Mopac Employees Credit Union Palestine TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Mopac Employees, your trusted financial partner located at 200 S Queen St, Palestine, TX 75801. Since our establishment in 1936, we've dedicated ourselves to serving our community with personalized banking solutions and a commitment to member satisfaction. With over 2,300 members, we take pride in fostering relationships that prioritize your financial well-being. At Mopac Employees, we understand the importance of reliable financial services. Our total assets stand at an impressive $21,255,620, reflecting our stability and ability to support our members' needs. We offer a variety of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards ensuring that there's something for everyone. Our CEO, Bernice Carrell, and Board President, Roderick Riley, lead our team of dedicated employees who are always ready to assist you. Together, we strive to create a warm environment where your financial goals can thrive. Whether you're looking to finance a new vehicle or save for future plans, we're here to help you every step of the way. While members can visit us at our branch location, official correspondence should be sent to PO Box 205, Palestine, TX 75802-4225. If you have any questions or would like to learn more about how we can help you achieve your financial dreams, please don't hesitate to reach out at (903) 729-3226. Join us at Mopac Employees and experience the difference of community-focused banking. Visit our website at mopaccu.com today!

Branch History & Mission

Welcome to the story of Mopac Employees, a credit union that has been a cornerstone of financial support in Palestine, TX since it first opened its doors in 1936. Over the decades, we have grown from a small community initiative into a thriving institution that proudly serves over 2,323 members with total assets of $21,255,620. Our journey has been marked by commitment, innovation, and an unwavering dedication to our members. Located at 200 S Queen St Palestine Tx 75801, our branch stands as a testament to our legacy and growth. This accessible location makes it easy for members to visit us for personal banking needs or simply to connect with our friendly staff. While members can visit us at this address, official correspondence should be sent to PO Box 205, Palestine, TX 75802-4225 if necessary. At Mopac Employees, our mission is clear: to provide exceptional financial services while fostering community support. We believe in empowering our members through comprehensive offerings like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our aim goes beyond just banking; we strive to enhance the quality of life for those in our community through various outreach efforts and partnerships. As we embrace modern advancements in banking, we ensure that our services remain accessible to all. With features like online banking, mobile payments, and e-statements available for our members, managing finances has never been easier. Our facilities are designed with inclusivity in mind, ensuring ADA compliance so everyone feels welcome here. We also take pride in providing essential services such as ATM access and basic drive-thru banking for your convenience. Whether you're making deposits or withdrawals, we're here to make your banking experience smooth and efficient. At the heart of Mopac Employees is not only a commitment to sound financial practices but also to giving back to the community that supports us. We actively engage in local initiatives and partnerships that uplift those around us. This ensures that every member feels valued and part of something bigger. We invite you to join us on this incredible journey at Mopac Employees. Experience firsthand the benefits of being part of a credit union that puts people first where your financial goals meet community spirit. For more information or assistance, don't hesitate to reach out at 903-729-3226 or explore more about us at mopaccu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Mopac Employees branch, conveniently located at 200 S Queen St in beautiful Palestine, Texas! Our branch is designed with your needs in mind, offering easy access to a range of financial services. Whether you're coming from the downtown area or nearby landmarks, our location is simple to find and offers ample parking for your convenience. While members can visit us at 200 S Queen St, official correspondence should be sent to our mailing address at PO Box 205, Palestine, TX 75802-4225. We want to ensure that you can reach us easily, no matter how you choose to connect. At Mopac Employees, we pride ourselves on providing a welcoming atmosphere with accessible features. Our branch is fully ADA compliant, ensuring that everyone can navigate our space comfortably. Plus, we offer drive-thru banking for quick transactions without needing to leave your vehicle. It's just one of the many ways we strive to make your banking experience smooth and convenient! Our operating hours are designed to fit your busy schedule; we're open Monday through Friday from 8:30 AM to 5:00 PM. Whether you need help with personal banking services like checking and savings accounts or are looking for auto loans and mortgages, our friendly staff is here to assist you. We also have an ATM available for your convenience, allowing you quick access to cash whenever you need it. Additionally, our online and mobile banking options make managing your finances easier than ever. We invite you to stop by or give us a call at 903-729-3226. Let us show you how we can support your financial journey at Mopac Employees!

Member Eligibility

Welcome to the community at Mopac Employees! Joining us is about more than just banking; it's about becoming part of a supportive family. To become a member, you'll need to meet some simple eligibility criteria that focus on who you are and where you live. Generally, if you're an employee of Mopac or related organizations, or if you have family members who are, you're in! We invite everyone from our local community in and around 200 S Queen St Palestine Tx 75801 to explore membership with us. The benefits include personalized service, competitive rates, and access to a variety of financial products designed with your needs in mind. Getting started is easy! Simply reach out to us at (903) 729-3226 for any questions or visit our website for the most up-to-date details on eligibility. Once you're ready, opening an account is just as straightforward! We're excited to welcome you into our Mopac Employees family and help you achieve your financial goals.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having efficient merchant services is essential. Imagine being able to accept payments easily while focusing on what you do best running your business. Our merchant services provide you with tools that simplify transactions, making it easier for your customers to pay and for you to manage sales. Located conveniently at 200 S Queen St Palestine Tx 75801, Palestine, TX 75801, we're here to help you find the right financial solutions tailored to your business needs. For more information or to discuss how we can assist you, give us a call at (903) 729-3226.

