Morton Lane Credit Union Buffalo NY | Affordable Auto Loans & Mortgage Refinance

Introduction

Welcome to Morton Lane, your trusted financial partner in the heart of Buffalo, NY. Established in 1962, our credit union has proudly served our community for over 60 years, fostering a spirit of cooperation and financial growth among our 3,381 members. At our branch located at 388 Englewood Ave, Buffalo, NY 14223, we are committed to providing personalized banking solutions tailored to meet your needs. As a member-focused institution, Morton Lane is more than just a place to bank; we're a community hub where financial dreams take flight. With total assets reaching an impressive $66,472,625 and total deposits amounting to $2,569,508, we prioritize the security and growth of your finances. Our robust loan portfolio includes 2,026 loans that help members achieve their goals whether it's purchasing a vehicle or refinancing a home. Under the leadership of CEO Judith Bleichfeld and Board President Marsha Jurkowski, our dedicated team of 9 employees is here to ensure you receive the highest level of service. We invite you to explore our wide range of offerings, including checking and savings accounts, auto loans, personal loans, and business banking services all designed with your best interests in mind. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to the same address. Whether you're looking for assistance or have questions about your accounts, feel free to reach out by calling us at 716-837-2007 during our convenient operating hours: Monday through Wednesday & Friday from 8 AM to 5 PM and Thursday from 8 AM to 6:30 PM. Join us at Morton Lane as we continue building a strong financial future together! For more information about membership or to apply for an account today, please visit our website at mortonlanedirect.com. Your journey toward financial wellness starts here!

Branch History & Mission

Commitment to Innovation

In addition to traditional banking services, Morton Lane embraces modern technology to enhance member experience. We offer online banking and mobile applications that provide convenient access to accounts anytime and anywhere. Our commitment extends beyond just financial products; we aim for accessibility by ensuring ADA compliance in all facilities.

Community Engagement

Our roots run deep in the Buffalo area. Through partnerships with local organizations and active participation in community events, we foster relationships that make a difference. Whether it's hosting financial literacy workshops or sponsoring local sports teams, Morton Lane believes in giving back and building stronger communities together. As we continue on this journey since 1962, we invite you to be part of our story. Join us at Morton Lane today and discover how we can support your financial goals while contributing positively to the world around us. Experience the benefits of membership with us where your success is our mission!

Our Mission

The mission of Morton Lane is simple yet powerful: to improve the financial well-being of our members while actively supporting the communities we serve. We believe that when our members succeed, our entire community thrives. This mission drives us to create accessible financial solutions and engaging outreach programs that empower individuals and families. While members can visit us at 388 Englewood Ave for their banking needs, official correspondence should be sent to 388 Englewood Ave, Buffalo, NY 14223-2812. Our team is dedicated to maintaining open lines of communication through various channels, including phone support at 716-837-2007.

Branch Location & Accessibility

Convenient Features

At Morton Lane, we prioritize your convenience. Although we don't have an ATM or drive-thru service, our team is always ready to assist you during our operating hours. Swing by Monday through Wednesday and Friday from 8 AM to 5 PM, or visit us on Thursday when we're open until 6:30 PM. We understand how busy life can get, so we're here when you need us! Accessibility is important to us. Our branch is designed with features to ensure everyone can visit comfortably. Parking is available right outside, making it simple for you to hop in and out.

Reach Out Anytime

If you need assistance or have questions about our services ranging from personal banking and auto loans to mortgage options don't hesitate to give us a call at 716-837-2007. While members can visit us at 388 Englewood Ave for all their banking needs, official correspondence should be sent to our mailing address at 388 Englewood Ave, Buffalo, NY 14223-2812. We can't wait to welcome you in person! Come experience the friendly service and support that makes Morton Lane a trusted partner in your financial journey.

Member Eligibility

At Morton Lane, we believe that everyone deserves a chance to be part of a warm and welcoming community. Becoming a member is simple and open to individuals who live, work, or worship in our local area, including family members of existing members. This means if you have ties to our neighborhood, you're likely eligible! Joining us not only gives you access to exceptional financial services tailored for your needs but also connects you with a supportive network that values your growth and wellbeing. If you're curious about the specific eligibility criteria, feel free to visit our website at https://creditunion.wufoo.com/forms/charitable-foundation-membership-application/ for the most up-to-date information. When you're ready to take the next step, opening an account is easy just head over to http://www.mortonlanedirect.com/about/apply/ or give us a call at (716) 837-2007. We can't wait to welcome you to the Morton Lane family at 388 Englewood Ave Buffalo Ny 14223!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments effortlessly, whether online or in-person. This not only enhances customer satisfaction but also streamlines your operations allowing you more time to focus on what matters most: growing your business. Visit us at 388 Englewood Ave Buffalo Ny 14223 in Buffalo, NY or call us at (716) 837-2007 to learn how our tailored solutions can help your business thrive!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, our Business Banking services are tailored to support your entrepreneurial journey. From Merchant Services that help streamline transactions to Business Loans designed for growth, we're dedicated to helping local businesses thrive.

