Motion Credit Union Linden NJ | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Motion, your trusted partner in financial wellness! Located at 360 N Wood Ave, Linden, NJ 07036, our credit union has been serving the community since 1934. With a strong commitment to our members, we pride ourselves on providing personalized banking solutions that meet your needs. As a member of Motion, you join a thriving family of over 5,211 fellow members who enjoy the benefits of our diverse services, including checking and savings accounts, auto loans, mortgage options, and business banking solutions. With total assets amounting to an impressive $61,963,140 and total deposits reaching $2,924,417, our financial health is a testament to the trust placed in us by our members. Our leadership team is dedicated to fostering a community-focused environment. Under the guidance of CEO Michael Greenwood and Board President Marty Grozinski, we continuously strive to enhance your banking experience. Whether you're looking for personal loans or credit cards with rewards, we have tailored products designed just for you. While members can visit us at our branch for all their banking needs, official correspondence should be directed to the same address: 360 N Wood Ave, Linden, NJ 7036. If you have any questions or need assistance, feel free to reach out at 908-862-6966. Join us as we continue building a stronger community together! Visit our website at Motion for more information or stop by today to discover how we can help you achieve your financial goals.

Branch History & Mission

Community Engagement

Motion actively participates in various community outreach programs aimed at improving the lives of residents in Linden and surrounding areas. We partner with local organizations and schools to promote financial literacy and provide resources for those in need. Our commitment goes beyond banking; it's about giving back and creating a positive impact within our community. We are also proud of our advancements in technology. Members can access online banking features and mobile applications designed for convenience while ensuring ADA compliance so that everyone can benefit from our services without barriers.

Join Us

As we look ahead, we invite you to be part of our continued story. Experience the benefits that come with being a member of Motion. Whether you're looking for a checking account or financing for your next vehicle purchase, we're here to help you every step of the way. Visit us at 360 N Wood Ave in Linden or explore more about membership on our website here. Together, let's build a brighter future for all!

Our Mission

At Motion, our mission is clear: we strive to empower our members by providing innovative financial solutions while fostering community engagement. We offer a wide range of services including personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking options. Each service is designed to help our members achieve their financial goals while promoting responsible financial practices. We believe that banking should be more than just transactions; it should be about building relationships. Our staff is always ready to assist you during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you visit us in person or connect online via our website at motionfcu.org, we're here for you.

Branch Location & Accessibility

Convenient Access and Parking

We understand how important convenience is for our members. Our branch offers ample parking space, making it easy for you to stop by without any hassle. Plus, we are committed to accessibility for everyone. With ADA-compliant features like ramps, we ensure that all members can visit us comfortably.

Join Us Today!

If you're looking for a financial partner who understands your needs, look no further than Motion. Our friendly team is ready to assist you with any questions you may have. Give us a call at (908) 862-6966 or come visit us today! We look forward to welcoming you into our community bank family.

Operating Hours Tailored to You

At Motion, we value your time. Our lobby hours are designed to fit your busy schedule: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you're looking to open an account or need assistance with loans, we're here when you need us.

Services That Meet Your Needs

Our Linden branch provides a full range of services tailored for personal and business banking alike. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit your lifestyle. Need cash? Take advantage of our ATM services available on-site for quick withdrawals and balance checks. While members can visit us at 360 N Wood Ave Linden Nj 07036, official correspondence should be sent to 360 N Wood Ave, Linden, NJ 7036 if needed.

Member Eligibility

At Motion, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to be part of a welcoming community, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in the Linden area. We also warmly welcome immediate family members of our existing members. This means that if you have someone in your life already enjoying the benefits of Motion, you can easily join too! Becoming a member opens up a world of advantages, including access to personalized banking services and competitive loan rates that can help you reach your financial goals. To get started on your journey with us, simply visit our website for more details about eligibility at this link. If you're ready to open an account, check out our easy process at this page. Have questions? Don't hesitate to give us a call at (908) 862-6966. We're excited to welcome you to Motion and support you in achieving your dreams!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital you need to purchase new equipment or hire additional staff. Our loans can help turn those dreams into reality.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Picture this: you've just completed a sale, and with our reliable payment processing solutions, your funds are quickly deposited into your account. This seamless experience allows you to focus on what really matters running your business. If you're located in or around Linden, NJ, visit us at 360 N Wood Ave Linden Nj 07036 or call us at (908) 862-6966. Let's work together to empower your business today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We provide easy access to your money through our ATM & Cash Withdrawal Services available right at your fingertips. You can withdraw cash or check balances anytime you need without hassle. At Motion, we strive to make banking as straightforward as possible while supporting our members every step of the way. If you're ready to explore these services further or have any questions, don't hesitate to reach out at 908-862-6966, visit us at our branch in Linden, or check out our website here. We're excited to assist you on your financial journey!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing solutions can help you hit the road without breaking the bank. We provide competitive rates and flexible terms, making it easier for you to drive away in the vehicle you've always wanted.

