Morrisons Cove 1st Credit Union Roaring Spring PA | Low Mortgage Rates & Top Checking Accounts

Introduction

Welcome to Morrisons Cove 1st, your trusted community credit union located at 7533 Woodbury Pike, Roaring Spring, PA 16673. Established in 1954, we have proudly served our members for decades, building a reputation based on trust and commitment. With a total membership of 4,446 individuals, we are dedicated to meeting the diverse financial needs of our community. At Morrisons Cove 1st, we believe that banking should be straightforward and accessible. Our total assets stand at an impressive $56,176,251, demonstrating our stability and capability to support you in achieving your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans and mortgages, we have tailored services designed just for you. Our CEO, Lynnette Hamm, along with Board President Dianne Churbock, leads a passionate team of 10 employees who are here to assist you every step of the way. We take pride in our ability to provide personalized service in a friendly environment. If you're considering taking out a loan, our portfolio includes over 1,687 loans and leases, totaling more than $19,237,788 in deposits. While members can visit us at our branch location, official correspondence should be sent to the same address: 7533 Woodbury Pike, Roaring Spring, PA 16673. If you have any questions or need assistance with your accounts, feel free to reach out to us at 814-224-2744. Explore our website at www.mcove1stfcu.com for more information on how we can help you thrive financially. Join us today and become part of a community-focused credit union that truly cares about its members!

Branch History & Mission

Community Connections

As technology evolves, so do we. Morrisons Cove 1st offers online and mobile banking options for convenience while ensuring ADA compliance to serve all members effectively. With features like ATM availability and drive-thru banking, we're here to make your banking experience smooth and straightforward. While members can visit us at 7533 Woodbury Pike, official correspondence should be sent to the same address as our mailing address: 7533 Woodbury Pike, Roaring Spring, PA 16673. Our team is passionate about helping you navigate your financial journey. If you're looking for personalized service with a focus on community values, we invite you to join us at Morrisons Cove 1st. Explore the benefits of membership today by calling us at 814-224-2744 or visiting our website at www.mcove1stfcu.com. Experience firsthand how we're here for you today and every day!

Our Mission

At Morrisons Cove 1st, our mission is simple yet powerful: to provide exceptional financial services while supporting the local community. We believe that banking should be accessible and friendly. We offer a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our goal is to empower our members to achieve their financial dreams while fostering a spirit of community support. We take pride in being more than just a financial institution; we are an integral part of the community fabric. Our commitment extends beyond numbers and transactions; we actively engage in outreach efforts that support local initiatives and promote financial literacy.

Branch Location & Accessibility

Welcome to Morrisons Cove 1st, your friendly neighborhood credit union located at 7533 Woodbury Pike in the charming town of Roaring Spring, PA. Our branch is nestled in Blair County, making it easy for you to stop by and meet your banking needs. Whether you're on your way home from work or running errands, we're conveniently situated near local landmarks that make us hard to miss! At Morrisons Cove 1st, we pride ourselves on accessibility. The branch features ADA-compliant facilities, including ramps for easy access. Plus, parking is ample and convenient, ensuring that your visit is hassle-free. If you prefer to bank from the comfort of your vehicle, our drive-thru service is available for quick transactions. Our operating hours are designed to fit your busy schedule. We're open Monday through Wednesday and Friday from 9:00 AM to 4:30 PM, with extended hours on Thursday until 6:00 PM. This means you can pop in before or after work without any rush! If you're looking for an ATM, you're in luck our branch offers ATM availability so you can access your funds anytime. While members can visit us at 7533 Woodbury Pike, official correspondence should be sent to the same address for clarity and efficiency. Have questions? Feel free to give us a call at 814-224-2744 we're always here to help! Whether you're interested in personal banking services like checking and savings accounts or need assistance with loans and credit cards, our team is ready to assist you. We invite you to come by and see how Morrisons Cove 1st can support your financial journey today!

Member Eligibility

At Morrisons Cove 1st, we believe that becoming a member is like joining a family where everyone supports one another. If you're curious about how to join us, it's quite simple! Membership is open to individuals who live, work, worship, or attend school in our local community, as well as their immediate family members. This means that if you're part of our neighborhood or connected to someone who is, you can easily become a member and enjoy the benefits of personalized service and financial products tailored just for you. Ready to take the next step? You can find all the details about eligibility by visiting this page. Once you check that out and see you're eligible, opening an account is a breeze! Just head over to our account opening page or give us a call at 814-224-2744 if you have any questions. We're excited to welcome you into the Morrisons Cove 1st family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services can set your business apart. Imagine being able to accept payments seamlessly from customers while managing your cash flow efficiently. Our merchant services provide practical solutions tailored to your needs, ensuring that you can focus on what really matters growing your business. Ready to take the next step? Visit us at 7533 Woodbury Pike Roaring Spring Pa 16673 in Roaring Spring, PA or call us at (814) 224-2744 to learn more about how we can help you thrive.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored business banking services including merchant services and business loans to help you grow your enterprise. We understand that running a business comes with its own set of challenges, so we're here to support you every step of the way.

