Montana Credit Union Great Falls MT | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Montana, your trusted partner in financial well-being, located at 901 8Th Ave S, Great Falls, MT 59405. Since our establishment in 1940, we have proudly served our community, cultivating a strong bond with our 25,040 members. With a commitment to providing personalized financial solutions, we believe that everyone deserves access to services that enhance their lives. At Montana, we understand that financial journeys are unique. Our total assets of $331,736,772 and total deposits of $21,031,463 reflect not just numbers but the trust our members place in us. We offer a range of services from personal banking including checking and savings accounts to auto loans and mortgage financing. Our total loans and leases stand at 12,881, showcasing our dedication to supporting your dreams. Under the leadership of CEO John Hageman and Board President Paul Dockter, our team of 74 employees is here to ensure you receive excellent service every time you visit or call us at 406-454-4600. While our branch is ready to assist you in person or through our convenient drive-thru service and ATM access, remember that official correspondence should be sent to our mailing address: PO Box 5027, Great Falls, MT 59403. We invite you to explore how we can support your financial goals. Whether it's saving for a new vehicle or applying for a credit card with rewards, we're here every step of the way. Visit us today or check out our website at montanacu.com for more information!

Branch History & Mission

Commitment to Innovation

In keeping with our mission to serve better, we embrace technology that makes banking simpler for everyone. Our online and mobile banking services allow you to manage your accounts anytime and anywhere. Whether it's using e-statements or mobile payments, we prioritize your convenience while ensuring your data remains secure. We also believe in inclusivity and accessibility; thus, our branch is ADA compliant so that everyone can benefit from our services without any barriers.

Community Engagement

Montana actively engages in community outreach programs. We partner with local organizations to provide support where it's needed most. From financial literacy workshops to charity events, we strive to make a positive impact on the lives of those around us. As we continue on this journey together, we invite you to join us at Montana. Experience firsthand how we blend traditional values with modern solutions tailored just for you. Together, let's build a brighter financial future!

Our Mission

Our mission at Montana is simple yet profound: to empower our members with exceptional financial services while fostering a strong sense of community. We believe in putting people first offering a range of products from personal banking and auto loans to mortgage financing and business banking solutions. We are dedicated to not only meeting the financial needs of our members but also supporting local initiatives that enhance the quality of life in our area. While members can visit us at 901 8Th Ave S Great Falls Mt 59405, official correspondence should be sent to PO Box 5027, Great Falls, MT 59403. Our doors are open Monday through Friday from 7:30 AM to 6:00 PM, making it convenient for you to stop by or reach out via phone at 406-454-4600.

Branch Location & Accessibility

Connect with Us!

Have questions? We're just a phone call away at 406-454-4600. We invite you to visit us at our Great Falls branch or reach out anytime! Your financial journey is important to us, and we're here to help every step of the way.

Convenient Access and Local Landmarks

Our office is strategically placed near several local landmarks, ensuring that you can stop by easily while running errands or enjoying a day out in the community. Parking is readily available, and we've ensured that our facilities are accessible for everyone, including those with mobility challenges.

Friendly Banking Hours

We understand that life gets busy, so we've made it simple for you to visit us during the week. Our lobby hours run from 7:30 AM to 6:00 PM, Monday through Friday. This schedule allows you plenty of time to drop by before or after work, or during your lunch break.

Services Designed for You

At Montana's 9th Street Office, we offer a variety of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need to make a quick deposit? Enjoy our drive-thru banking service for fast and efficient transactions. Plus, our ATM is available for those who prefer to handle their banking on the go.

Member Eligibility

At Montana, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Cascade County, you are already eligible to join us. We also welcome family members of existing members, making it easy for you to share the benefits with those you care about. Once you're a part of our family, you'll enjoy personalized service and access to a variety of financial products designed just for you. To get started on your membership journey at Montana, check out the detailed eligibility criteria at https://www.montanacu.com/join-in/become-a-member.html. If you have any questions or need assistance, feel free to give us a call at (406) 454-4600. We're excited to help you open an account and become part of our thriving community located at 901 8Th Ave S Great Falls Mt 59405!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. Imagine securing the funds needed to purchase new equipment or hire additional staff all made possible through our tailored financing options. With a focus on personal service, we work closely with you to understand your vision and provide the right loan solutions.

Non-Member Support

We also believe in the strength of community support. For those outside our membership, we offer $0 in non-member commercial loans, providing flexible financing solutions that can help any business thrive.

