Monterra Credit Union Redwood City CA | Secure ATM Access & Services

Introduction

Welcome to Monterra, where community and financial wellness come together! Located at 350 Convention Way, Redwood City, CA 94063, we have been proudly serving our members since 1952. With a strong commitment to enhancing the financial well-being of our 96,523 members, Monterra has grown into a trusted credit union with total assets of over $1.75 billion. Our team is dedicated to providing exceptional service and valuable resources that empower you to achieve your financial goals. Under the leadership of CEO Wade Painter and Board President John Beiers, we strive to create an environment where every member feels valued and supported. We are proud of our robust offerings, which include 53,304 loans and leases totaling an impressive $1.24 billion in deposits. At Monterra, we understand the importance of accessible banking solutions. That's why we offer convenient ATM services, ensuring you have easy access to your funds whenever you need them. Whether you're looking for personal loans or just need basic ATM access for withdrawals and balance checks, we're here to help. While members can visit us at our branch location, we encourage you to explore more about our services by visiting our website at monterra.org. If you have any questions or would like assistance, feel free to reach out to us we're just a phone call away! Join us on this journey toward financial success. At Monterra, your future is our priority!

Branch History & Mission

Community Engagement

Monterra believes in giving back to the communities we serve. Through partnerships with local nonprofits and schools, we strive to make a positive impact. Whether it's sponsoring educational programs or participating in community service events, we aim to help those around us thrive. As technology evolves, so do we. Our digital offerings include online banking and mobile payments designed for convenience without compromising security. With features like electronic signatures and e-statements, managing your finances has never been easier. Join us at Monterra as we continue this journey together! Experience firsthand how we can help you reach your financial goals while supporting your community along the way. Visit us today or check out more information on our website at monterra.org.

Our Mission

At the core of Monterra's mission is the promise to deliver exceptional financial services while fostering a sense of community. We are dedicated to making banking accessible and beneficial for everyone. This means not only offering competitive rates on loans and savings but also engaging actively with local organizations and initiatives that uplift our community. We understand that financial literacy plays a crucial role in personal success. That's why we host workshops and seminars aimed at educating our members on various topics, including budgeting, saving for retirement, and understanding credit scores. While members can visit us at 350 Convention Way, official correspondence should be sent to our mailing address if applicable. We invite everyone to experience our commitment firsthand whether through our ATM services available or by visiting us during regular hours.

Branch Location & Accessibility

Welcome to Monterra, your trusted credit union located at 350 Convention Way in the heart of Redwood City, CA. Our branch is designed with your convenience in mind, making it easy for you to access the financial services you need. Whether you're a longtime member or looking to join our community, we invite you to experience our friendly and supportive environment. Nestled in San Mateo County, our branch is easily accessible and close to several local landmarks, ensuring you can find us without hassle. While visiting us at this address, you'll enjoy ample parking space and ADA-compliant features that make accessing our services straightforward for everyone. At Monterra, we understand that convenience matters. Although we currently offer ATM services only perfect for quick withdrawals and balance checks you can always count on our team for personalized assistance during your visit. Plus, while we don't have a drive-thru service available at this location, our staff is ready to help you inside with any banking needs. Our operating hours are crafted to fit into your busy schedule, but please check back as we continually strive to accommodate our members better. If you have questions or would like more information about our services, don't hesitate to give us a call. We're here to support you every step of the way! While members can visit us at 350 Convention Way, official correspondence should be sent directly to this same address. We look forward to welcoming you into our Monterra family!

Member Eligibility

Becoming a member of Monterra is like joining a close-knit family where your financial well-being is our priority. Located at 350 Convention Way Redwood City Ca 94063, we welcome individuals who live, work, worship, or attend school in the community. It's as simple as that! Whether you're looking to save for the future or need support with loans, being part of our credit union gives you access to competitive rates and personalized service tailored to your needs. The process to join us is straightforward and inviting. You can learn more about the specific eligibility criteria by visiting , where we outline everything you need to know. Once you're ready to open an account, check out the details on how to get started at . If you have any questions, don't hesitate to give us a call at . We're excited to welcome you into the Monterra community!

