Morton Lane Credit Union Buffalo NY | Convenient ATM Services Only

Introduction

Welcome to Morton Lane! Situated at 388 Englewood Ave, Buffalo, NY 14223, our credit union has been a cornerstone of the community since 1962. With a commitment to serving our 3,381 members, we pride ourselves on being more than just a financial institution; we are your trusted partner in achieving financial wellness. At Morton Lane, we understand that everyone's financial journey is unique. That's why we offer tailored solutions to meet your specific needs. Whether you're looking for a loan or aiming to save for your future, our total assets stand strong at an impressive $66,472,625, ensuring that we have the resources to support you. Our total deposits of $2,569,508 reflect the trust our members place in us. Led by our dedicated CEO, Judith Bleichfeld, and Board President, Marsha Jurkowski, our team of 9 employees works tirelessly to provide exceptional service and guidance. We believe in empowering our members with knowledge and opportunities that foster financial growth. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be directed to the same address: 388 Englewood Ave, Buffalo, NY 14223-2812. We invite you to explore the many services we offer and discover how Morton Lane can help you navigate your financial path confidently. For inquiries or assistance, feel free to call us at (716) 837-2007 or visit our website at mortonlanedirect.com. Your journey towards financial empowerment starts here!

Branch History & Mission

Welcome to Morton Lane, a credit union that has been a cornerstone of the Buffalo community since 1962. Over the years, we have grown and adapted to meet the needs of our members, now proudly serving a total membership of 3,381 individuals. Our branch is located at 388 Englewood Ave, Buffalo, NY 14223, a place where personal relationships and community support flourish. From our humble beginnings, Morton Lane has focused on creating financial solutions that empower our members. With total assets amounting to $66,472,625, we've built a strong foundation that allows us to provide competitive services while prioritizing member satisfaction. Our mission is simple yet profound: to enhance the financial well-being of our members and support the communities we serve. We believe in offering not just financial products but also guidance and resources that help individuals achieve their goals. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 388 Englewood Ave, Buffalo, NY 14223-2812. Our team is dedicated to providing personalized service during our operating hours: Monday, Tuesday, Wednesday, and Friday from 8 AM to 5 PM, and Thursday from 8 AM to 6:30 PM. At Morton Lane, we recognize the importance of evolving with technology while remaining accessible to everyone. Though we currently do not offer ATM or drive-thru services, we are committed to ensuring ADA compliance and providing digital banking options such as online banking and mobile applications. This allows our members to manage their finances conveniently from anywhere. Our impact goes beyond banking; it extends into community outreach efforts where we partner with local organizations. By supporting various initiatives and programs aimed at enhancing community welfare, we strive to make a difference in the lives of those around us. Join us at Morton Lane today! Experience firsthand how we're dedicated to serving your financial needs while fostering a strong sense of community. Whether you're looking for loans or savings options, we're here for you every step of the way. Let's build a brighter future together! For any inquiries or assistance, feel free to call us at 716-837-2007 or visit our website at Morton Lane.

Branch Location & Accessibility

Convenient Access

At Morton Lane, we understand that accessibility is key. Our location features ample parking for our members, making it simple for you to pop in whenever you need assistance. We are also committed to ensuring that everyone can access our services comfortably; our branch is ADA compliant with ramps and wide entryways.

Operating Hours

We aim to accommodate your busy schedule with flexible operating hours. You can visit us Monday, Tuesday, Wednesday, and Friday from 8 AM to 5 PM, or stop by on Thursday when we're open until 6:30 PM. Whether you're coming in before work or after school, we're here for you!

Services Offered

While we currently do not offer ATM services or drive-thru banking at this location, our team is ready to assist you with a variety of banking needs inside the branch. From opening accounts to discussing loan options, we're dedicated to providing personalized service tailored just for you. If you have any questions or need further information about our services, don't hesitate to reach out! Call us at 716-837-2007 or visit us online at mortonlanedirect.com. We look forward to welcoming you to Morton Lane!