Outstanding Loan Portfolio

With an outstanding commercial loan portfolio of $31,374, we continue to drive economic growth by financing new and expanding businesses in Great Falls, MT. Additionally, our merchant services simplify payment processing so you can focus on what really matters growing your business. From credit card processing to mobile payment solutions, we ensure your transactions are smooth and efficient. Visit us at 901 8Th Ave S Great Falls Mt 59405 or call us at (406) 454-4600 to learn more about how our business banking and commercial services can help turn your aspirations into reality!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we offer specialized business banking services including merchant services and business loans. We recognize the challenges entrepreneurs face and aim to provide support that helps your business thrive.

Convenient Access

At 9th Street Office, we prioritize ease of access with our ATM and cash withdrawal services available around the clock. Our drive-thru banking allows members to conduct deposits, withdrawals, and simple transactions without leaving their vehicles. Whether you're visiting us at our branch located at 901 8Th Ave S Great Falls Mt 59405 or calling us at (406) 454-4600, we're committed to making your banking experience as convenient as possible. In summary, whether you need help managing day-to-day expenses or planning for future investments, Montana has the resources to assist you. We invite you to visit us or explore our website at http://www.montanacu.com for more information on how we can help meet your financial needs today!

Credit Cards and Rewards

If you're looking for a way to earn while you spend, check out our credit cards with rewards programs. These cards not only offer convenience but also allow you to accumulate points that can be redeemed for various perks.

Digital Banking Features

In today's fast-paced world, having access to your accounts anytime and anywhere is crucial. That's why we have invested in robust online and mobile banking platforms. With features like mobile payments, person-to-person transfers, and e-statements, managing your finances has never been easier.

Personal Banking

Our personal banking services are tailored to ensure you have the tools you need for everyday financial management. We offer checking and savings accounts that make it easy to manage your money while helping you save for future goals. If you're in the market for a vehicle, our auto loans and vehicle financing options can get you on the road with affordable rates and flexible terms. For those considering home ownership or refinancing, our mortgage loans provide competitive rates and personalized support throughout the process. Additionally, if you're dealing with debt, our personal loans and debt consolidation services can help simplify your finances.

Digital & Online Banking

Enhanced Security Features

Security is a top priority for us. We offer electronic signature authorization for documents, ensuring that your transactions are not only fast but also secure. Plus, our mobile payments feature allows you to make purchases right from your smartphone, adding an extra layer of convenience without sacrificing safety.

Go Green with E-Statements

Say goodbye to paper clutter! With e-statements available, you can receive your financial statements digitally, helping the environment while keeping your records organized and accessible.

Key Services at Your Fingertips

With just a few clicks at https://www.montanacu.com/, you can access a range of essential services. Want to check your balance or transfer funds? Our user-friendly interface makes it easy to stay on top of your finances. If you're looking for quick and secure ways to send money to friends or family, our person-to-person transfer feature has got you covered.

Stay Connected with Our Mobile App

For those always on the go, our mobile application provides all the functionalities you need in the palm of your hand. Whether it's checking balances or making payments, you'll have everything you need right there with you. At Montana, we're committed to providing you with accessible and efficient banking solutions that simplify your financial life. Join us today and experience the benefits of modern banking!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 50,667, reflecting a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments) at $421,347, we are well-positioned to meet your needs today and tomorrow. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Montana is your trusted partner. Visit us at 901 8Th Ave S Great Falls Mt 59405 or call (406) 454-4600 to learn more about how we can help you achieve your financial goals.

Investing Back into Your Community

With $38,269,747 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $4,846 in used auto loans and $232,193,850 in total loans and leases, we're here to support your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $35,369,275 in share certificates and $41,407,394 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $813,079, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 74 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $38,276,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.54% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,821,962 in used vehicle loans and $70,118,028 in new vehicle loans already helping members get on the road. Whether you want to finance a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make it easier for you to drive home your choice.

Business Loans

For business owners, our outstanding commercial loans totaling $31,374 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to supporting local entrepreneurs through tailored financial solutions. If you're considering refinancing any of your existing loans or would like more information about eligibility options, please visit our website or contact us directly for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Montana, we're more than just a lender; we're your partner in achieving financial success. Explore our loan products today and see how we can help you take the next step!

Credit Lines

For those who prefer having quick access to funds when needed, our total credit lines amounting to $34,302,868 provide peace of mind and flexibility. You can borrow as much as you need up to your approved limit, making it easier to handle unexpected expenses without stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,844,803, make buying or refinancing simple. We are dedicated to guiding you through the process, whether you're a first-time buyer or looking to refinance your current mortgage for better terms.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,713,643 in loans helping members manage their finances effectively. These cards come with rewards and can be an excellent way to build your credit while enjoying the convenience of cashless transactions.

Loan Aggregator

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MONTANA FEDERAL CREDIT UNION - Great Falls, MT

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