Morgantown A E S Credit Union WV | Affordable Auto Loans & Business Banking

Introduction

Welcome to Morgantown A E S, where your financial journey begins with a community-focused approach. Located at 1133 Van Voorhis Rd, Morgantown, WV 26505, we are proud to serve our members with personalized banking solutions since 1955. Our commitment to fostering strong relationships in the community is reflected in our growing membership of 4,355 individuals who trust us with their financial needs. At Morgantown A E S, we understand that financial stability is crucial for you and your family. With total assets amounting to an impressive $40,764,213, we provide a range of services tailored to meet diverse financial goals. Whether you are looking for personal banking options like checking and savings accounts, or need assistance with auto loans and mortgages, our knowledgeable team is here to help. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 1133 Van Voorhis Rd, Morgantown, WV 26505. You can reach us easily by phone at 304-599-9600 during our lobby hours from Monday to Friday, 7:30 AM to 4:00 PM. Led by our dedicated CEO, Vicki Moore, and Board President, Georganne St.Clair, our small but efficient team of 6 employees strives every day to ensure that your experience with us is positive and rewarding. With total deposits reaching $43,933 and net worth standing strong at $3,347,500, your funds are safe in our care. We invite you to explore everything we offer on our website at aesfcu.com. Join us today and discover how Morgantown A E S can support your financial journey because at the heart of everything we do is you!

Branch History & Mission

At Morgantown A E S, we take pride in our rich history and commitment to serving the community. Established in 1955, our branch has grown significantly since its inception, evolving alongside the needs of our members in Morgantown, WV. Located at 1133 Van Voorhis Rd, we are nestled in a vibrant area that is easily accessible to all. Our mission is simple yet profound: to provide exceptional financial services while fostering a sense of community support and empowerment. Over the years, we have expanded our services and membership base, now proudly serving 4,355 members with total assets reaching $40,764,213. We strive to offer tailored solutions that meet the diverse financial needs of our community, from personal banking options like checking and savings accounts to auto loans and mortgages. Our aim is not just about transactions; it's about building relationships that help individuals and families achieve their financial goals. While members can visit us at 1133 Van Voorhis Rd, official correspondence should be sent to 1133 Van Voorhis Rd, Morgantown, WV 26505 if necessary. At Morgantown A E S, we focus on creating an environment where everyone feels valued and supported. Our commitment extends beyond banking; we actively engage in community outreach efforts that strengthen local initiatives and support those in need. Our operating hours are designed to accommodate our members' busy schedules: we're open Monday through Friday from 7:30 am to 4:00 pm, providing both lobby access and drive-thru banking for added convenience. With an ATM available for quick cash access, we ensure you have the flexibility needed for your daily banking activities. As we look to the future, our mission remains steadfast: to empower our members through accessible financial solutions while nurturing the bonds within our community. We invite you to join us at Morgantown A E S experience the difference of a credit union that truly cares about its members. Whether you're looking for a new account or simply want to learn more about what we offer, we're here to help you every step of the way. For more information or assistance, feel free to call us at 304-599-9600 or visit our website at aesfcu.com. Come discover how Morgantown A E S can support you on your financial journey!

Branch Location & Accessibility

Convenience and Accessibility

Parking is available right outside our doors, making it easy for you to drop by. We've designed our space with accessibility in mind, ensuring all members can visit comfortably. If you prefer not to come inside, enjoy our drive-thru banking service where you can handle deposits, withdrawals, and simple transactions without leaving your vehicle. Our operating hours are Monday through Friday from 7:30 AM to 4:00 PM, giving you plenty of time throughout the week to stop by when it suits you best. You can reach us directly at (304) 599-9600 if you have any questions or need assistance before your visit.

Join Us Today!

We invite you to visit us at Morgantown A E S where friendly faces are waiting to help you with all your banking needs. Come experience the difference of community-focused service today!

Services Offered

At Morgantown A E S, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Additionally, our online and mobile banking services ensure that managing your finances is just a click away. For those needing cash, we have an ATM on-site for quick withdrawals or balance checks anytime during our business hours.

Member Eligibility

Becoming a member of Morgantown A E S is like joining a welcoming family that's dedicated to supporting your financial journey. If you live, work, worship, or attend school in Monongalia County, you're already eligible to join us! We believe in building strong communities, and by becoming a member, you'll enjoy personalized service and a range of benefits tailored just for you. Whether you're looking for checking accounts, auto loans, or online banking services, we are here to help make your banking experience easy and rewarding. For more detailed eligibility criteria, feel free to visit our eligibility page. If you have any questions or need assistance, don't hesitate to give us a call at (304) 599-9600. We can't wait to welcome you to Morgantown A E S, located at 1133 Van Voorhis Rd Morgantown Wv 26505!

