Montana Credit Union Great Falls MT | Best Auto Loans & Business Banking

Introduction

Welcome to Montana at the 14th Street Office, where your financial journey matters to us. Located at 15 14Th St S, Great Falls, MT 59401, we take pride in being a trusted partner for our members since 1940. With over 25,000 members and assets totaling an impressive $331,736,772, we are committed to providing you with personalized service and a wide range of financial solutions tailored to your needs. At Montana, our mission is to support our community by offering services that include checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. We understand the importance of financial stability and growth, which is why our dedicated team works hard to ensure that you have access to the resources you need. Our CEO, John Hageman, alongside Board President Paul Dockter, leads a team of 74 employees who are ready to assist you in achieving your financial goals. Whether you're looking for a new vehicle loan or want to consolidate existing debt, we've got you covered with competitive rates and flexible options. With total deposits reaching $21,031,463 and cash in hand amounting to $4,703,146, we ensure that your funds are safe and accessible whenever you need them. While members can visit us at our branch location for all banking needs, please note that official correspondence should be sent to our mailing address: PO Box 5027, Great Falls, MT 59403. We invite you to explore how Montana can enhance your financial well-being. Visit us online at Montana Credit Union or give us a call at 406-727-2210. Let's work together towards a prosperous future!

Branch History & Mission

Commitment to Accessibility

In addition to traditional banking methods, we embrace modern conveniences that cater to today's fast-paced lifestyle. Our online and mobile banking platforms enable members to manage their finances anytime, anywhere. Whether it's through easy account access or mobile payments, we ensure that you have the tools needed for effective money management. For those who prefer face-to-face interactions, our drive-thru service and lobby hours Monday through Friday from 7:30 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM are designed for your convenience. We also provide ATM services for quick withdrawals and balance checks whenever you need them.

Join Us Today

As we continue on this journey together, we invite you to become part of the Montana family. Experience firsthand how we're dedicated not only to your financial success but also to making Great Falls an even better place to live. For any inquiries or assistance, feel free to reach out at 406-727-2210 or visit us at montanacu.com. Together, let's build a brighter future!

Mission Statement

At Montana Credit Union, our mission is simple yet profound: we aim to empower our members through personalized financial solutions while actively supporting and enriching the communities we serve. We believe that everyone deserves access to quality banking services, which is why we offer a range of options including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We understand that building a strong community requires more than just financial support; it demands genuine involvement and outreach. Our team consistently engages in local initiatives and partnerships designed to uplift those around us. From sponsoring local events to offering educational resources about financial literacy, we strive to make a positive impact on the lives of our members.

Branch Location & Accessibility

Welcome to the Montana Credit Union's 14th Street Office, conveniently located at 15 14th St S in Great Falls, MT. Our branch is nestled in the heart of Cascade County, making it easy for you to access all your banking needs. Whether you're visiting us for personal banking or looking to explore our loan options, we're here to help you every step of the way. Our branch is near several local landmarks, including the scenic River's Edge Trail and just a short drive from the bustling downtown area. This prime location ensures that you're never far from your financial solutions. Parking is ample and accessible, with features designed to accommodate everyone. We understand that your time is valuable. That's why our lobby is open from 7:30 AM to 6:00 PM on weekdays and our drive-thru operates on Saturdays from 9:00 AM to 1:00 PM. We offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards all tailored to meet your needs. For those who prefer quick transactions, we also have an ATM on-site and a drive-thru for basic banking services like deposits and withdrawals. Our branch is fully ADA compliant, ensuring accessibility for all members of the community. While members can visit us at 15 14th St S, official correspondence should be sent to our mailing address at PO Box 5027, Great Falls, MT 59403. Feel free to call us at 406-727-2210 if you have any questions or need assistance. We look forward to welcoming you to Montana Credit Union!

Member Eligibility

Becoming a member of Montana is like joining a family that's dedicated to your financial well-being. If you live, work, or worship in the Great Falls area, or even have a family member who does, you're already on the right path to membership! Our community-focused approach means we prioritize people over profits, offering you a range of benefits like lower loan rates and higher savings returns. To get started, simply check out the eligibility details at https://www.montanacu.com/join-in/become-a-member.html, where you'll find everything you need to know about joining us. Plus, if you have any questions or want to take the next step, don't hesitate to call us at (406) 727-2210. We're excited to welcome you to Montana located at 15 14Th St S Great Falls Mt 59401, where your financial journey can thrive!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $31,374, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing to take on that new project or expand your services. Our tailored loans can provide just that.

