Montell Credit Union Westlake LA | Best Auto Loans & Business Banking

Introduction

At Montell, we believe that banking is more than just numbers; it's about building relationships and supporting our community. Since opening our doors in 1970, we've proudly served the Westlake area from our branch located at 4101 Highway 108, Westlake, LA 70669. With a commitment to personalized service and financial empowerment, we're here to help you navigate your financial journey. With a membership of 679 dedicated individuals, we strive to create an inclusive environment where every member feels valued. Our total assets stand at an impressive $5,372,862, reflecting our strong foundation and dedication to responsible financial management. We currently hold total deposits of $237,996, ensuring that your hard-earned money is safe and secure with us. Our team, led by CEO Katherine Louviere and Board President Joseph McMichael, is here to provide expert guidance on various services including personal banking, auto loans, mortgages, and business banking solutions. Whether you're looking to consolidate debt or explore new financing options, our experienced staff is ready to assist you every step of the way. While members can visit us at our branch for face-to-face support, official correspondence should be sent to our mailing address: P O Box 3412, Sulphur, LA 70664-3412. We invite you to join the Montell family today! Feel free to reach out at (337) 439-7333 or visit us during lobby hours on Monday from 8:00 AM to 4:00 PM and Tuesday and Thursday from 12:00 PM to 4:00 PM. Let's work together towards achieving your financial goals!

Branch History & Mission

Community Engagement

Our connection with the community goes beyond traditional banking. We actively participate in outreach programs and partnerships that strengthen ties within Westlake. Whether it's through supporting local events or offering educational resources about financial literacy, Montell is dedicated to giving back. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to P O Box 3412, Sulphur, LA 70664-3412 if different from the branch address. In closing, we invite you to join Montell and experience firsthand the benefits of being part of a community-focused credit union. Together, let's build a brighter financial future! For more information or assistance, feel free to contact us at 337-439-7333.

Our Mission

At Montell, our mission is clear: We strive to deliver exceptional financial services while fostering strong community ties. We offer a range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Every service is designed not just to meet financial needs but also to support local initiatives and enhance the quality of life in Westlake. We believe in making banking accessible for everyone. Though we currently do not have ATM or drive-thru services available at this location, our team is committed to providing excellent service during our operating hours: Monday from 8:00 AM to 4:00 PM and Tuesday and Thursday from 12:00 PM to 4:00 PM.

Branch Location & Accessibility

Welcome to Montell, your friendly credit union located at 4101 Highway 108 in Westlake, Louisiana. Our convenient location makes it easy for you to access our services while enjoying the scenic surroundings of Calcasieu County. Whether you're visiting us after a day at the nearby parks or stopping by on your way home, we're here to meet your banking needs. While members can visit us at 4101 Highway 108, official correspondence should be sent to P O Box 3412, Sulphur, LA 70664-3412. We strive to provide accessible and welcoming service for everyone. Our branch is ADA compliant, ensuring that all members can navigate our facilities with ease. Parking is available right outside the branch for your convenience. At Montell, we value your time. Our lobby hours are designed with your busy schedule in mind: we're open Monday from 8:00 AM to 4:00 PM and Tuesday and Thursday from 12:00 PM to 4:00 PM. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or even mortgage refinancing, our knowledgeable staff is ready to assist you. Unfortunately, we currently do not offer ATM services or drive-thru banking; however, we make every effort to ensure that your in-branch experience is pleasant and efficient. If you have questions or need assistance, feel free to call us at 337-439-7333. We invite you to visit Montell today! Your financial journey starts here, and we're excited to be a part of it.

Member Eligibility

Becoming a member of Montell is like joining a close-knit family that truly cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in the Westlake area to join us. Whether you're just starting your financial journey or looking to enhance your existing plans, our community is here to support you every step of the way. At Montell, we offer a variety of services designed to meet your needs, from personal banking and auto loans to mortgage refinancing and business banking options. The process to become a member is straightforward and inclusive. You'll find that opening an account with us is easy; simply reach out at (337) 439-7333 for more information or visit us at our location: 4101 Highway 108 Westlake La 70669. For those interested in checking the latest eligibility criteria, we encourage you to explore more details at . Join us today and experience the benefits of being part of a caring financial community!

Business Banking & Commercial Services

Loan Options That Grow With You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no active member or non-member commercial loans, we are dedicated to providing valuable resources for future opportunities.

