Great Falls MT Credit Union | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Montana, your trusted financial partner located at 2828 10Th Ave S, Great Falls, MT 59405. Since our establishment in 1940, we have proudly served our community, growing to a membership of over 25,040 individuals who rely on us for their banking needs. With total assets of $331,736,772 and deposits amounting to $21,031,463, we are committed to providing financial solutions that empower our members. At Montana, we understand that every member has unique needs. That's why we offer a variety of services including personal banking, auto loans, mortgage options, and business banking solutions. Our dedicated team of 74 employees, led by CEO John Hageman and Board President Paul Dockter, is here to ensure you receive the best service possible. While members can visit us at our Great Falls branch for in-person assistance, official correspondence should be sent to our mailing address: PO Box 5027, Great Falls, MT 59403. We are open Monday through Friday from 7:30 AM to 6:00 PM, making it convenient for you to stop by or give us a call at 406-727-2210. With a strong net worth of $38,276,002 and cash in hand totaling $4,703,146, Montana is not just a credit union; we are a community-focused institution dedicated to helping you achieve your financial goals. Whether you're looking for an auto loan or need assistance with saving for your future, we're here to help. Explore our website at montanacu.com for more information about how we can assist you today!

Branch History & Mission

Join Us Today!

As we continue forward into the future, we remain committed to embracing digital advancements while ensuring that personal service remains at the forefront of what we do. With options like online banking and mobile payments, managing your finances has never been easier. We invite you to become part of the Montana family today! Explore how we can assist you in achieving your financial dreams by visiting us or calling us at 406-727-2210. Together, let's build a brighter future for you and your community!

Our Evolution

Throughout the decades, Montana has remained dedicated to serving the diverse needs of our community. From offering basic banking services to expanding into loans, mortgages, and innovative digital banking solutions, we have consistently adapted to provide valuable resources for our members. Our commitment to accessibility is evident through features like our convenient ATM availability and drive-thru service, ensuring that your banking experience is both efficient and straightforward. As we look back at our history, it's clear that our success has been driven by a focus on community support. We proudly partner with local organizations and participate in outreach efforts designed to uplift those around us. These initiatives reflect our mission to not only offer financial services but also enhance the lives of our members and their families.

Our Mission

At Montana, our mission is simple yet powerful: we strive to empower individuals and families through trusted financial guidance and support. We believe in fostering financial wellness and helping our members achieve their goals whether it's securing a new home or financing a vehicle. We are here to listen and help you navigate your financial journey. While you can visit us at 2828 10Th Ave S Great Falls Mt 59405, official correspondence should be sent to PO Box 5027, Great Falls, MT 59403 if needed. We invite you to take advantage of our operating hours from 7:30 AM to 6:00 PM, Monday through Friday.

Branch Location & Accessibility

Accessibility Features

At Montana's 10th Avenue Office, we prioritize accessibility for all members. Our branch complies with ADA standards, featuring ramps and spacious parking options to make your visit comfortable. Whether you're visiting us for personal banking or to explore loan options, our friendly staff is here to assist you.

Operating Hours

We are open Monday through Friday from 7:30 AM to 6:00 PM, making it easy for you to fit banking into your busy schedule. Whether you prefer early morning visits or need assistance after lunch, our extended hours are designed to accommodate everyone.

Services Offered

Our branch offers a variety of services tailored just for you! From checking and savings accounts to auto loans and credit cards with rewards, we have the tools you need to achieve your financial goals. Plus, take advantage of our drive-thru banking for quick deposits and withdrawals without leaving your car. If you're in need of cash outside of regular hours, our ATM is available for withdrawals and balance checks whenever you need it.

Visit Us Today!

We invite you to come by Montana's 10th Avenue Office today! If you have questions or need more information about our services, don't hesitate to call us at 406-727-2210. We look forward to welcoming you soon!

Member Eligibility

At Montana, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or attend school in the Great Falls area, you're likely eligible to join us. We also welcome family members of current members, making it easier for your loved ones to enjoy the same benefits. Joining means you can take advantage of our competitive rates on loans and savings, personalized service, and a variety of banking options tailored just for you. For more detailed eligibility criteria and to see if you qualify, please check out our resource at https://www.montanacu.com/join-in/become-a-member.html . If you're ready to open an account or have any questions, feel free to give us a call at (406) 727-2210 or visit us at 2828 10Th Ave S Great Falls Mt 59405. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $31,374, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient payment solutions is essential. Our merchant services help businesses manage transactions seamlessly, allowing you to focus on what matters most serving your customers. Whether you're a small boutique or a bustling restaurant, our solutions adapt to fit your operation's needs. For more information on how Montana can help your business thrive, visit us at 2828 10Th Ave S Great Falls Mt 59405, Great Falls, MT or call us at (406) 727-2210. Let's take the next step toward your business goals together!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans aimed at helping your enterprise thrive. We understand the unique challenges businesses face, and we're here to support your growth with tailored financial solutions.