Credit Options Tailored for You

We know that having flexible credit options is important. That's why we offer Credit Cards with Rewards that let you earn points on everyday purchases. Imagine getting cash back on groceries or travel rewards just for using your card!

Digital Banking Made Easy

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. Whether you're paying bills or transferring funds between accounts, doing so has never been easier. Plus, with access to ATM & Cash Withdrawal Services, you'll always have cash when you need it. At Morton Lane, we believe in making banking accessible and straightforward for everyone. If you'd like more information about any of these services or if you're ready to start your banking journey with us, please don't hesitate to reach out! Call us at (716) 837-2007, or visit our website at Morton Lane Fcu. We look forward to serving you!

Personal Banking Solutions

Whether you're just starting out or planning for the future, our personal banking services have you covered. We offer Checking & Savings Accounts that help you manage your money effectively. Imagine being able to easily access your funds online or through our mobile app, allowing you to track your spending and save for your goals. When it comes to financing, our Auto Loans & Vehicle Financing options make it easy for you to get behind the wheel of your dream car without breaking the bank. Picture driving home in a new vehicle, knowing you've secured a great rate with terms that fit your budget. If you're looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are here for you. Our experienced team will guide you through the process, ensuring you understand each step along the way. For those unexpected expenses or plans that require a little extra cash, our Personal Loans & Debt Consolidation options can provide quick relief and simplify your finances.

Digital & Online Banking

Key Features

Our online banking service is user-friendly and secure, giving you peace of mind while you manage your money. While we currently do not support electronic signature authorization, we ensure that your data is protected with top-notch security measures. For those who prefer a paperless experience, e-statements are available to help you keep track of your financial activities without the clutter. This feature not only helps in staying organized but also supports our commitment to environmental sustainability.

Mobile Banking Options

Stay connected on the go with our mobile application! Available for download, it allows you to manage your accounts directly from your smartphone or tablet. Whether you're checking balances or making payments, everything is just a tap away. We also offer person-to-person transfers, making it easy to send or receive money quickly between friends and family without the hassle of cash or checks. And while mobile payments are not available yet, we are continually exploring new ways to enhance your banking experience. At Morton Lane, we're dedicated to providing accessible services that cater to your needs. Join us today and discover how our digital banking options can simplify your financial life!

Financial Strength

A Solid Foundation

With a net worth of $7,675,331, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,155 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member-Focused Savings

Members' savings are secured through $15,310,254 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $8,471,468, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for You

With $7,165,331 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $229 in used auto loans and $30,227,037 in total loans and leases; this supports our members' financial goals across various sectors.

Trust Built on Growth

Total Share Accounts stand at 5,490, showing a strong and growing member base that trusts us with their finances. This community spirit drives us forward as we work tirelessly to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Morton Lane is your trusted partner. Visit us at 388 Englewood Ave Buffalo Ny 14223 or call (716) 837-2007 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,941,692 in used vehicle loans and $1,552,705 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, our auto financing solutions make it easy to get behind the wheel without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,327,851, make buying or refinancing simple. We offer various mortgage solutions that can accommodate different financial situations and help you secure your dream home.

Other Loan Products

In addition to auto and mortgage loans, Morton Lane also offers credit lines with a total amount of $13,784,018 available for those who may need additional flexibility in their finances. If you're looking for personal loans or debt consolidation options, our team can assist you in finding the right solution. For more information on eligibility and how to apply for any of our loan products, feel free to reach out via phone at 716-837-2007 or visit us at 388 Englewood Ave Buffalo NY 14223. We're here to help guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how Morton Lane can support your financial journey today!

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's where our flexible terms on unsecured credit card loans come into play. With a total of $1,452,416 in loans helping members manage their finances effectively, our credit cards provide access to funds when you need them most without requiring collateral.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that all offers presented are fair and transparent. By prioritizing data integrity, LendMesh helps users navigate the complexities of loan options without confusion.

Morton Lane