Montoursville Area Credit Union PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Montoursville Area, your trusted financial partner located at 999 N Loyalsock Ave Ste A, Montoursville, PA 17754. Established in 1967, we have been dedicated to serving our members with a personal touch for over five decades. With a strong community focus, we're proud to support 687 members and manage total assets of $5,105,986. At Montoursville Area, we believe that banking should be straightforward and accessible. Our friendly team is here to provide you with personalized services tailored to your unique needs whether it's opening a checking account, securing an auto loan, or exploring mortgage options. Our total deposits stand at an impressive $380,285, reflecting the trust our members place in us. We are led by our dedicated CEO, Karen Kaiser, and Board President Eric Feerrar, who both share a passion for fostering community growth and financial well-being. Together with our committed staff of three employees, we strive to ensure every member feels valued and supported. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 999 N Loyalsock Ave Ste A, Montoursville, PA 17754. If you're looking for reliable banking solutions in a warm and welcoming environment, look no further! Connect with us today at 570-368-7401 or visit our website at Montoursville Area FCU to learn more about how we can help you achieve your financial goals. Join us in building a stronger community together!

Branch History & Mission

Welcome to Montoursville Area, a credit union that has proudly served the community since its opening in 1967. Located at 999 N Loyalsock Ave Ste A, Montoursville, PA 17754, our branch has grown alongside the town, building a legacy of trust and support for our members. Over the years, we have embraced the evolving needs of our community while staying true to our core mission: to empower individuals and families through accessible financial services. Since its inception, Montoursville Area has dedicated itself to fostering financial well-being among its members. Today, we are proud to serve over 687 members with total assets reaching an impressive $5,105,986. Our journey is marked by significant milestones that highlight our commitment to growth and innovation. We offer a range of services including personal banking, auto loans, mortgages, and business banking solutions that cater to every aspect of life's financial needs. At Montoursville Area, we believe in more than just banking; we believe in building relationships. Our mission is to provide not only exceptional financial services but also meaningful support to our community. We understand that everyone deserves a chance at financial stability and success. This belief drives us to engage in various outreach programs and partnerships aimed at enhancing the lives of those we serve. While members can visit us at 999 N Loyalsock Ave Ste A Montoursville Pa 17754, official correspondence should be sent to 999 N Loyalsock Ave Ste A, Montoursville, PA 17754 if it differs from our physical location. Our operating hours are designed for your convenience: Monday, Tuesday, and Thursday from 9:00 AM to 5:00 PM; Wednesday from 9:00 AM to 1:00 PM; and Friday from 9:00 AM to 6:00 PM. Although we currently do not offer drive-thru services or ATMs on-site, we have embraced digital advancements such as online banking and person-to-person payment options for easy access to your funds. As we look forward to the future, Montoursville Area remains committed to being a pillar of support within Montoursville and beyond. We invite you to join us on this journey. Experience firsthand how Montoursville Area can make a difference in your financial life. Become part of our growing family today! For more information or assistance, feel free to contact us at (570) 368-7401. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Montoursville Area Credit Union, we strive to ensure that everyone can easily access our services. Our branch is ADA compliant, featuring ramps and accessible parking spaces for those who need them. We want every member of our community to feel welcome and supported when they visit us.

Call To Action

Ready to take the next step in managing your finances? We encourage you to visit us at Montoursville Area Credit Union or give us a call at 570-368-7401. Our team looks forward to welcoming you and helping you achieve your financial goals!

Operating Hours

We understand that your time is valuable. That's why we're here with convenient operating hours tailored to fit your schedule: - Monday, Tuesday, and Thursday: 9:00 AM - 5:00 PM - Wednesday: 9:00 AM - 1:00 PM - Friday: 9:00 AM - 6:00 PM These hours allow you to manage your banking needs at a time that works best for you.

Services Offered

Our branch offers a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. For businesses, we provide merchant services and business loans to help you thrive. While we currently do not have ATM or drive-thru services available at this location, our friendly staff is always ready to assist you inside the branch.

Member Eligibility

At Montoursville Area, we believe that everyone deserves a supportive financial community, and joining us is as easy as pie! If you're looking to become a member, you'll be pleased to know that eligibility is open to a variety of individuals, including those who live, work, worship, or attend school in our local area. This means that if you have ties to the vibrant Montoursville community, you're likely eligible for membership! For detailed information on the specific criteria, feel free to check out our eligibility page at http://www.montoursvilleareafcu.com/membership.html . Once you find out that you qualify, opening an account is a breeze. Simply visit us at 999 N Loyalsock Ave Ste A Montoursville Pa 17754 or give us a call at (570) 368-7401. Our friendly team is ready to assist you through every step of the process. By becoming a member of Montoursville Area, you'll not only gain access to a wide range of financial services tailored just for you but also join a family-oriented institution that genuinely cares about your well-being. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those who are not yet members, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to meet diverse needs.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services designed to streamline transactions for businesses of all sizes. Imagine being able to accept payments easily from customers whether they're shopping online or in-store without the hassle. Our services help you focus more on what you do best: running your business. At Montoursville Area, located at 999 N Loyalsock Ave Ste A Montoursville Pa 17754 in Montoursville, PA, we are dedicated to driving economic growth by financing new and expanding businesses. With an outstanding commercial loan portfolio of $0, our goal is to empower local enterprises so they can thrive and contribute to our vibrant community. For more information about how we can help your business grow, give us a call at (570) 368-7401 or visit us today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

For those looking to buy a new car or refinance an existing loan, our auto loans and vehicle financing options provide competitive rates and flexible terms. We know that purchasing a vehicle is a significant decision, so we work with you to find the best fit for your budget and needs. Picture yourself driving off in your dream car while feeling secure about your financing options.

