Morton Lane Credit Union Buffalo NY | Best Auto Loans & Business Banking

Introduction

Welcome to Morton Lane, your trusted credit union located at 1300 Elmwood Ave, Buffalo, NY 14222. Established in 1962, we have been committed to serving our community with integrity and dedication for over six decades. With a robust membership of 3,381 and total assets amounting to an impressive $66,472,625, we pride ourselves on being a reliable financial partner for all your banking needs. At Morton Lane, we understand the importance of financial stability and growth. Our members benefit from a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions. With total deposits reaching $2,569,508 and a net worth of $7,675,331, you can trust that your money is in safe hands. Led by our experienced CEO, Judith Bleichfeld, and Board President Marsha Jurkowski, our team of 9 employees is dedicated to providing personalized service to help you achieve your financial goals. We believe in the power of community engagement and strive to make a positive impact on the lives of our members every day. While you can visit us at our branch location for assistance or inquiries, please note that official correspondence should be sent to our mailing address at 388 Englewood Ave, Buffalo, NY 14223-2812. We invite you to explore our services further by visiting our website at www.mortonlanedirect.com. Whether you're looking for a new loan or simply want to learn more about managing your finances effectively, we're here to help. Feel free to call us at 716-837-2007 or stop by during our lobby hours on Tuesday from 8 AM to 12 PM and Thursday from 1 PM to 4 PM. Join us at Morton Lane where your financial journey begins!

Branch History & Mission

Community Engagement

Morton Lane has always believed in giving back. Through various partnerships and community outreach efforts, we work tirelessly to make a positive impact in Buffalo. Whether it's through charitable initiatives or educational programs aimed at promoting financial literacy, we aim to uplift those around us. With no ATM or drive-thru services currently available at our branch, we focus on providing attentive service during lobby hours on Tuesday from 8 AM to 12 PM and Thursday from 1 PM to 4 PM. We invite everyone in the community to come by or reach out at 716-837-2007 to learn how they can benefit from being part of Morton Lane. Join us today and experience the difference that a member-focused credit union can make in your life! Visit our website for more information on membership eligibility and account openings. Together, let's build a stronger community through shared success!

Our Mission

The mission of Morton Lane is simple yet profound: to provide exceptional financial services while actively supporting the community we serve. We believe that banking should be more than just transactions; it should foster relationships built on trust and care. Our team is committed to offering a wide range of services, including personal banking accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. We strive to meet the diverse needs of our members with a customer-first approach. We understand the importance of staying current with technology and have embraced digital advancements like online banking and mobile applications. This ensures that our members can manage their finances conveniently from anywhere. Additionally, we are proud of our commitment to accessibility and ADA compliance so that all individuals can benefit from our services.

Branch Location & Accessibility

Accessibility Features

At Morton Lane, we prioritize making banking easy for everyone. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and parking to ensure that all members can comfortably access our services.

Get in Touch

Have questions? Don't hesitate to give us a call at 716-837-2007. We invite you to visit Morton Lane at your convenience your financial journey starts here!

Operating Hours

We understand that life can get busy, so we offer convenient lobby hours on Tuesday from 8 AM to 12 PM and Thursday from 1 PM to 4 PM. Feel free to stop by during these times; we look forward to serving you!

Services Offered

Although we currently do not have ATM or drive-thru services available, our dedicated team is ready to assist you with a wide range of offerings including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and more. We're also equipped with online and mobile banking options for your convenience.

Member Eligibility

Becoming a member of Morton Lane is like joining a welcoming family that truly cares about your financial well-being. If you're looking to enjoy the benefits of personalized banking, you're in the right place! Membership at Morton Lane is open to individuals who live, work, worship, or attend school in the surrounding community. Whether you're just starting your financial journey or looking to expand your services, we invite you to explore everything we offer. You can find detailed eligibility criteria by visiting this link for more information. Opening an account with us is straightforward and stress-free! Simply head over to this page to get started on your application. If you have any questions along the way, don't hesitate to reach out at (716) 837-2007. We're excited to help you take this important step toward better banking at our branch located at 1300 Elmwood Ave Buffalo Ny 14222!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine having a seamless way to accept payments from your customers this is where our merchant services come into play. We provide tools that allow you to process transactions effortlessly, whether in-person or online. This means you can focus on what matters most: serving your customers and growing your business. Located at 1300 Elmwood Ave, Buffalo, NY 14222, Morton Lane is ready to partner with you on your business journey. For more information or to get started with our services, call us at 716-837-2007 today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we do not have ATMs at this branch location, rest assured that our members have access to various ATM networks across the region for easy cash withdrawals whenever needed. We invite you to explore these services further by visiting us at Morton Lane, where you'll find friendly staff ready to assist you every step of the way. If you have any questions or want to learn more about how we can help meet your financial goals, don't hesitate to call us at (716) 837-2007. Join us today and experience the difference that personalized service makes!

