Motion Credit Union Annandale NJ | Best Auto Loans & Business Banking

Introduction

Welcome to Motion Credit Union, your trusted financial partner located at 1545 Us Highway 22 E, Annandale, NJ 08801. Established in 1934, we have been dedicated to serving our community for nearly a century. With a strong commitment to our members, we proudly support over 5,200 individuals and families who rely on us for their banking needs. At Motion, we understand that financial decisions can shape your future. That's why we offer a wide range of services tailored to fit your unique goals whether you're looking for personal banking solutions, auto loans, or business financing. Our total assets stand at an impressive $61,963,140, reflecting our stability and reliability as a credit union. We're here not just to meet your needs but to help you thrive financially. Our CEO, Michael Greenwood, along with Board President Marty Grozinski, lead a dedicated team of 16 employees who are always ready to assist you. Together, we work hard to ensure that every member feels valued and supported. As part of our mission, we maintain a net worth of $5,857,669 and total deposits of $2,924,417, showcasing our solid financial footing. While members can visit us at our branch in Annandale, official correspondence should be sent to Po Box 23, Linden, NJ 7036. We invite you to explore the many benefits of being a member of Motion Credit Union. With convenient online banking options and personalized service at your fingertips, managing your finances has never been easier. If you're ready to take the next step in achieving your financial goals or if you have any questions about our services, don't hesitate to reach out! Give us a call at 908-730-3064 or visit our website at motionfcu.org. Join us today and experience the difference that comes with being part of the Motion family!

Branch History & Mission

A Legacy of Service

Motion was founded with a clear purpose: to provide accessible and affordable financial services to everyone in our community. As we opened our doors at 1545 Us Highway 22 E, Annandale, NJ 08801, we established ourselves as a reliable resource for personal banking needs. With total assets now exceeding $61 million, we've seen significant development while maintaining our core mission. Our headquarters are located in Linden, NJ, but our heart beats here in Annandale. While members can visit us at our branch for various services like checking and savings accounts or auto loans, official correspondence should be sent to P.O. Box 23, Linden, NJ 07036.

Community Focus

We believe that supporting our members also means supporting the communities where they live and work. Through various outreach initiatives and partnerships with local organizations, Motion actively participates in making a positive impact on the lives of those around us. Our commitment extends into the digital realm as well. We provide modern online banking solutions that allow members to manage their finances conveniently from anywhere while ensuring accessibility for all individuals.

Join Us Today!

As we continue this journey together, we invite you to become part of the Motion family. Experience firsthand how we can assist you in achieving your financial goals while contributing positively to the community around us. Discover more about our membership options here or start your application process here. Your story matters at Motion let's write it together! If you have any questions or need assistance, don't hesitate to call us at (908) 730-3064.

Our Mission

At Motion, our mission goes beyond just offering financial products; we aim to empower our members through education and community engagement. We strive to create lasting relationships built on trust and transparency. Our dedicated team is committed to providing exceptional service while ensuring that your financial journey is smooth and rewarding. We understand that each member's situation is unique. That's why we offer personalized assistance and flexible solutions tailored to meet individual needs whether it's applying for a loan or managing daily finances. Our operating hours from 8:15 AM to 3:15 PM Monday through Friday ensure that you can always find time to connect with us.

Branch Location & Accessibility

Accessibility Features

We care about making banking easy for everyone. Our branch offers ample parking spaces and features designed to accommodate all members, including ADA-compliant entrances and ramps for wheelchair accessibility. We want every visit to feel comfortable and welcoming.

Call to Action

So why wait? Come visit us at Motion Credit Union in Annandale today! Experience personalized service and discover how we can support your financial journey. We look forward to meeting you soon!

Nearby Landmarks

Located right off US Highway 22, our branch is just a short drive from well-known spots like the Round Valley Recreation Area. Whether you're hiking nearby or picking up groceries from a local store, dropping by Motion Credit Union is a breeze!

Operating Hours

Our doors are open Monday through Friday from 8:15 AM to 3:15 PM, giving you plenty of time to drop in before or after work. Need assistance outside of these hours? Give us a call at 908-730-3064; we're always happy to help!

Services Offered

At Motion Credit Union, we provide a variety of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Plus, our ATM services are available for quick cash withdrawals and balance checks whenever you need them. Although we do not offer drive-thru service at this location, our dedicated staff is ready to assist you inside the branch with any questions or services you may require.

Member Eligibility

At Motion, we're excited to welcome you into our community! Becoming a member is straightforward and open to anyone who lives, works, or worships in the area. We believe that everyone deserves access to friendly financial services tailored to their needs. To learn more about the specific eligibility criteria, feel free to check out our detailed information at http://www.motionfcu.org/discover-motion/join-motion/lifetime-membership . Joining us means you'll enjoy a range of benefits, from competitive loan rates to personalized service that puts you first. Opening an account is simple just visit us at 1545 Us Highway 22 E Annandale Nj 08801 or give us a call at (908) 730-3064 for guidance on the process. We can't wait for you to be part of the Motion family! For more details on how to get started, visit http://www.motionfcu.org/borrow-money/apply-for-a-loan .