Member Eligibility

At Morton Lane, we believe in building a strong community where everyone feels welcome. Becoming a member is easy and rewarding! If you're a resident of New York or work in Erie County, you're already eligible to join our family. We also extend membership to immediate family members of current members. By choosing Morton Lane, you gain access to a variety of financial products and services designed to support your unique needs while enjoying competitive rates and personalized service. To start your journey with us, simply visit our website for more details on eligibility at this link and learn how to open an account by visiting this page. If you have any questions or need assistance, feel free to call us at 716-837-2007. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services that Make Life Easier

Imagine having a payment processing solution that not only accepts payments but also helps you manage your cash flow efficiently. Our merchant services provide exactly that. From easy credit card processing to detailed reporting tools, we equip you with the resources you need to streamline operations and focus on what matters most growing your business. Visit us at 388 Englewood Ave Buffalo Ny 14223 in Buffalo, NY, or call us at (716) 837-2007 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

We know that financial decisions are important and sometimes complex. That's why our friendly team at Morton Lane is always ready to help answer any questions you may have about managing your finances or utilizing our services effectively. If you're considering becoming a member or opening an account with us, visit [our website](https://www.mortonlanedirect.com/) for more information about eligibility and how to apply. At Morton Lane, we strive to create a supportive environment where everyone feels valued and understood. We invite you to explore all that we have to offer and experience the difference of community-focused banking. If you're ready to take control of your financial future, don't hesitate! Connect with us today or stop by our branch at 388 Englewood Ave Buffalo Ny 14223 in Buffalo, NY we look forward to serving you!

Digital Banking Features

In today's fast-paced world, convenience is paramount. That's why we prioritize digital banking features at Morton Lane Fcu. Our online banking platform makes it easy for you to manage your accounts from the comfort of your home or on the go. You can check your account balances, transfer funds between accounts, and even pay bills without having to visit the branch. Plus, if you're ever in need of immediate assistance, feel free to reach us at (716) 837-2007 during our operating hours.

Personalized Banking Experience

Understanding that banking should be convenient and accessible, Morton Lane offers essential services designed with our members in mind. One of our key offerings is ATM Services Only, which allows you quick access to your funds whenever you need them. Imagine being out and about, running errands, and realizing you need cash for a purchase. With our ATM services, withdrawing money is just a few taps away, ensuring that you can handle your transactions effortlessly.

Digital & Online Banking

Key Features

Our online banking platform, available at https://www.mortonlanedirect.com/, offers a range of features designed to make your banking experience smoother. You can check your balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, our 24/7 online banking services mean you can handle your banking needs whenever it fits into your schedule. If you're looking for ways to send money quickly, our person-to-person transfer feature allows you to send cash directly to friends or family with just a few clicks. It's fast and secure, so you can feel confident every time you use it.

Security and Accessibility

Your security is our priority. While we currently do not offer electronic signature authorization, we ensure that all transactions are protected with top-notch security measures. Additionally, our mobile application makes banking even more accessible. You can download it easily and take advantage of its user-friendly design to stay on top of your finances. For those who prefer paperless options, e-statements are available for all members. This means you can view your statements anytime without the clutter of physical paperwork. Whether you're at home or out running errands, our digital services keep you connected to your finances in real-time. Experience the ease of managing your money with Morton Lane today!

Financial Strength

At Morton Lane, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our financial health, sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $7,675,331, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.55% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $15,310,254 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $8,471,468, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,165,331 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; we have $22,027,037 in total loans and leases and $2,394,692 in used auto loans, supporting members' financial goals across various sectors. Our $0 net income reflects our focus on long-term growth rather than short-term profits. We also take pride in having 7 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at 5,490, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Morton Lane is your trusted partner. Visit us at 388 Englewood Ave Buffalo NY 14223 or call 716-837-2007 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,941,692 in used vehicle loans and $1,552,705 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new vehicle or a reliable used car, we've got options that fit your budget.

Credit Lines

For those who prefer a revolving line of credit, we have credit lines available totaling $13,784,018. This product gives you access to funds when you need them while only requiring payment on the amount you use. Our loan products are designed with our members in mind. If you're considering refinancing or want to check your eligibility for any of our loan offerings, please don't hesitate to reach out. You can contact us at (716) 837-2007 or visit us at our branch located at 388 Englewood Ave Buffalo Ny 14223 in Buffalo, NY. Our friendly team is ready to assist you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,327,851, make buying or refinancing simple. We aim to provide clear guidance throughout the process so you can make informed decisions about your future home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,452,416 in loans helping members manage their finances effectively. These cards can be an excellent option for everyday purchases without the need for collateral, providing you with freedom and flexibility.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to verified data means you receive fair and transparent offers every time you use the platform.

Morton Lane