MOSAIC FEDERAL CREDIT UNION - Harrisonburg, VA

Welcome to Mosaic Federal Credit Union, where your financial well-being is our top priority. Located at 31 S Carlton St, Harrisonburg, VA 22801, we have proudly served our community since 1986. With a strong commitment to our members, we currently support over 3,315 individuals and families, helping them achieve their financial goals through personalized banking solutions. At Mosaic, we understand that trust is built on transparency and reliability. Our total assets of $10,086,867 reflect our strong financial foundation, while our deposits of $1,578,775 signify the trust our members place in us. We also manage a diverse portfolio with 2,106 loans and leases available for those looking to finance their dreams whether it's a new car or home renovations. Our leadership team, led by CEO Catherine Hollar and Board President David Hughes, is dedicated to fostering a welcoming environment where everyone feels valued. With a team of just 7 employees, we ensure that each member receives the attention they deserve. We're not just about numbers; we're about people your neighbors and friends. While you can visit us at our branch for all your banking needs, please remember that official correspondence should be sent to the same address: 31 S Carlton St, Harrisonburg, VA 22801-4324. Explore the many services we offer from checking and savings accounts to auto loans and credit cards with rewards. You can find more information on our website at Mosaic Federal Credit Union or give us a call at 540-564-6080. Join us today and discover how Mosaic can help you thrive financially!

Welcome to Mosaic Federal Credit Union, a pillar of the Harrisonburg community since 1986. Our journey began with a simple yet powerful mission: to provide accessible financial services that empower individuals and families. Over the years, we have grown alongside our members, fostering a sense of belonging and support that sets us apart. Located at 31 S Carlton St, Harrisonburg, VA 22801, our branch is not just a financial institution; it's a place where dreams take flight. With over 3,300 members and total assets reaching an impressive $10,086,867, we are proud to serve the diverse needs of our community. Our commitment extends beyond banking; we strive to uplift and engage with local organizations through various outreach initiatives. Our mission is clear: we aim to offer personal banking solutions like checking and savings accounts, auto loans, mortgage options, and credit cards with rewards while prioritizing the well-being of our members. We believe in building strong relationships based on trust and transparency. Whether you're looking for straightforward banking services or complex financial guidance, we're here for you. At Mosaic FCU, we embrace modern technology to enhance your banking experience. Our online and mobile banking platforms allow you to manage your finances conveniently from anywhere. Plus, with an ATM available on-site and drive-thru services for quick transactions, we ensure that banking is as easy as possible. If you need to reach us by mail for any official correspondence, please send it to 31 S Carlton St, Harrisonburg, VA 22801-4324. Our team is dedicated to providing excellent service during our operating hours: Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to noon (drive-thru only). As we look ahead, we remain committed to supporting the financial goals of every member while contributing positively to our local community. Join us at Mosaic Federal Credit Union today! Experience personalized service that truly makes a difference in your financial journey. Together, let's create a brighter future! For more information or assistance, give us a call at 540-564-6080 or visit our website at mosaicfcu.org. Your journey toward financial empowerment begins here!

Becoming a member of Mosaic is like opening the door to a welcoming community that truly cares about your financial well-being. If you're wondering how you can join us, it's simple! At Mosaic, we invite anyone who lives, works, worships, or attends school in the area to become a member. We believe that everyone deserves access to friendly and supportive financial services tailored to their needs. You can find more details about eligibility on our website at http://www.mosaicfcu.org/membership , where we outline everything you need to know. Once you've confirmed your eligibility, opening an account with us is just as easy. Whether you're interested in checking and savings accounts, auto loans, or credit cards with rewards, we have something for everyone. To get started on your journey with Mosaic, visit our account opening page at http://www.mosaicfcu.org/digital-loan-application or give us a call at (540) 564-6080. We're excited to welcome you into our community located at 31 S Carlton St Harrisonburg Va 22801, where your financial goals become our mission!

At Mosaic, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with reliable services and peace of mind regarding your finances. With a net worth of $847,736, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 831 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $723,899 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $7,589,200 in total loans and leases available to support your financial goals across various sectors. This includes 257 used auto loans, which help our members get the vehicles they need without unnecessary stress. Our operational efficiency is reflected in our net income of $1,952, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees dedicated to serving you with knowledge and commitment. In total, we manage 5,005 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $352,630, reinforcing our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mosaic is your trusted partner. Visit us at 31 S Carlton St Harrisonburg VA 22801 or call 540-564-6080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.