Motion Credit Union North Brunswick NJ | Affordable Auto Loans & Business Banking

Introduction

Welcome to Motion Credit Union, your trusted financial partner since 1934! Located at 1380 Jersey Ave, North Brunswick, NJ 08902, we are proud to serve our community with a commitment to personal service and exceptional banking solutions. With a robust membership of over 5,211 individuals, we understand the importance of fostering relationships built on trust and reliability. At Motion Credit Union, we manage assets totaling an impressive $61,963,140, which allows us to offer competitive rates on loans and deposits. Currently, we have granted 2,474 loans and leases, helping our members achieve their financial goals, whether it's purchasing a new vehicle or consolidating debt. Our total deposits amount to $2,924,417, reflecting the confidence our members place in us. Under the guidance of our CEO, Michael Greenwood, and Board President, Marty Grozinski, we strive to create a welcoming environment where your financial needs come first. Our dedicated team of 16 employees is here to assist you with everything from personal banking to business services. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 1380 Jersey Avenue, North Brunswick, NJ 08902-1660. Whether you're looking for checking accounts, auto loans, or online banking services, we invite you to explore the many ways Motion Credit Union can support you. For inquiries or assistance, don't hesitate to call us at 732-247-9311. Join us today and experience the difference that comes from being part of a member-focused credit union! Visit our website at Motion Credit Union for more information.

Branch History & Mission

Join Us!

We invite you to become a part of Motion's legacy. Whether you're looking for a loan or simply want to explore your options in personal banking or business services, we're here for you. Experience firsthand how being a member of Motion can benefit you and your family. Visit us today or check out more information on our website here. Let's work together toward achieving your financial goals!

Our Journey

From our humble beginnings to becoming a trusted financial partner, Motion has always focused on empowering individuals and families. Over the years, we've expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our goal has always been clear: to help our members achieve their financial aspirations while fostering a sense of belonging. While you can visit us at our branch address for all your banking needs during our operating hours of Monday to Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM, official correspondence should be sent to our mailing address at 1380 Jersey Avenue, North Brunswick, NJ 08902-1660.

Our Mission

At Motion, our mission goes beyond just providing financial services; we aim to uplift the communities we serve. We are dedicated to creating positive impacts through various outreach programs and partnerships that support local initiatives. Our mission statement reflects this ethos: "To provide accessible financial solutions while nurturing community growth." We believe that when our members succeed, the whole community flourishes. As part of our commitment to modern banking practices, we offer online banking services that make it easy for you to manage your finances anytime and anywhere. While we currently do not have ATM or drive-thru availability at this location, we ensure that all our services are designed with convenience in mind.

Branch Location & Accessibility

Welcome to Motion Credit Union at our Jersey Ave branch, located at 1380 Jersey Ave in North Brunswick, NJ. Our branch is designed with your convenience in mind, making it easy for you to access a range of banking services right in your neighborhood. Whether you're stopping by for personal banking or exploring loan options, our friendly team is here to assist you. You can find us nestled near local landmarks, making your visit even more straightforward. Just a stone's throw away from the vibrant community center, we are easily reachable from major roads and have ample parking available for all our members. Plus, our branch is fully accessible with features that accommodate everyone, including ADA-compliant ramps. While you're here, take advantage of our operating hours: we're open from 9 AM to 5 PM Monday through Friday and on Saturdays from 9 AM to 1 PM for your convenience. If you need assistance outside these hours or prefer to talk with us directly, don't hesitate to give us a call at 732-247-9311. At Motion Credit Union, we offer a wide array of services tailored to meet your financial needs from checking and savings accounts to auto loans and mortgage refinancing. Although we currently do not have ATM services or drive-thru banking available at this location, our dedicated staff is always ready to help you with any transactions or inquiries during lobby hours. If you need to send official correspondence, please note that while our branch address is 1380 Jersey Ave, North Brunswick, NJ 08902, you can also reach us via our mailing address: 1380 Jersey Avenue, North Brunswick, NJ 08902-1660. We invite you to stop by and experience the personalized service that sets Motion apart. Our team looks forward to welcoming you!

Member Eligibility

Joining Motion is like stepping into a community that truly cares about your financial well-being. We warmly welcome anyone who lives, works, or worships in our local area, ensuring that our membership reflects the vibrant spirit of North Brunswick and beyond. Whether you're looking for a friendly place to open a checking account or need support with loans, our team is here to help you thrive. To explore all the specific eligibility details, please visit http://www.motionfcu.org/discover-motion/join-motion/lifetime-membership. Becoming a member is simple and inclusive! Just swing by our branch located at 1380 Jersey Ave North Brunswick Nj 08902, or give us a call at (732) 247-9311 to learn more about the easy steps to get started. You can also check out how to open an account through this link: http://www.motionfcu.org/borrow-money/apply-for-a-loan. We're excited to welcome you to Motion where you'll find not just financial services, but also a supportive community ready to help you reach your goals.