Business Banking

For our entrepreneurs and business owners, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. These services are tailored to help your business thrive in a competitive market. Imagine having the financial backing needed to expand your operations or invest in new opportunities.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases points that can be redeemed for travel, merchandise, or cashback. It's not just about spending; it's about rewarding yourself for doing so!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we guide you through the process step-by-step. Picture yourself enjoying a cozy home, knowing that you have secured an excellent deal with our help.

Online & Mobile Banking

With technology being a key part of our lives today, we ensure convenience through our Online & Mobile Banking platforms. Check balances, transfer funds, and pay bills from the comfort of your home or on-the-go using our user-friendly app and website.

Personal Banking

Whether you are looking to manage your daily finances or save for the future, our Personal Banking options offer various Checking & Savings Accounts designed for every lifestyle. Imagine having easy access to your funds while earning interest on your savings. With us, you can do just that!

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services are here for you. We understand that life can sometimes throw curveballs, and having financial support during those times makes all the difference.

Digital & Online Banking

Key Features

One standout feature is our e-statements service, which allows you to receive your account statements electronically. This not only helps you stay organized but also contributes to a more sustainable environment by reducing paper waste. Plus, if you ever need to send money quickly to family or friends, our person-to-person transfer option makes it hassle-free. For those who prefer mobile banking, we offer a dedicated mobile application that lets you manage your finances on the move. Although we currently do not support mobile payments, our app provides all the essential features you need for effective account management.

Security and Accessibility

At Motion, security is a top priority. While we do not utilize electronic signature authorization at this time, rest assured that our online systems are designed with robust security measures to protect your personal information. We strive to provide peace of mind as you conduct your banking activities online. Experience the freedom of real-time account management with our digital banking services. Whether you're checking balances or making transfers, Motion is here to help you every step of the way!

Financial Strength

Commitment to Growth

With $5,857,669 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $333 in used auto loans and $39,148,839 in total loans and leases show our commitment to supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 12 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 10,123, showing a strong and growing member base that trusts us with their finances. Our net shares stand at $0, representing the funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Motion is your trusted partner. Visit us at 360 N Wood Ave Linden Nj 07036 or call (908) 862-6966 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Your savings are secured through $1,705,409 in share certificates and $4,216,681 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $5,857,669, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further reinforced by our net worth ratio of $945, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,395,353 in used vehicle loans and $2,079,342 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, ensuring you can find the perfect financing solution for your next ride.

Credit Lines

If you need more flexibility in managing your finances, our credit lines totaling $4,000,000 give you quick access to funds when you need them most. This is ideal for covering short-term needs while maintaining cash flow. At Motion, we believe in empowering our members with the right financial tools. If you're considering refinancing any existing loans or want to explore eligibility options for our various products, don't hesitate to reach out. For more information about our loan offerings or to discuss which option might be best for you, please contact us at 908-862-6966 or visit us at 360 N Wood Ave, Linden NJ 07036. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Motion help you take the next step toward achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,078,456, make buying or refinancing simple. We provide personalized support throughout the process to ensure you feel confident every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,260,200 in loans helping members manage their finances effectively. This option allows you to handle everyday purchases or unexpected expenses without tying up your savings.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that every offer you see is fair and transparent. By pulling information straight from these trusted institutions, LendMesh guarantees that users receive accurate loan comparisons.

Key Benefits of Using LendMesh

- Verified Data: Loan offers come exclusively from legitimate financial institutions, which helps build trust among users. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This way, users can feel confident they are looking at the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of LendMesh in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MOTION FEDERAL CREDIT UNION