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. Whether you're looking to expand your operations or invest in new equipment, our commercial loans can help turn your vision into reality.

Merchant Services

Additionally, our merchant services simplify payment processing for local businesses. Picture a busy restaurant using our services to accept credit cards smoothly, making it easier for customers to enjoy their meals without hassle. This not only enhances customer satisfaction but also boosts sales. Explore how Motion, located at 1545 Us Highway 22 E Annandale Nj 08801 in Annandale, NJ, can partner with you on your business journey. For more information or to get started, call us at (908) 730-3064 today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services ensure easy access for withdrawals and balance checks whenever you need it. Located conveniently around town, accessing your money is simple and hassle-free. At Motion, we're more than just a credit union; we're a community partner dedicated to helping our members thrive financially. If you'd like to learn more about any of these services or have specific questions regarding how we can assist you further, don't hesitate to reach out! Call us at (908) 730-3064 or visit us at http://www.motionfcu.org today let's take the next step together towards achieving your financial goals!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can make that dream a reality. We offer competitive rates and flexible terms, helping you find the right fit for your budget. Picture yourself cruising down the road in your new vehicle, knowing you've made a smart financial choice.

Business Banking

For entrepreneurs and small business owners, we offer specialized services including merchant services and business loans. Whether you're starting up or expanding operations, we understand the unique financial needs of businesses and are ready to assist you in achieving success.

Credit Cards with Rewards

Make the most out of your everyday purchases with our credit cards that offer rewards. Enjoy cashback on groceries, gas, or dining out; it's like earning money while spending! This feature allows you to turn regular shopping into potential savings.

Digital Banking Solutions

In today's world, convenience is key. That's why we provide robust online and mobile banking solutions. You can check balances, transfer funds, and pay bills anytime from anywhere. With just a few taps on your smartphone or clicks on your computer, managing your finances has never been easier!

Mortgage Loans & Refinancing

Owning a home is one of life's significant milestones, and at Motion, we're here to support you every step of the way with mortgage loans and refinancing options. Whether you're buying your first home or looking to lower your monthly payments through refinancing, our knowledgeable team will guide you through the process smoothly.

Personal Banking

Whether you're looking to save for a rainy day or manage everyday expenses, our personal banking services include checking and savings accounts designed to fit various lifestyles. Imagine easily tracking your spending with our user-friendly online banking platform while enjoying the peace of mind that comes from knowing your funds are secure.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but our personal loans are designed to help you navigate those challenges. From medical bills to home repairs, these loans provide the flexibility you need. Plus, if you're juggling multiple debts, consider our debt consolidation services simplifying payments can lighten your financial load.

Digital & Online Banking

Easy Access with Online Banking

With our online banking platform available at https://www.motionfcu.org/ , you can manage your accounts 24/7. Whether you need to check your balance, transfer funds, or pay bills, everything is right at your fingertips. You'll also find e-statements available for easy account tracking, so you can keep tabs on your transactions without the clutter of paper statements.

Security You Can Trust

Your safety is our priority. While we currently do not offer electronic signature authorization, rest assured that all transactions through our online banking services are secure. We use strong security measures to protect your information and ensure peace of mind while you bank online. At Motion, we strive to make banking as simple and accessible as possible for our members. Take advantage of these digital features today and experience how easy managing your finances can be!

Smart Features for Your Needs

We know that life gets busy, which is why we offer person-to-person transfers. This feature allows you to send money quickly and securely to friends or family without needing cash or checks. Plus, if you're always on the move, our mobile application makes it even easier to handle your banking needs right from your smartphone.

Financial Strength

Growing Membership Base

Total Share Accounts stand at 10,123, showing a strong and growing member base that trusts us with their finances. This growth reinforces our position as a reliable choice for your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Motion is your trusted partner. Visit us at 1545 Us Highway 22 E Annandale Nj 08801 or call (908) 730-3064 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $5,857,669 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $333 in used auto loans and $39,148,839 in total loans and leases, supporting members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $1,705,409 in share certificates and $4,216,681 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Foundation

With a net worth of $5,857,669, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,395,353 in used vehicle loans and $2,079,342 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,260,200 in loans helping members manage their finances effectively. Our credit cards come with rewards and can be an excellent option for everyday purchases while building your credit history.

Credit Lines

Need extra cash for unexpected expenses? Our total credit lines amount to $4,000,000, giving you access to funds when you need them most. Whether it's for emergencies or planned projects, our credit lines provide peace of mind. If you're considering refinancing any existing loans or are unsure about eligibility requirements, our knowledgeable staff at our branch located at 1545 Us Highway 22 E Annandale NJ 08801 is ready to assist you. You can reach us at (908) 730-3064 during our operating hours from 8:15 AM to 3:15 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Motion can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,078,456, make buying or refinancing simple. Our dedicated team is here to guide you through the process and help you secure the best terms available.

Loan Aggregator

Ensuring Accurate Comparisons

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MOTION FEDERAL CREDIT UNION - Annandale, NJ