MORRIS SHEPPARD TEXARKANA FEDERAL CREDIT UNION - Texarkana, TX

Welcome to Morris Sheppard Texarkana, your trusted partner in financial services right here in Texarkana, TX. Established in 1934, our credit union has grown into a vital part of the community, proudly serving 1,263 members with a commitment to providing personalized banking solutions. With total assets exceeding $11,419,048 and total deposits reaching $1,302,944, we are dedicated to ensuring the financial well-being of our members. Located at 419 W 4th St, Texarkana, TX 75501, we invite you to visit us during our operating hours from Monday to Friday, 8:00 AM - 5:00 PM. While members can reach us at this address for all their banking needs, official correspondence should be sent to the same location as our mailing address: 419 W 4TH ST, TEXARKANA, TX 75501. At Morris Sheppard Texarkana, we believe in making banking accessible and straightforward. Our wide range of services includes personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to business needs with merchant services and business loans. With a dedicated team of just 3 employees, led by CEO Jennifer Price and Board President Paul Martin, we strive to deliver exceptional service tailored to your unique financial situation. Our robust financial health is evidenced by a net worth of $1,362,494 and cash reserves of $95,559, which empower us to support our members effectively. Whether you're looking to finance a new vehicle or save for future goals, we're here to help you every step of the way. We encourage you to explore our website at http://www.morrissheppardfcu.org for more information on how we can assist you in achieving your financial dreams. Don't hesitate to call us at 903-798-3918 if you have any questions or need assistance. Join us at Morris Sheppard Texarkana where your financial journey is our priority!

At Morris Sheppard Texarkana, we're excited to welcome you into our community of members who enjoy personalized financial services tailored to their needs. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in the Texarkana area. We believe in supporting our local community, so if you fit any of these criteria, you're eligible! For a detailed look at all the specific eligibility requirements, feel free to visit us at . Once you're ready to join us, opening an account is just a few steps away. You can reach out to us directly at (903) 798-3918, and our friendly team will guide you through the process. We can't wait to help you achieve your financial goals right here at Morris Sheppard Texarkana, located at 419 W 4Th St Texarkana Tx 75501!

At Morris Sheppard Texarkana, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in your choice of banking with us, knowing that our sound financial practices ensure we are here for you today and tomorrow. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $1,362,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.93% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,011,290 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,089,446 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,514 in used auto loans and a total of $8,941,424 in loans and leases. Our operational efficiency is reflected in our net income of $64,951, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees, ensuring our branch is always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 1,767, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $80,905. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Morris Sheppard Texarkana is your trusted partner. Visit us at 419 W 4Th St Texarkana Tx 75501 or call 903-798-3918 to learn more about how we can help you achieve your financial goals.