Convenience at Your Fingertips

With basic drive-thru banking available for quick deposits or withdrawals, we've made sure that getting what you need is simple. Our ATMs also provide easy access for balance checks and cash withdrawals without entering a branch. As a member of Montana, you'll find that we prioritize not just your financial needs but also your experience with us. With dedicated service hours from 7:30 AM to 6:00 PM Monday through Friday, we're here when you need us most. Whether you're ready to open an account or explore loan options, don't hesitate to reach out! Call us at (406) 727-2210 or visit us in person at 2828 10Th Ave S Great Falls Mt 59405 in Great Falls. Join us today and discover how we can help you achieve your financial goals!

Credit Cards and Loans

For those looking to consolidate debt or finance personal projects, our personal loans come with favorable terms that can ease financial pressure. Plus, our credit cards come with rewards that give you more value for every dollar spent, making it easier to earn benefits while you shop.

Digital Banking Features

In today's fast-paced world, having access to your finances on-the-go is essential. That's why we offer robust online and mobile banking options. You can check balances, transfer funds, and pay bills right from your smartphone or computer whenever it suits you. Additionally, our ATM and cash withdrawal services are available whenever you need cash without any hassle.

Personal Banking

When it comes to managing your money, our personal banking services make it easy and stress-free. Whether you're looking to open a checking or savings account, we offer flexible options tailored to fit your lifestyle. Need financing for your dream car? Our auto loans provide competitive rates and terms that can help you hit the road without breaking the bank. If you're considering homeownership, our mortgage loans and refinancing options ensure you have the support needed for such an important decision.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend or family member? With our person-to-person transfer feature, it's never been easier to send cash right from your mobile device or computer. Security is a top priority for us. That's why we offer electronic signature authorization for important documents, making it simple and safe to complete transactions without the need for paperwork. Plus, with e-statements available, you can say goodbye to cluttered mailboxes while staying on top of your finances.

Mobile Access

On-the-go? No problem! Our mobile application provides all the functionalities of our online banking right at your fingertips. Whether you want to make mobile payments or check your account balance while waiting in line, everything is just a tap away. And if you're looking for convenience, our mobile payments feature allows you to pay directly from your phone wherever you are. In a world where time is precious and security is essential, Montana has you covered with innovative digital solutions that enhance how you bank. Join us today and experience the ease of managing your finances digitally!

Financial Strength

Growing Trust

Total Share Accounts: 50,667, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $421,347. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Montana is your trusted partner. Visit us at 2828 10Th Ave S Great Falls Mt 59405 or call (406) 727-2210 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $35,369,275 in share certificates and $41,407,394 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 74 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $38,269,747 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity as well; with $4,846 in used auto loans and $232,193,850 in total loans and leases, we support members' financial goals across various sectors.

Solid Foundation

With a net worth of $38,276,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,154 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,821,962 in used vehicle loans and $70,118,028 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our financing solutions can help make your purchase more affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $31,374 provide the capital needed to grow and expand. We understand that having access to funds when you need them is crucial for success. At Montana, we also have refinancing options available for those looking to lower their payments or consolidate debt. If you're curious about eligibility or would like to explore these opportunities further, don't hesitate to reach out. For more information on our loan offerings or to get started today, give us a call at (406) 727-2210, visit us at 2828 10Th Ave S Great Falls Mt 59405, or check out our website at https://www.montanacu.com/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,844,803, make buying or refinancing simple. We aim to guide you through the process with straightforward terms and competitive rates, ensuring that you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,713,643 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your spending experience while keeping your finances on track.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency helps you make informed decisions without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every offer you see has been vetted for fairness and compliance, giving you peace of mind as you explore your options. The benefits of using LendMesh are clear: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates displayed are genuine and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment to neutrality means you see all available options equally. - Real-Time Rate Comparisons: With access to up-to-date loan rates from multiple institutions, users can compare offers quickly and effectively, allowing for better decision-making. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how the platform can lead to significant savings. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh and take control of your borrowing options. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MONTANA FEDERAL CREDIT UNION