Auto Loans & Vehicle Financing

If you're looking to purchase a new car or finance an existing vehicle, our auto loans and vehicle financing options can help. We provide competitive rates and flexible terms so you can drive away with confidence without stretching your budget.

Business Banking

For entrepreneurs and business owners, we offer specialized services like merchant services and business loans. We're here to support your growth and success in the local economy.

Credit Cards with Rewards

Reward yourself with our credit cards that come with perks! Earn points on every purchase that you can redeem for travel, merchandise, or cash back. It's a simple way to get more from your spending.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans offer various options to fit your lifestyle. Plus, if you already own a home, consider our refinancing services. This could lower your monthly payments or help you access cash for other needs.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we emphasize our online and mobile banking features. You can perform all banking activities from the comfort of your home or on the go making it easier than ever to stay on top of your finances.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that make everyday transactions easy. Imagine having access to your money anytime, anywhere through our online and mobile banking platforms. You can check your balance, transfer funds, and pay bills with just a few taps on your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. For those times when you need extra cash, our personal loans can provide quick relief. If you're feeling overwhelmed by multiple debts, consider our debt consolidation options to simplify payments and potentially lower interest rates.

Digital & Online Banking

Key Features of Our Online Banking Services

Visit us at https://www.mortonlanedirect.com/ to explore the full range of our online banking features. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking service ensures you have access whenever you need it. Plus, managing your accounts has never been easier everything is right at your fingertips. One of the standout features we offer is person-to-person transfers. Need to send money to a friend or family member? With just a few taps on our mobile application, you can do it quickly and effortlessly. Speaking of our mobile app, it's available for download and makes banking on-the-go a breeze!

Security and Accessibility

Your security is our top priority. While we currently do not support electronic signature authorization, rest assured that all transactions are protected with robust security measures. We also offer e-statements for those who prefer going paperless, giving you access to your account statements anytime without clutter. Even if you're busy or on the go, our mobile payments feature is here to help simplify your life although it's not available at this moment. But don't worry! Our easy-to-use mobile application allows you to check balances, view transactions, and stay updated on your financial activity. Overall, Morton Lane is committed to making banking accessible and user-friendly. With real-time account management tools and features designed with you in mind, you'll find that staying on top of your finances has never been easier or more secure. Join us today and discover how our digital banking solutions can enhance your banking experience!

Financial Strength

A Growing Community

We have established a strong member base with a total of 5,490 share accounts, showing that more people trust us with their finances every day. This community-focused approach allows us to continue delivering personalized services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Morton Lane is your trusted partner. Visit us at 1300 Elmwood Ave Buffalo NY 14222 or call 716-837-2007 to learn more about how we can help you achieve your financial goals.

Commitment to Your Savings

Members' savings are secured through $15,310,254 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $8,471,468, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Efficient Operations

Our performance reflects our operational efficiency. Although our net income stands at $0, this allows us to focus on enhancing member services rather than profit margins. We also take pride in having 7 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Focused on Growth

With $7,165,331 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $30,227,037 in total loans and leases and $2,394,169 in used auto loans.

Strong Financial Health

With a net worth of $7,675,331, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.55% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,941,692 in used vehicle loans and $1,552,705 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the process.

Credit Lines

For those who need additional flexibility with their finances, our credit lines are available for up to $13,784,018. This option provides you with quick access to funds when you need them most. If you're considering refinancing your current loans or would like to explore eligibility options for any of our products, don't hesitate to reach out to us at 716-837-2007. Our knowledgeable staff is ready to assist you with personalized solutions tailored to your specific financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 1300 Elmwood Ave Buffalo NY 14222 or check out our website here for more information about how we can help fulfill your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,327,851, make buying or refinancing simple. We provide flexible terms and competitive rates that fit your budget and help you secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,452,416 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit your everyday spending while offering you peace of mind with competitive interest rates.

Loan Aggregator

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Morton Lane