Morton Lane Credit Union Buffalo NY | Best Auto Loans & Business Banking

Introduction

Welcome to Morton Lane, your trusted financial partner nestled in the heart of Buffalo, NY. Established in 1962, we have proudly served our community for over six decades, fostering a spirit of trust and reliability. At our branch located at Elm And Carlton St, Buffalo, NY 14263, we are dedicated to providing exceptional banking services tailored to meet your needs. With a total membership of 3,381 and assets exceeding $66 million, we are committed to ensuring your financial well-being. While members can visit us at our branch address, official correspondence should be sent to 388 Englewood Ave, Buffalo, NY 14223-2812. Our strong leadership team, led by CEO Judith Bleichfeld and Board President Marsha Jurkowski, is passionate about supporting our members and enhancing their financial journeys. With total deposits reaching $2,569,508 and a net worth of $7,675,331, Morton Lane stands as a stable and secure institution. We offer a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards making it easy for you to find the right solutions for your financial goals. Our dedicated staff of 9 employees is here to assist you during our operating hours on Tuesday from 8 AM to 4 PM, Thursday from 8 AM to 1 PM, and Friday from 8 AM to 3 PM. Whether you're looking to open an account or explore loan options totaling up to 2,026, we're here for you every step of the way. At Morton Lane, we're more than just a credit union; we're part of the community. We invite you to experience personalized banking with us visit our website at mortonlanedirect.com or call us at 716-837-2007 today! Together, let's build a brighter financial future.

Branch History & Mission

Looking Ahead

As we continue into the future, Morton Lane remains dedicated to embracing advancements that enhance your banking experience. While we currently do not offer ATMs or drive-thru services, we prioritize online and mobile banking options for your convenience. Our team is here to help you navigate these tools effectively. If you're looking for a credit union that truly cares about its members and offers personalized service tailored to your needs, look no further than Morton Lane. Join us today and discover how we can help you achieve your financial dreams! For more information or assistance, call us at 716-837-2007 or visit our website at Morton Lane.

Our Journey

From our humble beginnings in 1962, Morton Lane has evolved significantly. We began with a mission to provide accessible banking solutions tailored to meet the needs of our local community. Today, we are proud to offer a wide range of services including personal checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Each step of our journey has been marked by a commitment to innovation and customer satisfaction. Our headquarters may be in Buffalo, but our roots run deep in this vibrant city. We are not just about numbers; we believe in personal connections and community support. We strive to create an environment where everyone feels welcome and valued.

Our Mission

At Morton Lane, our mission is clear: we aim to empower our members through exceptional financial services while fostering a sense of community. We understand that financial stability is crucial for personal growth and family well-being. That's why we focus on providing products that help you achieve your goals whether it's buying your first home or financing a vehicle. Our commitment extends beyond just banking. We actively engage in community outreach programs that support local initiatives and partnerships aimed at enhancing the quality of life for all residents in Buffalo. While you can visit us at Elm and Carlton St for all your banking needs, please send official correspondence to our mailing address at 388 Englewood Ave, Buffalo, NY 14223-2812 if it differs from your visit.

Branch Location & Accessibility

Address and Correspondence

While you can visit us at our main location on Elm And Carlton St, please direct any official correspondence to our mailing address: 388 Englewood Ave, Buffalo, NY 14223-2812.

Convenient Access

At Morton Lane, we prioritize accessibility for all our members. Our branch is designed to be welcoming, featuring ADA-compliant entrances and easy access for those who may require additional support. Parking is available close to the entrance, ensuring that your visit is as hassle-free as possible.

Operating Hours

We understand that life gets busy! That's why we offer flexible banking hours tailored to fit your schedule. You can visit us on Tuesdays from 8 AM to 4 PM, Thursdays from 8 AM to 1 PM, and Fridays from 8 AM to 3 PM. Our team is ready and waiting to assist you during these hours!

Reach Out Anytime

Have questions? Feel free to give us a call at 716-837-2007. Our friendly staff is eager to help you find the right financial solutions. We invite you to stop by our branch or check out our website for more information about how Morton Lane can support your financial journey. We look forward to seeing you soon!

Services Offered

At Morton Lane, we provide a wide range of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Looking for a reliable credit card? We offer cards with rewards too! If you're running a business, take advantage of our business banking services including merchant solutions and business loans.

Member Eligibility

At Morton Lane, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that values your financial journey. If you're looking to become a member, you'll be pleased to know that eligibility is designed to be inclusive and straightforward. Generally, anyone who lives, works, or worships in the area surrounding Elm And Carlton St Buffalo Ny 14263 can apply for membership. We welcome individuals from all walks of life, so whether you're starting your first savings account or seeking loans for a new vehicle, you'll find that our services are tailored to meet your needs. To get started on your membership journey, simply check out our detailed eligibility criteria at https://creditunion.wufoo.com/forms/charitable-foundation-membership-application/. Once you're ready, opening an account is a breeze! You can find all the necessary information and begin the application process by visiting http://www.mortonlanedirect.com/about/apply/. Should you have any questions along the way, don't hesitate to reach out to us at (716) 837-2007 we're here to help! Join us at Morton Lane, where your financial future is our priority.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having the tools to accept payments easily, whether you're at a local market or running a brick-and-mortar store. Our merchant services simplify payment processing, allowing you to focus more on your customers and less on transactions. This means quicker service and happier clients, which is key for any successful business. For more information about how we can help your business thrive, visit us at Elm And Carlton St Buffalo Ny 14263 in Buffalo, NY or call us at (716) 837-2007. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Solutions Tailored for You

For business owners, we offer comprehensive Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're committed to supporting your growth with tailored financial solutions.

