Motion Credit Union Linden NJ | Affordable Auto Loans & ATMs

Introduction

Welcome to Motion, your trusted partner in financial well-being since 1934. Located at 1400 S Park Ave, Linden, NJ 07036, we are proud to serve our vibrant community with a commitment to helping our members thrive. With over 5,211 members and total assets exceeding $61,963,140, we focus on building lasting relationships and providing personalized financial solutions tailored to your needs. At Motion, we understand that each member's financial journey is unique. Whether you're looking for a new car loan, a mortgage, or simply a safe place to save your hard-earned money, we've got you covered. Our dedicated team of 16 employees, led by CEO Michael Greenwood and Board President Marty Grozinski, is here to guide you every step of the way. While members can visit us at our branch address, official correspondence should be sent to 1400 Park Avenue, Linden, NJ 7036. We're committed to transparency and accessibility; feel free to reach out at 908-523-5056 for any inquiries or assistance. Explore the variety of services we offer from personal banking solutions like checking and savings accounts to business banking options that can help your enterprise grow. With total loans reaching 2,474 and deposits amounting to $2,924,417, our strong financial foundation reflects our dedication to you. Join us at Motion today! Visit our website at motionfcu.org or stop by our branch during lobby hours: Monday, Wednesday, and Friday from 12 PM to 4 PM; Tuesday and Thursday from 8:30 AM to 1 PM. Let's work together toward your financial goals!

Branch History & Mission

A Legacy of Community Focus

From the start, Motion has been about more than just banking; it's about building relationships and empowering individuals. We have consistently strived to create an inclusive environment where everyone feels welcome and valued. As we evolved, so did our services. Today, we offer a wide range of products including checking and savings accounts, auto loans, mortgages, and business banking options tailored to meet the unique needs of our members. Our commitment to innovation has kept us relevant in changing times. With online and mobile banking options available, members can manage their finances easily from anywhere. We are proud to be ADA compliant and dedicated to ensuring that all members have access to our services.

Join Us at Motion

As we look towards the future, we invite you to be part of our story. If you're seeking a financial partner that prioritizes your needs and invests in the community's well-being, consider joining Motion. With operating hours designed for your convenience Monday, Wednesday, and Friday from 12 PM to 4 PM and Tuesday and Thursday from 8:30 AM to 1 PM we're here to help you achieve your financial goals. Connect with us today at www.motionfcu.org or call us at 908-523-5056. Experience the difference that comes with being a member of Motion!

Mission-Driven Service

At the heart of Motion lies our mission: to provide exceptional financial services while fostering community development. We believe that by supporting local businesses and engaging in community outreach initiatives, we can make a meaningful impact on the lives of those we serve. Whether it's through partnerships with local organizations or hosting financial literacy workshops, we aim to uplift our community in every way possible. For any official correspondence, please note that while you can visit us at 1400 S Park Ave, official mail should be directed to 1400 Park Avenue, Linden, NJ 7036.

Branch Location & Accessibility

Branch Accessibility

Whether you're driving from nearby neighborhoods or walking from the city center, reaching us is simple. We offer ample parking for our members, and our facility is designed with accessibility in mind, featuring ADA-compliant ramps to ensure everyone can enjoy our services comfortably.

Contact Us

For any questions or assistance, don't hesitate to call us at 908-523-5056. While you can visit us at 1400 S Park Ave for all your banking needs, please note that official correspondence should be sent to our mailing address at 1400 Park Avenue, Linden, NJ 7036. We invite you to come by and experience the difference at Motion Credit Union. Your financial journey starts here!

Operating Hours

We're here for you during flexible hours! Our lobby is open on Mondays, Wednesdays, and Fridays from noon until 4 PM, and we welcome you on Tuesdays and Thursdays from 8:30 AM to 1 PM. Feel free to stop by during these times; our friendly staff is ready to assist with all your banking needs.

Services Available

At Motion Credit Union, we provide a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Our ATM is available for easy withdrawals and balance checks.