Business Banking & Commercial Services

At Motion, we understand that running a business comes with unique challenges and opportunities. That's why we offer tailored business banking and commercial services designed to fuel your growth. Imagine needing extra funds to purchase new equipment or expand your workspace our commercial loan options are here to support you every step of the way. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. Additionally, our merchant services make transactions easier for you and your customers. Picture this: you're at a busy market, and a customer wants to pay by card. With our reliable merchant services, you can process payments quickly and efficiently, ensuring a smooth experience for everyone involved. If you're ready to take your business to the next level, visit us at 1380 Jersey Ave North Brunswick Nj 08902 in North Brunswick, NJ or call us at (732) 247-9311. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to purchase a new vehicle? Our auto loans and vehicle financing options provide competitive rates and flexible terms tailored to fit your budget. Whether it's a brand-new car or a reliable used vehicle, we make it easy for you to hit the road without breaking the bank.

Business Banking Solutions

At Motion, we also support local businesses through our business banking services. From merchant services that make transactions seamless to business loans that fuel growth, we're here to help entrepreneurs succeed in their ventures.

Credit Cards with Rewards

For those who enjoy shopping or travel, our credit cards come with rewards that let you earn points for every purchase. Use them wisely, and enjoy perks like cashback or travel miles that bring added value to your spending.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. We understand how important this is, which is why we offer mortgage loans with favorable terms. If you're already a homeowner looking to save on monthly payments, consider our refinancing options that can help lower your interest rates and monthly commitments.

Online & Mobile Banking

In today's fast-paced world, convenience matters more than ever. That's why we offer robust online and mobile banking options. Whether you need to check balances, transfer funds, or pay bills on the go, our user-friendly platforms ensure you have access whenever you need it. For any questions about our services or if you're ready to take the next step in your financial journey, don't hesitate to reach out! Call us at (732) 247-9311 or visit us at 1380 Jersey Ave North Brunswick Nj 08902. We look forward to serving you at Jersey Ave!

Personal Banking Services

Managing your finances should be straightforward and stress-free. At Motion, we offer personal banking solutions such as checking and savings accounts that cater to both short-term and long-term goals. Imagine having a checking account that offers easy access to your funds while helping you build savings for future plans. Our savings accounts can help you earn interest on your hard-earned money, making every dollar count.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans, you can cover those costs with ease. Plus, if you're managing multiple debts, our debt consolidation loans are designed to simplify your payments into one manageable monthly bill.

Digital & Online Banking

Key Services

Our members can access 24/7 online banking services, which means you can check your balances, pay bills, and transfer funds whenever you need to. For those who enjoy having their statements at their fingertips, we offer e-statements that make it easy to keep track of your financial activity without the clutter of paper documents. If you're on the go, our mobile application brings all these services right to your smartphone. With just a few taps, you can handle your banking tasks effortlessly. And if you want to send money to friends or family quickly, our person-to-person transfer feature allows you to do just that with ease.

Security & Convenience

While enjoying these features, security is a top priority. Although we currently don't support electronic signature authorization for transactions, rest assured that all online activities are protected by robust security measures. We understand how important it is for our members to have access to their accounts when they need them most. That's why our online banking services are designed with user-friendliness in mind. Whether you're a tech-savvy user or new to digital banking, you'll find navigating our platform straightforward and intuitive. In summary, Motion is committed to providing accessible and secure digital banking solutions tailored for your busy life. Join us today and experience the ease of managing your finances online!

Financial Strength

Member Savings Security

Members' savings are secured through $1,705,409 in share certificates and $4,216,681 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $5,857,669, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Improvement

With $5,857,669 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvestment means that as we grow financially, so do the benefits available to you.

Supporting Your Needs

Our lending capacity supports members' financial goals across various sectors with $333 in used auto loans and $39,148,839 in total loans and leases. This variety ensures that whether you need a vehicle loan or other financing options, Motion is here to help meet your needs. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Trust Built on Numbers

We manage a robust portfolio with net shares of $0, demonstrating funds available for lending and investments. Additionally, we have established trust among our community with total share accounts of 10,123, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Motion is your trusted partner. Visit us at 1380 Jersey Ave North Brunswick Nj 08902 or call (732) 247-9311 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,395,353 in used vehicle loans and $2,079,342 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the right fit for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,078,456, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our dedicated team will guide you through every step of the process.

Personal Loans

If you're considering personal loans for debt consolidation or other expenses, our competitive rates can help lighten your financial load. We encourage you to explore our refinancing options as well; they may be available depending on your circumstances. For more information about eligibility and how to apply for a loan, visit us online or call us at (732) 247-9311. You can also check out our website at https://www.motionfcu.org/ for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in reaching your financial goals today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,260,200 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle.

Loan Aggregator

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Motion