Moonlight Credit Union Worthington PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Moonlight Credit Union, your trusted financial partner since 1947! Located at 101 Deer Park Rd, Worthington, PA 16262, we are committed to serving our community with integrity and care. With over 3,700 members and total assets reaching an impressive $51,379,288, we pride ourselves on providing personalized banking solutions tailored to your needs. At Moonlight Credit Union, we understand the importance of having reliable financial support. Our dedicated team, led by CEO Karen Janoski and Board President Desmond Waldor, works tirelessly to ensure that you receive the best services available. Whether you're looking for checking accounts, auto loans, or personal loans, we've got you covered. Our total deposits stand at $3,877,688, reflecting our commitment to helping you grow your savings. While members can visit us at our branch location, official correspondence should be sent to our mailing address: Po Box 427, Worthington, PA 16262. We want to make sure you have all the information you need to stay connected with us. With a focus on community impact and member satisfaction, we continue to expand our offerings. We currently manage a total of 2,627 loans and leases, demonstrating our commitment to supporting your financial aspirations. Our net worth of $8,134,065 shows our strong financial health and ability to serve you effectively. Ready to take the next step? Visit us online at Moonlight Credit Union or give us a call at 724-297-3084. We invite you to experience a difference in banking that's designed with you in mind!

Branch History & Mission

Community Commitment

Our partnerships within the community play a vital role in fulfilling our mission. We work closely with local organizations and businesses to foster economic growth and provide resources for those who need it most. By doing so, we not only strengthen our credit union but also enhance the overall well-being of Worthington and its residents. We invite you to join us at Moonlight Credit Union and experience firsthand how we're making a difference in people's lives every day. Discover the benefits of membership whether you're looking for personal loans or business banking solutions, we're here for you! Let's shine together as we build a brighter financial future for all.

Our Journey

Since opening our doors, Moonlight Credit Union has evolved significantly. We started with a simple mission: to provide accessible financial services to our members while fostering a sense of community. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, and credit cards with rewards. This growth reflects our dedication to meeting the diverse needs of our members and adapting to the changing financial landscape. Our location is not just about providing services; it's about being part of the Worthington community. We invite you to visit us at our branch or reach out by phone at 724-297-3084. While members can visit us at 101 Deer Park Rd, official correspondence should be sent to Po Box 427, Worthington, PA 16262.

Our Mission

At Moonlight Credit Union, our mission is clear: we strive to empower individuals and families by offering reliable financial solutions coupled with exceptional customer service. We believe in building lasting relationships with our members based on trust and transparency. Our focus extends beyond just banking; we actively engage in community outreach efforts and support local initiatives that uplift those around us. We are dedicated to staying ahead in the digital age as well. Our online banking options allow members to manage their finances conveniently from anywhere. Additionally, we pride ourselves on being ADA compliant and ensuring all members can access our services without barriers.

Branch Location & Accessibility

Welcome to Moonlight Credit Union, your friendly financial partner located at 101 Deer Park Rd in Worthington, PA. This prime location is easy to find and offers a convenient stop for all your banking needs. Whether you're heading out for errands or just passing through, we're right here in the heart of Armstrong County, close to local landmarks that make our branch accessible and welcoming. If you need to send official correspondence, please note that our mailing address is Po Box 427, Worthington, PA 16262. While visiting us, you'll appreciate our commitment to accessibility. Our branch features ADA-compliant entrances and parking options, ensuring everyone can reach us without hassle. At Moonlight Credit Union, we understand that your time is valuable. That's why we're open Monday through Thursday from 9 AM to 5 PM and on Fridays until 6 PM giving you plenty of opportunities to visit us after work or during your lunch break. If you have any questions or need assistance, feel free to give us a call at 724-297-3084; our friendly staff is always ready to help. While we currently do not offer ATM services or drive-thru banking at this location, our team provides a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. We also pride ourselves on offering online and mobile banking services for those who prefer managing their finances from home. Come visit us at Moonlight Credit Union today! We look forward to serving you and helping you achieve your financial goals.

Member Eligibility

At Moonlight Credit Union, we believe that everyone deserves a chance to be part of a caring community that supports your financial journey. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Armstrong County, you're already eligible to join us. We also extend membership to immediate family members of current members, so you can share the benefits with those closest to you. Being a member means access to great financial services tailored just for you, like personal banking options, auto loans, and more. To get started on your path to membership at our branch located at 101 Deer Park Rd, Worthington, PA 16262, give us a call at 724-297-3084 for any questions or visit our eligibility page for more details: Member Eligibility. We're here to help you open an account and become part of the Moonlight family!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to unique needs.