Merchant Services That Make Transactions Easy

In addition to loans, we offer practical merchant services that simplify how you manage payments. Picture this: a busy Friday afternoon at your shop, and your customers can easily make purchases through fast and secure payment options. This convenience not only enhances customer satisfaction but also boosts your sales. Whether you're located right here at 15 14Th St S Great Falls Mt 59401, Great Falls, MT, or beyond, we are ready to partner with you to ensure your business has the resources it needs to succeed. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Accessibility & Support

We believe that banking should be accessible for everyone. That's why we provide basic drive-thru services for quick transactions such as deposits and withdrawals. For those who prefer self-service, our ATMs are readily available for your convenience. Whether you need assistance or have questions about our services, feel free to contact us at (406) 727-2210 or visit us at our branch located at 15 14Th St S Great Falls Mt 59401 in Great Falls. Our friendly staff is always ready to help you find the right financial solutions. At Montana, we pride ourselves on being more than just a credit union; we're a community partner dedicated to helping you achieve your financial goals. Explore all that we have to offer today!

Business Banking Services

If you're a business owner, you know how crucial it is to have reliable financial support. Our business banking services, including merchant services and business loans, are designed to help you thrive. We work alongside local businesses to ensure they have the necessary resources to grow.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why at Montana, we offer robust online and mobile banking platforms that let you manage your finances anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, along with secure methods for transferring money through person-to-person payments, handling your finances has never been easier.

Personal Banking Solutions

Navigating personal finance can be challenging, but with our various checking and savings accounts, you can easily manage your day-to-day expenses and save for the future. If you're in the market for a new vehicle, consider our auto loans and vehicle financing options which offer competitive rates and flexible terms. For larger investments like purchasing a home, we provide mortgage loans and refinancing solutions tailored to fit your budget. When life throws unexpected expenses your way, our personal loans and debt consolidation services are here to help you regain control. Plus, take advantage of our credit cards with rewards that offer cashback and other perks for your everyday purchases.

Digital & Online Banking

Key Features

Our digital banking services include electronic signature authorization, making it simple and secure to complete transactions without needing to visit a branch. You can also sign up for e-statements, allowing you to view your account statements online while reducing paper clutter. Do you enjoy sending money to friends or family? With our person-to-person transfer feature, sending money is as easy as texting! And if you're out shopping, our mobile payments option lets you make purchases quickly and securely using your smartphone.

Security and Accessibility

We prioritize your security with advanced measures that keep your information safe. You can feel confident knowing that your financial data is protected while you access all these features from home or on the move. At Montana, we strive to provide all members with easy access to their accounts while ensuring a smooth and safe banking experience. Embrace the convenience of digital banking today!

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 50,667, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $421,347. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Montana is your trusted partner. Visit us at 15 14Th St S Great Falls Mt 59401 or call (406) 727-2210 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $35,369,275 in share certificates and $41,407,394 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $813,079 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 74 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $38,269,747 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,846 in used auto loans and $232,193,850 in total loans and leases.

Solid Foundation

With a net worth of $38,276,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.54% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,821,962 in used vehicle loans and $70,118,028 in new vehicle loans already helping members get on the road. Whether you are purchasing a new or used vehicle, our financing options can make it easy for you to hit the road confidently.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,713,643 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to fit your lifestyle while offering competitive rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,844,803, make buying or refinancing simple. We aim to guide you through every step of the mortgage process so that you can focus on making your house a home.

Other Financing Options

In addition to our auto and mortgage offerings, we provide credit lines totaling $34,302,868, which can be a great option for those looking for flexibility in borrowing. Whether it's for unexpected expenses or planned purchases, having access to funds when you need them can help ease financial stress. For business owners, our outstanding commercial loans totaling $31,374 provide the capital needed to grow and expand. We're dedicated to supporting local businesses by offering customized lending solutions that align with your unique objectives. If you're considering refinancing any existing loans, we encourage you to explore eligibility options with us. Our team is available to discuss how refinancing could potentially save you money or improve your financial situation. Feel free to reach out at (406) 727-2210 or visit us at 15 14Th St S Great Falls Mt 59401 in Great Falls, MT, where our friendly staff will assist you with any questions you may have about our loan products and services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards achieving your financial goals starts here at Montana!

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MONTANA FEDERAL CREDIT UNION - Great Falls, MT

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