Comprehensive List Of Services

Business Banking

For local businesses in Palestine, we provide merchant services and business loans designed to support growth and success. We understand the unique challenges businesses face today, and we're here to help streamline operations so that entrepreneurs can focus on what they do best.

Convenient Services

Beyond traditional banking services, we also offer ATM access for easy cash withdrawals and balance checks whenever needed. Our drive-thru banking allows for quick deposits and withdrawals without ever leaving your vehicle perfect for those busy days when every minute counts. At Mopac Employees, we are committed to enhancing your financial journey with digital banking options that ensure convenience at every turn. You can access our services via mobile applications or online platforms whenever it suits you best. If you're ready to explore how Mopac Employees can assist you in achieving your financial goals, don't hesitate to reach out! Call us today at (903) 729-3226 or visit us at 200 S Queen St Palestine Tx 75801 in Palestine, TX. Your financial future starts here!

Credit Cards

Our credit cards come with rewards that benefit your everyday spending. Whether you're buying groceries or booking a vacation, earning points adds value to your purchases while allowing you to manage expenses effectively.

Home Financing

For those considering homeownership or refinancing their current mortgage, our mortgage loans come with flexible terms and competitive rates. The process is straightforward; we guide you through every step so you can focus on making your house feel like home.

Personal Banking

Starting with personal banking, our offerings include both checking and savings accounts designed to help you manage your day-to-day finances. Imagine being able to deposit your paycheck with ease, knowing that your funds are safe and easily accessible. With our online and mobile banking features, you can check your balance, transfer funds, and pay bills from anywhere at any time. When it comes to financing a new car, Mopac Employees makes it simple. We provide competitive auto loans and vehicle financing options that make purchasing your dream car achievable. Picture yourself driving off the lot with a smile, knowing you've secured an affordable loan tailored just for you.

Personal Loans

In addition to mortgages and auto loans, we offer personal loans for debt consolidation or unexpected expenses. Life can throw surprises your way, but having access to quick funding means you can tackle challenges head-on without stress.

Digital & Online Banking

Enhanced Convenience

Need to send money to a friend? With our person-to-person transfer feature, sending cash has never been easier! You can quickly send money directly from your account using just their email or phone number. Additionally, our mobile payments feature lets you make purchases seamlessly right from your phone. At Mopac Employees, we prioritize both security and user-friendliness in all our digital banking services. Your peace of mind is essential, so rest assured that all transactions are safeguarded with top-notch security measures. Experience the freedom of real-time account management and enjoy banking on your terms with our innovative digital solutions. Explore more about these services by visiting our website today!

Key Features

With our online banking services, you can check your account balances, transfer funds, and pay bills with just a few clicks. Say goodbye to long lines and limited hours! Our 24/7 online banking means you can manage your finances when it suits you best. Plus, if you prefer to handle things from your smartphone, our mobile application is available for download, providing you with all the functionalities right at your fingertips. For those who value paperless options, we offer e-statements that allow you to view your account statements electronically this not only helps the environment but also keeps your information secure and easily accessible. We also support electronic signature authorization, making it simple to sign important documents without the hassle of printing or mailing.

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $14,196, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

We currently have a robust member base with 3,364 total share accounts, showing that more people trust us with their finances. This trust enables us to provide even better services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mopac Employees is your trusted partner. Visit us at 200 S Queen St Palestine Tx 75801 or call (903) 729-3226 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,942,031 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $851,487, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $1,370,550 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $358 in used auto loans and $18,023,093 in total loans and leases.

Strong Financial Health

With a net worth of $1,999,278, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,069,203 in used vehicle loans and $6,403,761 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our competitive rates make it simple to get behind the wheel.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $161,516 in loans helping members manage their finances effectively. These cards are designed to provide convenience and flexibility for your everyday purchases.

Credit Lines

In addition to our loan products, we have established credit lines totaling $500,000. This can be an excellent option for those looking for a safety net or extra funds when needed. At Mopac Employees located at 200 S Queen St, Palestine TX 75801, we prioritize your financial wellbeing. If you're interested in refinancing options or checking your eligibility for any of these products, please don't hesitate to reach out. You can contact us at 903-729-3226 during our operating hours from 8:30 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with all your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to explore our other loan offerings that might suit your needs.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. Each listing is verified, so you can trust that the information you see reflects current market conditions.

MOPAC EMPLOYEES FEDERAL CREDIT UNION - Palestine, TX

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