Morrow County Credit Union Mount Gilead OH | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Morrow County Federal Credit Union, your trusted partner in financial wellness since 1974. Located at 800 W Marion Rd, Mount Gilead, OH 43338, we are dedicated to serving our community with integrity and care. Our mission is simple: to provide accessible and affordable financial services that empower our members. With a strong membership base of over 1,070 individuals and total assets exceeding $9.76 million, we pride ourselves on being a cornerstone of support for families and businesses in the Morrow County area. At Morrow County FCU, we understand that each member's financial journey is unique. That's why we offer a variety of products tailored to meet your needs, including personal banking solutions, auto loans, mortgages, and more. As of now, our total deposits stand at $725,270, reflecting the trust our members place in us. With a net worth of $1,744,910 and cash in hand amounting to $143,578, we're well-equipped to help you achieve your financial goals. Our leadership team is passionate about fostering a supportive environment for all members. Under the guidance of CEO Tonya Coder and Board President William Schindley, we are committed to creating lasting relationships built on trust and transparency. We invite you to visit us during our operating hours Monday and Wednesday from 9:00 AM to 4:30 PM, Thursday from 1:00 PM to 6:00 PM, and Friday from 9:00 AM to 5:00 PM. While members can visit us at 800 W Marion Rd, official correspondence should be sent to the same address for your convenience. For any questions or assistance, feel free to call us at 419-946-5066 or send a fax to 419-946-5529. Join us today as we continue our commitment to helping you navigate your financial future with confidence! Explore more about our services on our website at Morrow County FCU. Your journey towards financial empowerment starts here!

Branch History & Mission

Welcome to Morrow County Federal Credit Union, a cornerstone of financial service in Mount Gilead, Ohio. Founded in 1974, our branch has grown alongside the community we serve, establishing a rich legacy of trust and support for over four decades. From our humble beginnings, we've expanded to serve more than 1,070 members and manage total assets of nearly $9.8 million. Located at 800 W Marion Rd, our branch is easily accessible and close to many local landmarks that define the heart of Mount Gilead. Whether you're visiting for personal banking or seeking support for your next vehicle purchase, we aim to create a welcoming environment where every member feels valued. At Morrow County Federal Credit Union, our mission is simple yet profound: to empower our members with the financial tools they need to succeed while fostering a spirit of community support. We believe that everyone deserves access to quality financial services, which is why we offer a range of products including checking and savings accounts, auto loans, mortgages, and personal loans. Our commitment goes beyond just banking; we actively engage with local initiatives and partnerships to uplift our community. While members can visit us at 800 W Marion Rd, official correspondence should be sent to 800 W Marion Rd, Mount Gilead, OH 43338-1032 if different from the branch address. Our operating hours are designed to accommodate your busy schedule: Monday and Wednesday from 9:00 AM - 4:30 PM, Thursday from 1:00 PM - 6:00 PM, and Friday from 9:00 AM - 5:00 PM. We pride ourselves on being customer-centric. Although we currently do not have ATM availability or drive-thru services, we provide online banking options that allow you to manage your finances conveniently from home. This includes features like person-to-person payments and e-statements modern solutions designed with you in mind. Join us in celebrating our history while looking toward the future! We invite you to experience the benefits of membership at Morrow County Federal Credit Union. Contact us today at 419-946-5066 or visit our website at Morrow County FCU to learn more about how we can help you achieve your financial goals. Together, let's build a brighter future for everyone in our community!

Branch Location & Accessibility

Get in Touch

Have questions? Don't hesitate to reach out! You can call us at 419-946-5066 for any inquiries or assistance. We invite you to come in and experience the welcoming atmosphere of Morrow County Federal Credit Union. Your financial journey starts here!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to suit your schedule. You can visit us on Mondays and Wednesdays from 9:00 AM to 4:30 PM, Thursdays from 1:00 PM to 6:00 PM, and Fridays from 9:00 AM to 5:00 PM. Whether you're stopping by after work or during your lunch break, we're here to help!

Parking and Accessibility

When you visit our branch, you'll find ample parking available for your convenience. We prioritize accessibility, ensuring that everyone can comfortably access our services. Our location is ADA compliant, featuring ramps and other accommodations to assist those who need them.

Services Offered

At Morrow County Federal Credit Union, we provide a variety of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we have the tools you need for financial success. Plus, our online banking options allow you to manage your accounts from anywhere. While members can visit us at 800 W Marion Rd, official correspondence should be sent to our mailing address at 800 W Marion Rd, Mount Gilead, OH 43338-1032.

Member Eligibility

Becoming a member of Morrow County is like joining a close-knit family that genuinely cares about your financial well-being. At our branch located at 800 W Marion Rd, Mount Gilead, OH 43338, we welcome individuals who live, work, worship, or attend school in Morrow County. It's our way of ensuring that the benefits we offer go to those who are part of our community. By choosing to become a member, you'll gain access to personalized financial services, competitive rates on loans, and a supportive team ready to assist you with your needs. Getting started is simple! You can find all the detailed eligibility criteria on our website here. If you're ready to open an account or have any questions, don't hesitate to give us a call at 419-946-5066. We're here to help make your transition into our member community as smooth as possible!

