Motion Credit Union Linden NJ | Top Auto Loans & Business Banking

Introduction

Welcome to Motion, your trusted financial partner located at 1900 E Linden Ave, Linden, NJ 07036. Established in 1934, we have been serving our community for nearly 90 years, nurturing a strong relationship with our members and helping them achieve their financial goals. With a dedicated membership of over 5,211 individuals, Motion proudly manages assets totaling $61,963,140, demonstrating our stability and commitment to providing exceptional service. At Motion, we understand that every member's needs are unique. That's why we offer a wide range of services from personal banking solutions like checking and savings accounts to auto loans and mortgages. In fact, we currently hold 2,474 loans and leases designed to empower our members in their financial journeys. Additionally, our total deposits amount to $2,924,417, reflecting the trust our members place in us. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please use our mailing address: 1900 E Linden Avenue, Linden, NJ 7036. Our team is led by CEO Michael Greenwood and Board President Marty Grozinski, who are dedicated to fostering a supportive environment where you feel valued and understood. Together with our committed staff of 16 employees, we're here to provide personalized assistance tailored just for you. Experience the difference at Motion by visiting us or calling at 908-474-3372 today! Let's work together towards a brighter financial future. For more information about our services or to apply for a loan online, check out our website at www.motionfcu.org.

Branch History & Mission

A Story of Growth and Community

Located at 1900 E Linden Ave, our branch is not just a place for transactions; it's a hub where families and individuals come together for financial guidance and support. Over the decades, we have continually adapted to meet the changing needs of our members. From offering basic savings accounts to providing auto loans, mortgages, and credit cards with rewards, Motion Credit Union has always focused on helping our members achieve their financial goals. As we moved into the digital age, we embraced technology to enhance member experiences. Our online banking services and mobile app allow members to manage their finances conveniently from anywhere. We also ensure that our facilities are accessible to all by adhering to ADA compliance standards.

Commitment to Community

We understand that being part of the community goes beyond just banking. That's why we actively participate in local events and partnerships that benefit residents throughout Linden and surrounding areas. Our focus on community outreach reflects our belief that when our community thrives, so do we. If you're looking for a credit union that values your membership as much as you do, consider joining Motion Credit Union today! Experience firsthand how we can help you achieve your financial dreams while being part of something larger than yourself. For more information or to open an account, feel free to call us at 908-474-3372 or visit us online at Motion Credit Union. Join us as we continue this exciting journey together!

Our Mission

At Motion Credit Union, our mission is clear: we are dedicated to improving the financial well-being of our members while contributing positively to the communities we serve. We believe in putting people before profits and strive to provide personalized service that truly makes a difference. Whether it's through competitive rates on loans or community outreach programs, we aim to empower our members every step of the way. While you can visit us at 1900 E Linden Ave, official correspondence should be directed to 1900 E Linden Avenue, Linden, NJ 7036 if that differs from your visit. Our operating hours are designed with your convenience in mind: Monday, Wednesday, and Friday from 8:30 AM until 11:00 AM; Tuesday and Thursday from 12:00 PM until 4:00 PM.

Branch Location & Accessibility

Accessibility Features

At Motion Credit Union, we prioritize accessibility. Our branch features ADA-compliant entrances and ramps, ensuring that all members can navigate our space comfortably. Parking is available nearby, making it easy for you to stop by without any hassle.

Operating Hours

We understand that your time is valuable. That's why we offer convenient banking hours tailored to fit your schedule. Visit us on Monday, Wednesday, and Friday from 8:30 AM until 11:00 AM or come by on Tuesday and Thursday between 12:00 PM and 4:00 PM. Whether you're stopping in for a quick transaction or need more assistance with your finances, our friendly staff is here to help during these hours.

Services Offered

Motion Credit Union provides a variety of services designed to meet your personal banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, enjoy the convenience of ATM access for cash withdrawals and balance checks whenever you need it. While we do not currently offer drive-thru banking or shared services at this location, our dedicated team is always ready to assist you inside the branch or via phone at 908-474-3372. We invite you to visit us today at Motion Credit Union! Experience the friendly service and comprehensive banking solutions that make us a trusted partner in your financial journey.