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans aimed at helping you grow your operations. We recognize the hard work that goes into running a business, so we provide the tools necessary for success.

Credit Cards with Rewards

Our credit cards come with rewards programs designed to give back as you spend. Whether you're using it for daily purchases or special occasions, enjoy benefits that enhance your experience while building credit at the same time.

Mortgage Loans & Refinancing

Homeownership is a goal for many, and at Montoursville Area, we offer mortgage loans that make this dream attainable. Our mortgage specialists will guide you through the process, whether you're buying your first home or refinancing an existing loan. You can count on us for personalized advice tailored to your unique situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills on-the-go all from the palm of your hand. At Montoursville Area, we are more than just a credit union; we are a partner in your financial journey. With our commitment to offering comprehensive services in a friendly environment, you can trust us to be there every step of the way. If you have any questions or would like more information about our services, feel free to reach out at (570) 368-7401 or visit us at 999 N Loyalsock Ave Ste A Montoursville Pa 17754 in Montoursville, PA. We're here to help!

Personal Banking

Our personal banking options include checking and savings accounts designed to help you manage your everyday finances efficiently. Whether you're saving for a special purchase or need easy access to your funds, our accounts come with features that suit various lifestyles. Imagine easily transferring money from your savings to cover unexpected expenses it's all part of how we aim to support your financial journey.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt into a single manageable payment, our personal loans can help. We understand that life can throw challenges your way, so we're here with solutions that simplify your financial commitments.

Digital & Online Banking

Key Features

With 24/7 online banking services, you have the power to manage your accounts anytime you need. Check balances, pay bills, and transfer money all from the comfort of your own home or while out and about. Our person-to-person transfer feature allows you to send money quickly and easily to friends and family without any hassle. While we currently do not offer electronic signature authorization or e-statements, rest assured that our team is dedicated to providing secure services that protect your information. You can bank with confidence knowing that your data is safe.

Mobile Convenience

Although we don't have a mobile application or support for mobile payments right now, our website is mobile-friendly. This means you can perform all your banking tasks directly from your smartphone or tablet. At Montoursville Area, we are committed to making banking accessible and user-friendly for all our members. Explore our digital banking options today and take control of your financial future with ease!

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 2 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is here to guide you through all your banking needs.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment helps us create a community-centered environment where your financial goals come first.

Growing Membership Base

Total Share and Deposit Accounts: 1,178, showing a strong and growing member base that trusts us with their finances. This increasing number reflects the confidence our community has in Montoursville Area, further solidifying our position as a reliable partner for all your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Montoursville Area is your trusted partner. Visit us at 999 N Loyalsock Ave Ste A Montoursville Pa 17754 or call (570) 368-7401 to learn more about how we can help you achieve your financial goals.

Lending Support for Your Needs

With $72 in used auto loans and $1,922,600 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to purchase a new vehicle or finance other important life milestones, we're here to help make it happen.

Member Savings Secured

Members' savings are secured through $77,611 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not have money market shares at this time, the security provided by our share certificates still allows you to grow your savings effectively.

Reinvestment for Improvement

With $682,479 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to continually improve our services while ensuring your money is working hard for you.

Solid Financial Health

With a net worth of $682,479, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,337 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For those who need extra flexibility, we also provide personal lines of credit up to $350,000. This option allows you to borrow as needed while only paying interest on what you use. If you're interested in any of these loan products or want more information on eligibility and refinancing options, please reach out to us at 570-368-7401 or visit us at 999 N Loyalsock Ave Ste A Montoursville Pa 17754. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you find the right financial solution!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $967,418 in used vehicle loans and $527,181 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to assist you every step of the way. We provide flexible terms and competitive interest rates tailored to your needs.

Credit Card Options

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. We currently have $66,761 in unsecured credit card loans helping members manage their finances effectively. Our credit cards come with various rewards programs and no hidden fees, making it simple for you to use them confidently for both small purchases and larger expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,186, make buying or refinancing simple. We know that purchasing a home is a significant milestone, and our dedicated staff is ready to guide you through the process. If you're considering refinancing, we also offer options that can help lower your monthly payments or adjust your loan terms.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that users receive fair and transparent offers, allowing them to compare options without hidden fees or misleading information.

MONTOURSVILLE AREA FEDERAL CREDIT UNION - Montoursville, PA