Convenient Access

We know how important it is for you to access your money easily. That's why we provide ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits, withdrawals, and simple transactions. Our location also features an ATM for easy cash access whenever you need it.

Get Started Today

With our commitment to excellent service and a range of financial products, we invite you to explore all that Morrisons Cove 1st has to offer. If you're ready to take the next step in managing your finances or if you have any questions about our services, please don't hesitate to contact us at (814) 224-2744. Visit us today at 7533 Woodbury Pike Roaring Spring Pa 16673, or check out our website at Morrisons Cove 1st Fcu for more information on how we can assist you in reaching your financial aspirations!

Loans Made Simple

If you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation services can help ease your financial burden. Our team works closely with you to find a solution that fits your budget. Plus, with our credit cards featuring rewards, you can earn while you spend!

Personal Banking

Our personal banking options include checking and savings accounts that are easy to manage and come with no hidden fees. Imagine being able to access your funds anytime through our convenient online and mobile banking platforms. You can check balances, transfer money, and pay bills from the comfort of your home or on the go. When it comes to financing your next vehicle, our auto loans and vehicle financing solutions offer competitive rates that make purchasing a car more manageable. We also provide mortgage loans and refinancing options, whether you're buying your first home or looking to lower your current mortgage payments.

Digital & Online Banking

E-Statements

Say goodbye to paper clutter with our e-statements! Enjoy instant access to your account statements online. This feature not only keeps your information organized but also helps the environment by reducing paper waste.

Mobile Application

If you prefer banking on the go, our mobile application is here for you! Available for download, it allows you to manage your accounts easily from your smartphone. Whether you're checking account details or making transactions, everything is user-friendly and secure.

Online Banking Services

With our 24/7 online banking services available at https://www.mcove1stfcu.com/, you can access your accounts anytime. Check balances, transfer funds, and pay bills with just a few clicks. It's like having a bank branch right in your pocket!

Person-to-Person Transfers

Need to send money quickly? Our person-to-person transfer feature makes it simple. You can easily send money to friends or family without any hassle, allowing you to split costs or help someone out in a pinch.

Security Features

We prioritize the safety of your information. While we do not currently offer electronic signature authorization, rest assured that all our digital banking services are designed with robust security measures to protect your data. At Morrisons Cove 1st, we believe banking should be convenient and straightforward. With our comprehensive online services, managing your finances has never been easier! For more information about our digital offerings, visit us at https://www.mcove1stfcu.com/.

Financial Strength

At Morrisons Cove 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on being a reliable partner in your financial journey, ensuring you can trust us with your hard-earned money. With a net worth of $5,250,713, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,936,462 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment is evident in our $5,096,555 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. We have an impressive lending capacity with $24,517,913 in total loans and leases supporting our members' financial goals across various sectors. Our operations reflect efficiency with a net income of $154,158, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees dedicated to serving you with a knowledgeable and committed team. This ensures that whenever you reach out to us at our branch located at 7533 Woodbury Pike, Roaring Spring PA 16673, or call us at 814-224-2744, you will receive the support you need. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Morrisons Cove 1st is your trusted partner. Visit us or get in touch today to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Products

In addition to our primary offerings, we provide personal loans and credit lines totaling $2,000,000, which can be useful for various purposes from consolidating debt to funding personal projects. If you're ready to explore financing options that suit your lifestyle or if you're interested in refinancing existing debt for better terms, visit us at our branch located at 7533 Woodbury Pike Roaring Spring PA 16673 or give us a call at 814-224-2744. Our team is here to assist you with any questions and guide you through our application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,865,743 in used vehicle loans and $3,906,900 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to make owning a vehicle more accessible than ever.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,298,526, make buying or refinancing simple. We can guide you through the process and help you find the right mortgage solution that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $970,133 in loans helping members manage their finances effectively. These cards come with benefits that can assist you in building credit while providing a reliable source of funds when needed.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions. This level of verification ensures that users can trust the information they are viewing. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so that you can choose the best option for your needs without any hidden agendas. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps you make informed decisions quickly and efficiently. You won't waste time searching through outdated or misleading information. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of our platform and its commitment to helping consumers secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*