Consolidating Debt? We've Got You Covered

Life can be unpredictable, and sometimes managing multiple debts becomes overwhelming. Our Personal Loans & Debt Consolidation options offer relief by simplifying your payments into one manageable loan. This can help reduce stress and save money on interest over time.

Convenient Access Anytime

We know convenience matters in today's busy world. That's why our Online & Mobile Banking options allow you to manage all aspects of your finances right from the palm of your hand. From checking account balances to making payments on the go, everything is accessible 24/7. At Morton Lane, we strive to meet all your banking needs with warmth and dedication. If you have questions about any of our services or want personalized assistance, don't hesitate to give us a call at (716) 837-2007. We're here for you! Explore all that we offer today by visiting us online at Roswell Park. Let's embark on this financial journey together!

Financing Your Dreams

If you're in the market for a new car or need funds for other personal projects, our Auto Loans & Vehicle Financing options can make those dreams a reality. We understand how important it is to have reliable transportation, so our loans are designed with competitive rates and flexible terms that fit your budget. Need a home? Our Mortgage Loans & Refinancing services provide tailored solutions whether you're buying your first home or looking to refinance an existing mortgage for better rates. Our knowledgeable staff will guide you through the process, ensuring you understand each step along the way.

Personal Banking Made Easy

For those who want reliable banking solutions, we offer Personal Banking services that include checking and savings accounts. Imagine having a place where you can manage your daily expenses while also growing your savings effortlessly. Our accounts come with user-friendly online banking features, allowing you to check balances, transfer funds, and pay bills right from your smartphone or computer.

Rewarding Credit Options

Don't forget about our Credit Cards with Rewards! With every purchase you make, you can earn points that lead to exciting rewards perfect for those who love to travel or shop.

Digital & Online Banking

Convenient Access to Your Accounts

Our online banking service, accessible at https://www.mortonlanedirect.com/, allows you to check your account balances, view transaction histories, and manage your finances with just a few clicks. Whether you're at home or on the go, our 24/7 online banking ensures that your accounts are always within reach.

Security You Can Trust

Your security is our top priority. While we do not currently provide electronic signature authorization, rest assured that all transactions made through our platform are protected by robust security measures. We strive to create a safe environment where you can manage your money confidently. In summary, Morton Lane is committed to providing accessible and easy-to-use digital banking solutions. With tools like online banking, e-statements, and a dedicated mobile app, you can manage your finances efficiently and securely whenever it suits you best!

Simple Transactions Made Easy

Transferring money has never been easier with our person-to-person transfer feature. Send money to friends or family quickly and securely without needing cash or checks. Plus, for those who prefer electronic statements, we offer e-statements for quick access to your account information without the hassle of paper clutter.

Stay Connected with Our Mobile App

With the Morton Lane mobile application available for download, you can enjoy all the benefits of online banking right from your smartphone. While mobile payments aren't currently offered, our app is designed to help you manage your accounts effortlessly. You can still keep track of your spending, pay bills, and receive alerts about important transactions all from the palm of your hand.

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 5,490, showing a strong and growing member base that trusts us with their finances. This trust is vital as it allows us to maintain the high standards of service you expect from Morton Lane. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Morton Lane is your trusted partner. Visit us at Elm And Carlton St Buffalo Ny 14263 or call (716) 837-2007 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $229 in used auto loans and $30,227,037 in total loans and leases. This means more opportunities for you to access the funds you need when you need them.

Member-Centric Savings

Members' savings are secured through $15,310,254 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $8,471,468, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $7,165,331 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvestment not only strengthens our operations but also enriches your experience with us.

Solid Foundation

With a net worth of $7,675,331, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,155 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

In addition to auto and mortgage loans, we provide various other lending products tailored for different needs. If you're considering refinancing your current loans or exploring eligibility options, our team is ready to assist you in finding the best solutions available. At Morton Lane, we are committed to supporting our community's financial well-being. For more information about our loan offerings or to discuss what might be right for you, please don't hesitate to contact us at (716) 837-2007 or visit us at Elm And Carlton St Buffalo Ny 14263 in Buffalo, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,941,692 in used vehicle loans and $1,552,705 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have the right support whether you are purchasing a brand-new model or a reliable pre-owned option.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,327,851, make buying or refinancing simple. We offer personalized service to help you navigate your choices and find a plan that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,452,416 in loans helping members manage their finances effectively. These cards come with features that make it easier to control spending while building your credit score.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent, giving users confidence in their choices.

Morton Lane