Business Banking & Commercial Services

Merchant Services That Matter

Beyond loans, we offer comprehensive merchant services designed to make everyday transactions smoother for your business. Imagine having a reliable partner that streamlines payment processing, allowing you to focus on what you do best running your business. Our services ensure that you can accept payments easily, manage cash flow efficiently, and maintain customer satisfaction. At Morgantown A E S, we're dedicated to empowering local businesses with the financial tools they need to succeed. Connect with us today at (304) 599-9600 or visit us online at http://www.aesfcu.com to learn more about how we can support your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive Business Banking solutions including merchant services and business loans tailored specifically for small enterprises. We understand how vital it is for local businesses to thrive, and we're here to support them.

Credit Options

Don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases. This means that as you shop for groceries or fuel up your car, you're also earning rewards that can be redeemed for exciting perks.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features, allowing you to manage your accounts anytime, anywhere. From transferring funds to paying bills, everything can be done at your fingertips. You can even access cash quickly through our ATM & Cash Withdrawal Services, which ensure you're never far from your funds. Additionally, our Basic Drive-Thru Banking makes it easy for you to handle deposits and withdrawals without leaving your car. With straightforward ATM access for balance checks and cash withdrawals, we've prioritized efficiency in every interaction. As part of our commitment to member satisfaction, we're always looking for ways to enhance our services and make banking as smooth as possible. If you have any questions or want to learn more about how we can assist you in achieving your financial goals, please don't hesitate to reach out! Contact us at (304) 599-9600 during our operating hours of M-F 7:30 am - 4:00 pm. We look forward to serving you at Morgantown Aes Fcu Main Office!

Home Financing

For those considering homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services offer personalized solutions. Picture yourself in a new home with a mortgage that suits your budget our dedicated team is here to guide you through every step of the process. If you're facing unexpected expenses or need assistance in consolidating debt, our Personal Loans & Debt Consolidation options provide quick access to funds with manageable repayment plans.

Personal Banking Solutions

We offer Personal Banking services that include checking and savings accounts designed to help you manage your day-to-day finances effortlessly. Imagine having a checking account that not only fits your lifestyle but also earns interest over time this is exactly what we provide. When it comes to financing your next vehicle, our Auto Loans & Vehicle Financing options make it easy for you to get behind the wheel of your dream car. With competitive rates and flexible terms, you can drive away knowing you've made a smart financial choice.

Digital & Online Banking

At Morgantown A E S, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With just a few clicks, you can access your accounts anytime, anywhere, ensuring you have control over your money at all times. One of the standout features is our 24/7 online banking service available at https://www.aesfcu.com/. This platform allows you to check balances, view transaction history, and transfer funds with ease. Plus, our person-to-person transfers make it simple to send money to friends and family without any hassle. For those who prefer mobile access, our user-friendly mobile application lets you bank on-the-go. You can deposit checks using electronic signature authorization and receive e-statements directly to your inbox no more waiting for paper statements in the mail! Our app is designed for convenience, so whether you're paying bills or checking your balance during lunch, it's all at your fingertips. Security is a top priority for us. We use advanced encryption technology to keep your information safe while you enjoy the benefits of modern banking. And with features like electronic signature authorization, you can sign documents digitally saving time and making transactions smoother. If you're looking to simplify your financial life, Morgantown A E S has you covered. Enjoy the freedom of managing your finances from home or on the go with our comprehensive digital banking services. Join us today and discover how easy banking can be!

Financial Strength

At Morgantown A E S, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a solid financial foundation is crucial for peace of mind. That's why we are proud to share our financial strength with you, showcasing our commitment to your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $3,347,500, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.21% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $207,835 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,331,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,347,500 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: with $303 in used auto loans and $22,505,279 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency shines through with a net income of $9,866, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees ready to serve you with a knowledgeable team dedicated to helping you achieve your goals. Total Share Accounts stand at 6,867, showcasing a strong and growing member base that trusts us with their finances. This trust is built on transparency and reliability values that define Morgantown A E S. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Morgantown A E S is your trusted partner. Visit us at 1133 Van Voorhis Rd Morgantown Wv 26505 or call (304) 599-9600 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,819,301 in used vehicle loans and $6,444,334 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away in the vehicle you want.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $55,920 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards tailored to fit your lifestyle.

Credit Lines

For those who prefer flexibility, our total credit lines amounting to $4,000,000 give you access to funds when you need them most. This option allows you to borrow only what you need while ensuring that you're covered for unexpected expenses. At Morgantown A E S, we believe in providing options that suit your needs. If you're considering refinancing any of your existing loans or want to learn more about eligibility requirements, please don't hesitate to reach out. We're here to help! Feel free to contact us at (304) 599-9600 or visit us at 1133 Van Voorhis Rd Morgantown Wv 26505 in Morgantown, WV. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,227,097, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our experienced team is here to guide you through every step of the process.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources guarantees that users receive fair and transparent offers.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information presented is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means that all users have equal access to available loan options, regardless of marketing budgets. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing for smarter decision-making. With LendMesh, you can quickly find competitive rates tailored to your needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in helping individuals secure better financing options. Take the next step towards finding the best loan rates for your needs. Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MORGANTOWN A E S FEDERAL CREDIT UNION - Morgantown, WV

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