Member Eligibility

At Motion, we believe that everyone deserves to be part of a caring community where financial well-being is prioritized. Joining us as a member is easy and welcoming! To become a part of our family, you'll want to check out the eligibility details, which are designed to be inclusive and straightforward. Generally, membership is open to individuals who live, work, worship, or attend school in certain areas around Linden. Plus, if you have a family member who's already a member, you're invited too! For the most current and detailed information, feel free to visit our eligibility page at http://www.motionfcu.org/discover-motion/join-motion/lifetime-membership. Once you know you're eligible, opening an account is just a step away. You can find all the details on how to get started by visiting http://www.motionfcu.org/borrow-money/apply-for-a-loan. If you have any questions or need assistance along the way, don't hesitate to give us a call at (908) 474-3372. We're here to help you every step of the way as you take this exciting step towards financial empowerment at Motion, located at 1900 E Linden Ave Linden Nj 07036.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. Imagine a local café expanding its menu or a small retail shop opening a second location. With the right financial backing, dreams can become reality. Our loans empower local entrepreneurs to take bold steps forward.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Picture this: a busy restaurant streamlining transactions with easy card payments, allowing staff to focus on creating delightful dining experiences instead of juggling cash registers. This practical benefit helps businesses operate more efficiently and enhances customer satisfaction. Visit us at 1900 E Linden Ave Linden Nj 07036 in Linden, NJ or call us at (908) 474-3372 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive business banking services. From merchant services that simplify transactions to tailored business loans, we ensure that your venture has the support it needs to thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms enable you to manage your accounts anytime, anywhere. With features like ATM & cash withdrawal services, accessing your funds has never been easier. You can quickly check balances and make withdrawals at our ATMs without hassle.

Engaging with Us

Our friendly staff is always ready to assist you with any questions or concerns. Feel free to reach out at (908) 474-3372 during our operating hours: Monday, Wednesday, and Friday from 8:30 AM to 11:00 AM, and Tuesday and Thursday from 12:00 PM to 4:00 PM. At Motion, we believe that banking should be straightforward and accessible for everyone. Explore all of these services today by visiting us or checking out our website at Ltc. We're excited to help you achieve your financial goals!

Lending Options

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can find relief from financial stress. Plus, enjoy the benefits of our credit cards with rewards, which allow you to earn while you spend perfect for everyday purchases or special occasions.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer various checking and savings accounts tailored for different lifestyles. If you're planning to purchase a new car, our auto loans and vehicle financing options make it easier to hit the road without breaking the bank. For those considering homeownership, our mortgage loans and refinancing services provide flexible terms to fit your budget.

Digital & Online Banking

Key Services

Our online banking features are tailored for ease of use. You can easily view your account balances, make transfers, and pay bills all from the comfort of your home or on the go. Plus, you can sign up for e-statements, which means you'll receive your financial statements electronically instead of waiting for them in the mail. This not only saves paper but also gives you quicker access to important information. If you ever need to send money to friends or family, our person-to-person transfer service makes it simple. Just enter their details, and you're done!

Security and Accessibility

Your security is our top priority. While we currently do not offer electronic signature authorization for transactions, rest assured that our online banking system is designed with robust security measures to protect your information. Plus, our mobile application allows you to manage your accounts right from your smartphone giving you real-time control over your finances. For those who prefer mobile payments, while this feature isn't available yet at Motion, you can still enjoy all the benefits of our user-friendly app. With 24/7 online banking services available at Motion, managing your money has never been easier or more secure. Whether you're checking balances or making payments, we're here to help you every step of the way!

Financial Strength

A Dedicated Team

We also take pride in having 12 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 10,123, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Motion is your trusted partner. Visit us at 1900 E Linden Ave Linden Nj 07036 or call (908) 474-3372 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Support

With $333 in used auto loans and $39,148,839 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $1,705,409 in share certificates and $4,216,681 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $5,857,669, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $5,395,353 in used vehicle loans and $2,079,342 in new vehicle loans already helping members get on the road, we are dedicated to making vehicle ownership accessible for everyone.

Credit Lines

If you're looking for a safety net for unexpected expenses or planned purchases, consider our total credit lines amounting to $4,000,000. These lines provide you with quick access to funds whenever you need them. At Motion Credit Union, we strive to empower our members through tailored financial solutions. If you're considering refinancing or want to learn more about eligibility options for any of these products, please don't hesitate to ask! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,078,456. We make buying or refinancing simple with competitive rates and flexible terms.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,260,200 in loans helping members manage their finances effectively. These cards come with great benefits designed to support your spending habits while keeping your budget in check.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you can trust the information provided when making a decision about your loans.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You won't find hidden fees or surprises. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every comparison reflects the actual market conditions without favoritism. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Whether you are looking for a home loan or an auto loan, you can see what's available right now. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to find the best rates tailored to your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Motion