Real-World Solutions for Everyday Needs

In addition to loans, Montell offers merchant services tailored for businesses of all sizes. Picture this: a local coffee shop efficiently processing payments while managing inventory seamlessly. Our merchant solutions make transactions smooth and simple, allowing you to focus on what matters most serving your customers. Whether you're just starting out or looking to scale your operations in Westlake, LA at 4101 Highway 108, we're here for you. Reach out today at 337-439-7333 and discover how Montell can help you achieve your business goals!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners in our community, we offer specialized business banking services. Whether you're looking for merchant services to streamline payments or need business loans to expand operations, we're here to support your growth.

Connect with Us

At Montell, we're not just about numbers; we're about building relationships within the community. If you're ready to take the next step towards achieving your financial goals or have any questions about our services, don't hesitate to reach out! Call us at (337) 439-7333 or visit us during our operating hours Monday from 8:00 AM to 4:00 PM and Tuesday and Thursday from 12:00 PM to 4:00 PM. We look forward to helping you thrive financially!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking features that let you manage your accounts from anywhere. Pay bills, transfer money, or check your balance with just a few clicks or taps it's banking on your terms! While we currently do not have ATM services available at our branch or drive-thru options, our commitment is to ensure you can access your funds and manage transactions with ease through our digital platforms.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking services that include checking and savings accounts designed to help you save for what matters most. Imagine having easy access to your funds while earning interest on your savings our accounts make that possible. If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options are tailored for you. With competitive rates, we help make your dream car a reality without the stress. For those looking to buy a home, our mortgage loans and refinancing services simplify the process, providing guidance every step of the way. You can count on us to find the right mortgage solution that fits your budget. Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation options give you the flexibility to manage those costs effectively, allowing you to regain control over your finances. Additionally, if you enjoy earning rewards for your spending, explore our credit cards with rewards. They offer great benefits that enhance your everyday purchases.

Digital & Online Banking

Accessibility and Security

With 24/7 online banking services planned for the future, you will have real-time access to your accounts whenever you need it. Your financial security is our priority, so rest assured that we take every measure to protect your information. Our systems are designed with state-of-the-art security features that keep your data safe from unauthorized access. In summary, while some features may still be in development at Montell, we're dedicated to providing accessible, secure banking solutions tailored for you. Stay tuned for exciting updates as we continue to improve our digital offerings!

Key Features

While we currently don't provide electronic signatures or e-statements, our commitment to providing a user-friendly experience remains strong. Although mobile payments and a dedicated mobile application are not available yet, we're always looking for ways to enhance our services in the future. You can also enjoy person-to-person transfers with ease. Although this feature is currently unavailable, it's a great option for quick and easy payments when it becomes available.

Financial Strength

A Growing Membership Base

Total Share Accounts stand at 679, demonstrating a strong and growing member base that trusts us with their finances. Our operational efficiency is reflected in our $-48,842, enabling us to continue offering competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Montell is your trusted partner. Visit us at 4101 Highway 108 Westlake La 70669 or call (337) 439-7333 to learn more about how we can help you achieve your financial goals.

Committed Team

We also take pride in having 0 full-time employees and 2 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team. Together, we're dedicated to helping you navigate your financial journey.

Member-Centric Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinventing Member Services

With $680,805 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $41 in used auto loans and $4,923,628 in total loans and leases supporting your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $1,064,959, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $673,212 in used vehicle loans and $2,798,665 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have tailored solutions to fit your budget.

Credit Lines

If you're considering additional funding for personal projects or unexpected expenses, our credit lines are designed to give you quick access to cash when you need it most. With a total credit line availability of $300,000, we ensure you have options ready when life calls for them.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we can guide you through various alternatives available through our network and resources.

Refinancing Options

If you're thinking about refinancing an existing loan or exploring eligibility options for any of our products, our knowledgeable staff is here to assist you every step of the way. We strive to make the refinancing process straightforward and beneficial for all members. For more information about our loan offerings or to start your application today, feel free to call us at (337) 439-7333 during our lobby hours: Monday from 8:00 AM to 4:00 PM and Tuesday & Thursday from 12:00 PM to 4:00 PM. We're committed to helping you find the right financial solution tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

For those looking to manage everyday expenses more effectively, we also provide flexible terms on unsecured credit card loans. Currently, we have a total of $0 in unsecured credit card loans available. We aim to help you take control of your finances with ease.

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MONTELL FEDERAL CREDIT UNION