MONTEREY CREDIT UNION - Salinas, CA

Welcome to Monterey, your trusted financial partner located at 1566 N Main St, Salinas, CA 93906. Since our establishment in 1968, we have been committed to serving our community with dedication and care. With over 19,000 members benefiting from our services, we pride ourselves on fostering lasting relationships built on trust. At Monterey Credit Union, we understand the importance of financial stability and growth. Our total assets amount to an impressive $334,693,210, reflecting our solid foundation and commitment to our members' financial well-being. We offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions tailored to meet your unique needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 3288, Monterey, CA 93942. This ensures that your inquiries are handled promptly and efficiently. Our leadership team is here to guide you every step of the way. Under the direction of CEO J Wade Pryon and Board President Peter Tansill, our dedicated staff of 76 employees works tirelessly to provide exceptional service. We are proud to maintain a net worth of $33,711,361, ensuring that we remain a stable choice for your financial journey. With total deposits reaching $15,860,927 and cash in hand totaling $1,378,903, we are well-equipped to support your financial goals. Whether you're looking for a new vehicle or simply want to grow your savings, Monterey is here for you. Ready to take the next step? Visit us today or give us a call at 831-442-3380. Together, let's pave the way toward a brighter financial future!

At Monterey, we believe that everyone deserves a place in our welcoming community, where your financial goals are supported and celebrated. Becoming a member is simple and open to individuals who live, work, or worship in the surrounding areas. We aim to create an inclusive environment, so whether you're just starting out on your financial journey or looking for new opportunities, there's a place for you here. To learn more about the specific eligibility criteria, feel free to check out this helpful resource: . Joining us is not only about meeting those criteria; it's about gaining access to a range of personalized services that make managing your money easier and more rewarding. From checking and savings accounts to auto loans and mortgage options, our dedicated team at Monterey, located at 1566 N Main St Salinas Ca 93906, is ready to assist you every step of the way. If you're ready to take the next step or have any questions, give us a call at (831) 442-3380. We look forward to welcoming you into our family!

At Monterey, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to providing you with the best services possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $33,711,361, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,006 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $65,999,419 in share certificates and $68,462,353 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our $20,434,735 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $1,624 in used auto loans and $226,329,452 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 3 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 15,166, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Monterey is your trusted partner. Visit us at 1566 N Main St Salinas Ca 93906 or call (831) 442-3380 to learn more about how we can help you achieve your financial goals.