MONTERRA CREDIT UNION

Welcome to Monterra, your trusted financial partner located at 3117 Middlefield Rd, Redwood City, CA 94063. Since opening our doors in 1952, we have proudly served our community with dedication and care, currently supporting 96,523 members. With a solid foundation of $1,753,317,449 in total assets and a commitment to helping you achieve your financial goals, we are here to guide you every step of the way. At Monterra, we understand that banking is more than just transactions; it's about building lasting relationships. Our friendly team is led by CEO Wade Painter and Board President John Beiers, who both share a vision of community-focused service. We offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage financing. Our branch not only boasts an impressive $228,479,308 in total deposits but also reflects our promise to ensure your money is safe and accessible when you need it. Whether you're looking for assistance with loans over 53,304 loans and leases currently managed or want to explore our credit card options with rewards, we're ready to help you navigate your financial journey. While members can visit us at 3117 Middlefield Rd, official correspondence should be sent to the same address. If you have any questions or need support, don't hesitate to reach out at (650) 562-2019. Explore more about what we offer by visiting our website at monterra.org. Your financial future is important to us come see how Monterra can make a difference in your life today!

Joining the Monterra family is like becoming part of a close-knit community where your financial well-being is our priority. At Monterra, we believe that everyone deserves access to quality financial services. To become a member, you simply need to live, work, worship, or attend school in San Mateo County or have an immediate family member who is already a member. This inclusive approach means that many people can enjoy the benefits we offer, from personalized banking solutions to competitive loan rates. If you're curious about whether you qualify, feel free to visit our eligibility page at monterra.org for the latest details. Opening an account with us is straightforward and welcoming. You can start your journey by visiting us at 3117 Middlefield Rd, Redwood City, CA 94063, or simply give us a call at 650-562-2019. Our friendly team is here to guide you through the process and answer any questions you might have! Whether you're looking for checking accounts, savings options, or loans tailored to your needs, Monterra is here to support you every step of the way.

At Monterra, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $219,309,894, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.49% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $417,061,917 in share certificates and $192,305,137 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $203,198,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,552 in used auto loans and a total of $1,420,098,349 in loans and leases. Our operational efficiency is reflected in our net income of $14,026,121, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 210 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 209,356, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Monterra is your trusted partner. Visit us at 3117 Middlefield Rd Redwood City Ca 94063 or call 650-562-2019 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.