Merchant Services That Matter

When it comes to managing day-to-day operations, having reliable merchant services can make all the difference. Imagine being able to accept payments effortlessly, whether in-store or online. Our merchant services streamline transactions, allowing you to focus on what you do best growing your business. Located at 101 Deer Park Rd Worthington Pa 16262 in Worthington, PA, we invite local business owners to explore how our services can elevate their operations. Reach out today at (724) 297-3084 and let's build a brighter future together!

Comprehensive List Of Services

Business Banking Solutions

Understanding the needs of local businesses is important to us. That's why we also provide comprehensive business banking services. From merchant services that help streamline transactions to business loans designed to support your growth, Moonlight Credit Union is here to back your entrepreneurial journey.

Connect With Us Today!

We invite you to experience the difference at Moonlight Credit Union where member satisfaction is our priority. If you have questions about our services or want to learn more about how we can assist you with your financial needs, don't hesitate to reach out! Call us at 724-297-3084 or visit us online at moonlightcu.com. Let's work together towards achieving your financial dreams!

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms ensure that you can manage your accounts from anywhere at any time. Whether it's checking your balance, transferring funds, or paying bills, everything is just a few clicks away. You can even enjoy person-to-person payment options that make sending money effortless. While we do not currently offer ATM services at this branch location, our robust online features allow for easy cash withdrawal management through other means.

Personal Banking Made Simple

When it comes to managing your finances, having the right tools is essential. At Moonlight Credit Union, we offer a variety of personal banking options that can help you achieve your financial goals. Our checking and savings accounts are designed with flexibility in mind, allowing you to manage your day-to-day expenses while saving for the future. If you're in need of financing for a new car, our auto loans and vehicle financing options provide competitive rates and terms that fit your budget. Thinking about purchasing a home? We offer mortgage loans and refinancing solutions to help make that dream a reality. For those unexpected expenses or larger purchases, our personal loans and debt consolidation services can provide the relief you need. Plus, with credit cards featuring rewards, you can earn while you spend!

Digital & Online Banking

Accessibility and Ease-of-Use

Managing your money should never be a hassle. That's why we focus on providing accessible tools that help you take control of your finances effortlessly. While we currently do not support mobile payments, our online banking system is robust enough to handle all your financial needs securely and efficiently. At Moonlight Credit Union, we're dedicated to providing our members with the best possible experience in digital banking. Join us today and discover how easy it is to manage your money from anywhere!

Key Features

With our 24/7 online banking services, you can check your account balances, transfer funds, and pay bills whenever it suits you. Plus, we offer e-statements for quick and easy access to your financial statements without the clutter of paper. You can also enjoy the benefits of person-to-person transfers, allowing you to send money to friends or family in just moments. For those who prefer using their mobile devices, our mobile application makes managing your accounts even simpler. Whether you're on the go or relaxing at home, you can stay connected to your finances anytime. We prioritize your security with features like electronic signature authorization, ensuring that your transactions remain safe and sound.

Financial Strength

Building Trust Together

With total share accounts numbering 6,263, we have a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our community-focused approach. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Moonlight Credit Union is your trusted partner. Visit us at 101 Deer Park Rd Worthington Pa 16262 or call (724) 297-3084 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investment in Growth

With $8,134,065 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategic approach allows us to adapt and grow alongside you.

Lending Support

We proudly support our members with $861 in used auto loans and $33,293,603 in total loans and leases. Our lending capacity helps you achieve your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $2,402,241 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently do not have money market shares available, our focus remains on maximizing your savings potential through various other avenues.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 8 full-time employees ready to assist you with any questions or needs you may have.

Prioritizing Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $8,726,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment reflects our dedication to your financial well-being.

Solid Financial Foundation

With a net worth of $8,134,065, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,583 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have issued over $13,810,963 in used vehicle loans and $6,947,181 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable used car, we can help simplify your purchase process.

Credit Lines

For those who need a bit more flexibility with their finances, we offer credit lines totaling $2,000,000. This can be an ideal option for members looking to cover unexpected expenses or fund larger purchases without the immediate pressure of repayment.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $8,967,427. This means whether you're buying your first home or refinancing an existing one, you can find a solution that fits your budget and lifestyle.

Refinancing Options

If you are looking to refinance an existing loan or check your eligibility for any of our products, we are here to assist you. You can visit our website for more information on how to apply and what options may be available to you. We encourage you to reach out if you have questions about any of these loan products or if you'd like assistance in determining which option is best for you. You can contact us at 724-297-3084 or visit us at our branch located at 101 Deer Park Rd Worthington Pa 16262. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take the next step toward achieving your financial aspirations with Moonlight Credit Union!

Unsecured Credit Cards

We also recognize the importance of flexible financing solutions for managing everyday expenses. That's why we provide unsecured credit card loans with a total of $672,362 available to help our members manage their finances effectively. Our credit cards come with great terms and rewards that can make spending easier.

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