkout experience. This not only enhances customer satisfaction but also improves your cash flow, allowing you to focus on what you do best running your business. Whether you're located at our branch at 1007 S Roxboro St Durham Nc 27707 in Durham, NC, or anywhere nearby, we are here to empower your business journey. Let's work together to unlock new possibilities for your success!
Tailored Loan Solutions
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Business Banking for Entrepreneurs
For those who own businesses or are looking to start one, we provide robust business banking services including merchant services and business loans. Our aim is to support your entrepreneurial spirit by offering the resources you need to thrive.
Credit Cards That Reward You
Enjoy shopping? With our credit cards featuring rewards, every purchase brings you closer to exciting benefits. Whether it's cash back or travel points, we believe in rewarding our members for their loyalty.
Loans Tailored for You
If you're considering buying a new car or refinancing your home, our auto loans and vehicle financing options are here to help you hit the road with confidence. We understand that life comes with expenses, so we also offer mortgage loans and refinancing solutions tailored to fit your budget. Need extra funds for a project or unexpected costs? Our personal loans and debt consolidation services can help lighten your financial load.
Modern Banking Convenience
In today's fast-paced world, convenience matters. That's why we offer online and mobile banking services. Manage your accounts from anywhere at any time whether you're paying bills or checking balances, it's all just a few clicks away. While we currently do not have ATMs available on-site, our commitment remains strong in ensuring you have access to cash withdrawal services as needed. At Mount Vernon Baptist Church, we believe in building lasting relationships with our members through accessible financial solutions. If you're ready to explore these offerings further or have questions about how we can assist you specifically, don't hesitate to reach out! Call us at 919-688-1823 during our lobby hours on Wednesday from 1 PM to 4 PM or Thursday from 12 PM to 4 PM. Let us be part of your financial journey your goals are within reach!
Personal Banking Solutions
Whether you're opening your first checking account or looking for ways to save more effectively, we have personal banking solutions designed just for you. Our checking and savings accounts offer flexibility and convenience, making it easy for you to manage your finances. Imagine having instant access to your money while earning interest on your savings that's the peace of mind we strive to provide.
Digital & Online Banking
Key Features
While we currently don't provide electronic signature authorization or e-statements, we focus on keeping things simple and secure for our members. Although features like mobile payments and person-to-person transfers aren't available at this time, we're constantly exploring ways to improve our services based on member feedback.
Mobile Access
Though there is no mobile application available right now, our commitment remains to provide accessible banking solutions. We aim for user-friendly features that prioritize both convenience and safety. At Mount Vernon Baptist Church, we're dedicated to serving our members with reliable service and looking forward to expanding our digital offerings. Stay tuned for more updates as we grow!
Financial Strength
Commitment to Growth
With $23,267 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,555 in total loans and leases.
Growing Member Base
Total Share and Deposit Accounts: 215, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mount Vernon Baptist Church is your trusted partner. Visit us at 1007 S Roxboro St Durham Nc 27707 or call (919) 688-1823 to learn more about how we can help you achieve your financial goals.
Operational Efficiency
Our $446 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Secured Savings
Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $50,041, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 36.55% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $0 in used vehicle loans and $0 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a new or used vehicle, our team is here to assist you every step of the way.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently have $0 in Junior Lien 1-4 Family Residential Properties loans, we are dedicated to helping you explore your options when it comes to home financing. If you're interested in refinancing your existing mortgage, don't hesitate to reach out for more information.
Refinancing and Eligibility Options
If you're considering refinancing any existing loans or credit cards, our knowledgeable staff can guide you through the eligibility process and help determine what options may work best for you. We want you to feel confident and informed about your choices. Our branch is located at 1007 S Roxboro St Durham Nc 27707 in Durham, NC. For any questions regarding our loan products or services, feel free to reach us at (919) 688-1823 during our operating hours on Wednesday from 1 PM to 4 PM and Thursday from 12 PM to 4 PM EST. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward better financial health starts here at Mount Vernon Baptist Church!
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option can be perfect for those looking to consolidate debt or make larger purchases without the burden of high interest rates. For business owners, while we currently do not have outstanding commercial loans, we encourage you to contact us if you need capital for growth or expansion we're here to discuss potential solutions tailored to your needs.
Loan Aggregator
Benefits of Using LendMesh
- Verified Data: All loan offers come from reputable financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness of this tool in helping individuals navigate their borrowing options confidently. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
Ensuring Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the loan offers presented are not only legitimate but also fair and transparent. By partnering exclusively with verified institutions, LendMesh guarantees that users receive accurate information to aid their financial decisions.
