Great Falls MT Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Montana, your trusted partner for financial well-being since 1940. Located at 540 Smelter Ave NE, Great Falls, MT 59404, we take pride in serving our community with dedication and integrity. With a total membership of over 25,040 individuals, we understand the importance of building strong relationships and providing exceptional service tailored to your unique needs. At Montana, we believe that financial success is achievable for everyone. Our members enjoy access to an impressive array of services including personal banking, auto loans, mortgage financing, credit cards with rewards, and more. With total assets amounting to $331,736,772 and deposits totaling $21,031,463, you can trust us to manage your finances securely and effectively. While members can visit us at our branch address, official correspondence should be sent to our mailing address at PO Box 5027, Great Falls, MT 59403. We strive to make banking easier for you with convenient options like online and mobile banking as well as ATM services available right when you need them. Under the leadership of CEO John Hageman and Board President Paul Dockter, our team of 74 dedicated employees is committed to fostering a culture of support and service excellence. We also have robust financial standing with a net worth of $38,276,002 and ample cash reserves of $4,703,146 ready to assist our members. Whether you're looking to open a new account or simply have questions about our offerings, we invite you to reach out! Call us at 406-455-9300 or visit our website at montanacu.com for more information. Join us today and experience the difference that comes from being part of the Montana family!

Branch History & Mission

Welcome to Montana, where we have proudly served our community since 1940. Our journey began with a simple mission: to provide financial services that empower individuals and families in Great Falls, MT, and beyond. Over the years, Montana has grown from its humble beginnings into a robust credit union with a total membership of over 25,000 members and total assets reaching an impressive $331,736,772. Located at 540 Smelter Ave NE, Great Falls, MT 59404, our branch is easily accessible and just a stone's throw away from local landmarks that make this city unique. While members can visit us at this address for all their banking needs, official correspondence should be sent to PO Box 5027, Great Falls, MT 59403. Our mission goes beyond just providing financial products; it is about enriching lives and strengthening our community. At Montana, we believe in giving back. We engage in various outreach programs and partnerships that support local initiatives, ensuring that we are not just a bank but a part of the fabric of our community. As we have evolved through the decades, we have embraced modern advancements to better serve our members. Today, we offer digital banking options like online banking and mobile payments alongside traditional services. Our branch features an ATM for convenient access to cash and drive-thru banking for those on the go. We strive to ensure all our services are ADA compliant so that everyone can benefit from what we offer. Montana stands out not only for its commitment to exceptional service but also for the strong relationships we build with our members. Each member is valued as part of the Montana family, and their financial well-being is at the heart of everything we do. We invite you to join us on this journey. Experience the benefits of being a member at Montana where your financial future meets community spirit. For more information or to become a member today, give us a call at 406-455-9300 or visit us online at montanacu.com. Let's build a brighter future together!

Branch Location & Accessibility

Contact Us

If you have any questions or would like more information about how we can support your financial journey, feel free to give us a call at (406) 455-9300. We invite you to visit us at 540 Smelter Ave Ne Great Falls Mt 59404 or reach out online at http://www.montanacu.com. Your financial well-being is important to us, and we look forward to welcoming you soon!

Nearby Landmarks and Accessibility

Situated near notable landmarks, such as the bustling Great Falls community center, our location is easily reachable. We understand that accessibility is crucial for all our members, which is why our branch features ADA-compliant ramps and spacious parking options. So whether you arrive on foot or by car, we have you covered.

Operating Hours and Services

We're here to serve you during our convenient lobby hours from 7:30 AM to 6:00 PM, Monday through Friday. If you're in a hurry, take advantage of our drive-thru banking service for quick deposits and withdrawals without leaving your vehicle. Plus, with ATM availability on-site, you can easily access cash whenever you need it. At Montana, we offer a wide array of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. And if you're looking for more personalized banking solutions like mortgage loans or business financing, our knowledgeable team is here to assist.

Member Eligibility

At Montana, we believe that everyone deserves a chance to thrive in their financial journey, and becoming a member is your first step into a community that truly cares. Whether you're looking for personal banking, loans, or simply a place to manage your money, we welcome you with open arms. To join us at our location in 540 Smelter Ave Ne Great Falls Mt 59404, you'll need to meet some simple eligibility criteria. Generally, membership is available to individuals who live, work, worship, or attend school in our local area. It's all about connecting with our community! For more specific details about eligibility requirements, feel free to visit our page at https://www.montanacu.com/join-in/become-a-member.html. Joining is easy! Once you determine that you're eligible, the next step is opening an account. We strive to make this process straightforward and convenient for you. If you have any questions or would like assistance along the way, don't hesitate to give us a call at (406) 455-9300. We're excited to help you become part of the Montana family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. Imagine having the financial backing to expand your operations or invest in new equipment without breaking the bank. Our loans make it possible.