Business Banking & Commercial Services

Practical Merchant Services

In today's fast-paced market, efficient merchant services can make all the difference. Imagine having a reliable partner that streamlines transactions for your business allowing you to focus on what truly matters: serving your customers. Our merchant services offer practical solutions that enhance customer experiences while optimizing cash flow. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in Mount Gilead, OH. If you're ready to take the next step for your business, visit us at 800 W Marion Rd Mount Gilead Oh 43338 or call us at (419) 946-5066 today!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that adapt to your needs.

Comprehensive List Of Services

Business Banking Solutions

For our local entrepreneurs and businesses, we offer comprehensive Business Banking services. From merchant services that facilitate smooth transactions to business loans that can help expand your operations, we are committed to supporting local businesses thrive in our community.

Convenient Online Access

In today's busy world, having access to banking at your fingertips is essential. Our Online & Mobile Banking services allow you to check balances, transfer funds, and pay bills anytime from anywhere. It's all about making banking convenient and accessible for you. With no ATM or drive-thru service available at our branch located at 800 W Marion Rd, Mount Gilead, OH 43338, we've ensured that our online services bridge any gaps in accessibility while maintaining personal service during lobby hours: Monday and Wednesday from 9:00 AM - 4:30 PM, Thursday from 1:00 PM - 6:00 PM, and Friday from 9:00 AM - 5:00 PM. Feel free to reach out at 419-946-5066 if you have questions about any of these services or need assistance. At Morrow County Federal Credit Union, we're here for you every step of the way! Visit us online at Morrow County FCU to learn more about how we can support your financial journey today!

Financing Your Dreams

When it comes to making significant purchases, our Auto Loans & Vehicle Financing make it easier than ever to drive off in your ideal car. With flexible terms and competitive rates, we're here to help you navigate the process smoothly. Plus, if homeownership is on your radar, our Mortgage Loans & Refinancing options can guide you through purchasing or refinancing your home with confidence.

Personal Banking Made Easy

We understand that every member's financial journey is unique. That's why we offer Personal Banking options like checking and savings accounts, ensuring that you have the right tools to manage your money effectively. Imagine having a checking account that helps you track your spending while a savings account grows your funds for future goals be it a dream vacation or a new home.

Rewarding Credit Options

Our Credit Cards with Rewards provide not just a means of payment but also an opportunity to earn rewards on everyday purchases. Imagine using your card for groceries or gas and earning points towards travel or cash back it's an easy way to get more from what you spend.

Support for Your Financial Goals

Life can throw unexpected expenses your way; that's why our Personal Loans & Debt Consolidation services are available to help you regain control over your finances. We believe everyone deserves a chance to start fresh, and this service aims to do just that.

Digital & Online Banking

E-Statements and Account Management

Say goodbye to paper clutter! We provide e-statements for easy viewing of your account activity. This feature not only helps you stay organized but also protects your information by reducing the risk of paper statements being lost or stolen.

Mobile Convenience

While we currently do not have a mobile application or mobile payments feature, our website is optimized for mobile use. You can easily manage your accounts right from your smartphone's browser.

Online Banking Services

With our 24/7 online banking services available at https://morrowcountyfcu.com/, you can access your accounts anytime, anywhere. Check balances, transfer funds, and pay bills with just a few clicks. Our user-friendly interface ensures that you can navigate through your financial tasks without any hassle.

Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick to send funds directly from your account to theirs. No more waiting for checks to clear or worrying about cash!

Security First

We prioritize your security with robust measures in place to protect your personal information. While we do not offer electronic signature authorization at this time, rest assured that all transactions are secure and monitored for any unusual activity. In short, our digital banking services at Morrow County are designed with convenience and security in mind, allowing you to manage your finances whenever and wherever suits you best. Join us today and take advantage of these fantastic features!

Financial Strength

At Morrow County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a safe and reliable banking experience, ensuring that your financial needs are met with confidence. With a net worth of $1,744,910, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,057,403 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your deposits reflects our focus on prioritizing our members' needs over traditional banking practices. With non-member deposits at $0, our resources are entirely focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,744,910 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is robust; with $4,307,438 in total loans and leases and $2,118,131 in used auto loans, we support our members' financial goals across various sectors. Our operational efficiency is highlighted by our current net income of $0, enabling us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 1,569, showcasing a strong and growing member base that trusts us with their finances. At Morrow County Credit Union located at 800 W Marion Rd Mount Gilead OH 43338, we strive to provide the best service possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Morrow County is your trusted partner. Visit us at 800 W Marion Rd or call 419-946-5066 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,189,131 in used vehicle loans and $1,639,188 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, ensuring you have options that suit your budget.

Credit Lines and Business Support

For those who require additional flexibility, we provide credit lines totaling $350,000, perfect for managing cash flow or unexpected expenses. For business owners seeking growth opportunities, while there are no outstanding commercial loans at this time, we are committed to supporting local businesses with financing solutions tailored to their needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have specific mortgage loans available for Junior Lien 1-4 Family Residential Properties, we are dedicated to supporting our members with future opportunities as they arise.

Refinancing Options

If you're considering refinancing your existing loans or exploring eligibility options for any of our products, our team is here to guide you through the process. We can help determine if refinancing makes sense for you based on current rates and terms. For more information about our loan offerings or to discuss your unique financial situation, don't hesitate to reach out at 419-946-5066. You can also visit us at our branch located at 800 W Marion Rd Mount Gilead OH 43338. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Morrow County can assist you in achieving your financial aspirations today!

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. Although we currently show no total outstanding unsecured credit card loans, we're here to help when you need it most.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to recognized guidelines ensures that the offers presented are fair and transparent.

Morrow County