Member Eligibility

At Motion, we believe that everyone deserves a chance to be part of a warm and welcoming community. Becoming a member is an easy and rewarding experience! If you live, work, or worship in the Linden area, you're likely eligible to join us. We embrace individuals from various backgrounds, so whether you're looking for personal banking solutions or loans, you'll find a supportive environment here. To dive deeper into the specific eligibility criteria and see if you qualify, please check out our detailed information at http://www.motionfcu.org/discover-motion/join-motion/lifetime-membership . Joining Motion not only gives you access to a range of financial services but also connects you with a team dedicated to your success. Our members enjoy benefits like competitive loan rates and personalized service that feels less like business and more like family. Opening an account is straightforward just visit our website at http://www.motionfcu.org/borrow-money/apply-for-a-loan or give us a call at (908) 523-5056. We're excited to welcome you to our community at 1400 S Park Ave Linden Nj 07036!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Picture this: a busy Saturday at your storefront. With our reliable payment processing solutions, you can easily accept payments from customers without a hitch. This means more sales and happier customers key ingredients for any successful business! Visit us at 1400 S Park Ave Linden Nj 07036 in Linden, NJ or call us at (908) 523-5056 to learn how our tailored business banking services can help fuel your success. Let's grow together!

Tailored Loan Options

Imagine securing the funds you need to turn your vision into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. These loans empower local entrepreneurs to innovate and thrive. From purchasing new equipment to hiring staff, we help make your business goals achievable.

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our Business Banking services include Merchant Services and Business Loans designed to help your business thrive. Whether you're starting out or expanding operations, we're here to support your journey.

Convenient Access

Accessing your funds has never been easier with our ATM & Cash Withdrawal Services, including basic ATM access for balance checks and withdrawals. You can conveniently manage your cash flow without any hassle. In this fast-paced world, we believe that banking should be simple and accessible. That's why we emphasize our online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage all aspects of your finances right at your fingertips. At Motion, we're proud to be part of the Linden community. We invite you to visit us at 1400 S Park Ave Linden Nj 07036 or give us a call at (908) 523-5056 for more information about how we can serve you better. Your financial journey starts here join us today!

Credit Cards

For those who love rewards, check out our Credit Cards with Rewards program. It's not just about making purchases; it's about earning points that can be redeemed for exciting rewards while enjoying low rates.

Loans and Financing

If you're considering purchasing a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing options can provide competitive rates and flexible terms that fit your budget. Additionally, we offer Mortgage Loans & Refinancing for those looking to buy a new home or reduce their monthly payments on an existing mortgage. Do you need extra cash for personal projects? Our Personal Loans & Debt Consolidation services can assist you in managing unexpected expenses or consolidating high-interest debts into one manageable payment.

Personal Banking

Start with our Personal Banking services, where you can open both checking and savings accounts designed for everyday use. Imagine having easy access to your funds through our online and mobile banking platforms. You can check balances, transfer money, or pay bills anytime from the comfort of your home or on-the-go.

Digital & Online Banking

Conclusion

In today's fast-paced world, having reliable access to your finances is crucial. With our robust digital banking options including the mobile app and easy online transfers you can manage your money with confidence. Join us at Motion and experience how easy banking can be!

Key Services

With our online banking portal, you can check balances, pay bills, and transfer money with just a few clicks. We offer 24/7 online banking services, ensuring that your financial needs are met around the clock. Plus, our mobile application makes it even easier to manage your accounts directly from your smartphone. If you prefer to keep track of your statements electronically, you're in luck! We provide e-statements for all members, allowing you to view your account information securely without the hassle of paper clutter. And if you need to send money to friends or family quickly, our person-to-person transfers make it simple and fast.

Security You Can Trust

Security is a top priority at Motion. We ensure that all your transactions are protected with state-of-the-art encryption technology. While we currently do not offer electronic signature authorization, rest assured that every step is taken to safeguard your personal information.

Financial Strength

A Solid Financial Foundation

With a net worth of $5,857,669, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts stand strong at 10,123, showcasing a growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Motion is your trusted partner. Visit us at 1400 S Park Ave Linden Nj 07036 or call (908) 523-5056 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,705,409 in share certificates and $4,216,681 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $5,857,669 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $333 in used auto loans and $39,148,839 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,395,353 in used vehicle loans and $2,079,342 in new vehicle loans already helping members get on the road. We provide straightforward refinancing options if you're considering switching lenders or need to adjust your current loan terms.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,260,200 in loans helping members manage their finances effectively. These cards can be a great tool for everyday purchases and building your credit score.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,078,456. These loans come with flexible eligibility criteria to help you secure your dream home without the hassle.

Other Offerings

In addition to our auto and mortgage loans, we provide credit lines totaling $4,000,000 for those who want easy access to funds when needed. Our goal is to ensure that you have the financial support necessary for whatever life throws your way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information about our loan products or to apply online, visit our website at Motion FCU or check out our eligibility requirements here. Let us help you take the next step towards achieving your financial goals today!

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MOTION FEDERAL CREDIT UNION