Merchant Services That Work for You

Running a business means managing day-to-day transactions smoothly. That's where our merchant services come into play. With easy-to-use payment solutions, you can accept payments from customers quickly and securely, whether in-store or online. This convenience not only enhances customer satisfaction but also helps you manage cash flow more effectively.

Supporting the Business Community

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $31,374, we continue to drive economic growth by financing new and expanding businesses. Located at 540 Smelter Ave Ne Great Falls Mt 59404 in Great Falls, MT, we invite you to visit us or call us at (406) 455-9300 to discuss how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, Montana has tailored solutions just for you. Our business banking services include merchant services that allow you to accept payments easily and business loans designed to fuel your growth. We understand the unique challenges businesses face, and we're here to help you thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With our mobile application, managing your accounts is just a tap away check balances, transfer funds, and even make person-to-person payments effortlessly. Our online banking platform allows you to access your accounts anytime, anywhere. Need cash on the go? Our ATM services enable easy cash withdrawals and balance checks at your convenience. For quick transactions like deposits or withdrawals, take advantage of our basic drive-thru banking service.

Engaging with Us

At Montana, we believe in making banking as accessible as possible for everyone in the community. With our friendly staff ready to assist you during operating hours from 7:30 AM to 6:00 PM, Monday through Friday, we're always here when you need us. Feel free to reach out via phone at (406) 455-9300 if you have questions about any of our services or if you'd like assistance setting up an account. We're excited to support you on your financial journey! Experience the difference at Montana today! Visit us at 540 Smelter Ave Ne Great Falls Mt 59404 or check out more information on our website: North Office. Your financial success starts here!

Personal Banking Services

Our personal banking services are designed to simplify your financial life. You can open a checking or savings account that fits your lifestyle and goals. If you're considering purchasing a new car, our auto loans and vehicle financing options make it easy to drive away in the vehicle you want. Homeownership is also within reach with our mortgage loans and refinancing options, allowing you to invest in your dream home without stress. For those who need quick cash solutions, we offer personal loans and debt consolidation services to help you regain control over your finances. Plus, enjoy the benefits of our credit cards with rewards that can help you earn while you spend.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform provides an array of user-friendly features. Enjoy the peace of mind that comes with electronic signature authorization, allowing you to sign documents securely without the hassle of printing or mailing. Plus, with e-statements available, you can keep track of your transactions while reducing paper clutter. For those who are always on the move, our mobile application is a game changer. It not only supports mobile payments but also allows for person-to-person transfers, making it easy to send money to friends and family instantly. Whether you're grabbing coffee or out shopping, managing your finances is just a tap away.

Security and Accessibility

Security is our top priority. We use robust encryption methods to keep your information safe while you bank online. You can rest easy knowing that your data is protected every time you log in. With these digital services at Montana, you have the tools you need for real-time account management right at your fingertips. Experience convenience, security, and accessibility all in one place with our comprehensive online banking solutions. Visit us today at https://www.montanacu.com/ and discover how we make banking easier for you!

Financial Strength

A Trusted Partner for Your Finances

Net Shares (Funds available for lending and investments): $421,347. Total Share Accounts: 50,667, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Montana is your trusted partner. Visit us at 540 Smelter Ave Ne Great Falls Mt 59404 or call (406) 455-9300 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $35,369,275 in share certificates and $41,407,394 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $813,079 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 74 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $38,269,747 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have also provided $4,846 in used auto loans and have a total of $232,193,850 in loans and leases available, supporting our members' financial goals across various sectors.

Strong Financial Foundation

With a net worth of $38,276,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.54% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,821,962 in used vehicle loans and $70,118,028 in new vehicle loans already helping members get on the road. We provide flexible financing options whether you're considering a new or used vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $31,374 provide the capital needed to grow and expand. Whether you need funding for equipment or operational costs, we are here to support your business objectives. At Montana, we strive to make borrowing straightforward and accessible. If you're interested in refinancing options or want to learn more about eligibility requirements, don't hesitate to contact us at (406) 455-9300 or visit us at our branch located at 540 Smelter Ave Ne Great Falls Mt 59404 in Great Falls, MT. We look forward to helping you achieve your financial dreams!

Credit Lines and Personal Loans

For those looking for more flexibility, our total credit lines amount to $34,302,868, giving you access to funds when you need them most. Additionally, we offer unsecured credit card loans with a total of $3,713,643 available, which can help you manage your finances effectively.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,844,803, make buying or refinancing simple. We are here to guide you through every step of the process to ensure you find a solution that fits your budget.

Loan Aggregator

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MONTANA FEDERAL CREDIT UNION - Great Falls, MT

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