Business Banking & Commercial Services

Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,289,625, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services is essential. Imagine being able to accept payments quickly and securely while managing your cash flow effectively. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Located at 350 Convention Way, Redwood City, CA 94063, we're here to empower local businesses with the financial tools they need to succeed. Join us at Monterra and discover how we can partner with you on your path to growth!

Comprehensive List Of Services

Always Here for You

Though our primary focus may be on ATM services currently, our commitment to member satisfaction means we're always exploring ways to expand and improve our offerings. We aim to meet the evolving needs of our members in Redwood City and beyond. If you have any questions or need assistance, please don't hesitate to reach out! You can contact us at (insert phone number) for more information about our services or visit us in person at our convenient location. Join us at Monterra today! Experience firsthand how we can help simplify your financial journey while providing the personal touch that only a credit union can offer. Visit http://www.monterra.org for more details on how we can support you in achieving your financial goals.

Digital Features for Your Convenience

In today's fast-paced world, having digital banking options is crucial. At Monterra, we embrace technology to enhance your banking experience. With features like online banking and mobile payments, managing your finances has never been easier. Whether you're at home or out and about, you can transfer money, pay bills, and keep track of your accounts right from your smartphone or computer.

Everyday Banking Made Easy

One of the key offerings at Monterra is our ATM services. We provide Basic ATM Access, which allows you to easily perform essential transactions such as withdrawals and balance checks. This means you can access your funds conveniently without stepping into the branch, perfect for those busy days when time is tight. Imagine needing cash for a last-minute lunch with friends or checking your balance while on the go our ATMs have you covered!

Digital & Online Banking

Convenient Online Banking Services

Our online banking services are available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. You can access these services easily at http://www.monterra.org . Whether you're at home or on the go, you'll have real-time control over your accounts right at your fingertips.

Smart Features for a Modern Lifestyle

We prioritize security and ease of use. With our electronic signature authorization, signing documents is quick and hassle-free. Plus, our e-statements make it simple to keep track of your transactions without the clutter of paper statements just another way we help you stay organized. If you're looking to make payments directly from your smartphone, our mobile payments feature is here for you. You can also enjoy the convenience of person-to-person transfers, making it easy to send money to friends or family with just a few taps.

Stay Connected Anytime, Anywhere

For those who prefer managing their finances through an app, our mobile application is available for download. It's designed to be user-friendly and packed with features that keep you connected to your accounts wherever you are. At Monterra, we're committed to providing accessible banking solutions that cater to your needs. With our comprehensive digital offerings, managing your finances has never been so straightforward and secure. Join us today and experience the freedom of modern banking!

Financial Strength

Commitment to Growth

With $203,198,285 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is substantial with $1,420,098,349 in total loans and leases, including $9,552 in used auto loans. This means we're here to support your financial goals across various sectors.

Member Trust

Total Share Accounts stand at an impressive 209,356, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) total $0, which underscores our focus on providing direct benefits to our valued members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Monterra is your trusted partner. Visit us at 350 Convention Way Redwood City CA 94063 or call us at [insert phone number] to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our impressive net income of $14,026,121 reflects our operational efficiency. It enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 210 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $417,061,917 in share certificates and $192,305,137 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $219,309,894, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1249 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $159,162,975 in used vehicle loans and $178,687,948 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can choose the best fit for your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $15,289,625 provide the capital needed to grow and expand your operations. We are committed to supporting local businesses and helping them thrive within our community. Our lending solutions are designed with you in mind. If you're considering refinancing or checking your eligibility for any of our loan products, feel free to reach out to us at for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Monterra, we're here to help you take the next step toward your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $139,824,385, make buying or refinancing simple. We strive to offer competitive rates and personalized service throughout the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $54,374,038 in loans helping members manage their finances effectively. Whether you need to consolidate debt or cover unexpected costs, our credit cards can help keep your spending in check.

Loan Aggregator

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MONTERRA CREDIT UNION