Monroe Community Credit Union Maybee MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Monroe Community at our Maybee branch, where we're dedicated to making your financial dreams a reality. Established in 1954, we've proudly served our community for decades, earning the trust of over 30,964 members. Our commitment goes beyond numbers; it's about fostering relationships and supporting the financial well-being of our friends and neighbors in Maybee, MI. You can find us conveniently located at 9040 Raisin St, Maybee, MI 48159. If you need to send official correspondence, please direct it to the same address. With total assets exceeding $361,536,496, we're here to provide stability and support for all your banking needs. Our total deposits stand at an impressive $30,200,068, ensuring that your money is safe and secure with us. Under the guidance of our CEO, Kristine Brenner, and Board President, Gary Sievert, we prioritize member satisfaction and community engagement. We're proud to have a team of 80 employees who are ready to assist you with everything from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. At Monroe Community, we believe in empowering our members through sound financial choices. With a robust portfolio featuring over 16,296 loans, including auto loans and credit cards with rewards, we are committed to helping you achieve your financial goals. Whether you're looking for personal loans or business banking services, our experienced staff is here to guide you every step of the way. Ready to take the next step? Visit us at our Maybee branch or call us today at 734-242-3222. We look forward to serving you! For more information on our services or to explore membership options, visit our website at monroecommunitycu.org.

Branch History & Mission

Join Us!

As we look toward the future, we invite you to become part of our journey. Experience the difference that a member-focused credit union can make in your financial life. Join Monroe Community today and take advantage of all the benefits we have to offer! Visit us online at monroecommunitycu.org or check out how you can become a member here. Together, let's build a brighter future for everyone in Maybee!

Our Journey

Monroe Community was established with a vision of empowering individuals and families through accessible banking solutions. Over the years, we've achieved many milestones that reflect our dedication to service and community support. Today, we are proud to offer a range of financial products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our growth is not just about numbers; it's about building lasting relationships within our community. In addition to traditional banking services, we understand the importance of convenience in today's world. That's why we offer ATM availability and drive-thru banking options for our members. Whether you're making deposits or withdrawing cash, we've made it easy for you to access your funds when you need them.

Our Mission

At Monroe Community, our mission is clear: We strive to enhance the financial well-being of our members while fostering a strong sense of community. We believe that when individuals succeed financially, the entire community benefits. Our team is dedicated to providing personalized service and support tailored to each member's unique needs. We actively engage in community outreach efforts and partnerships that aim to uplift those around us. By supporting local events and initiatives, we strengthen the bonds that tie us together as neighbors and friends. While members can visit us at 9040 Raisin St Maybee Mi 48159, official correspondence should be sent to 9040 Raisin St, Maybee, MI 48159 if it differs. For any inquiries or assistance, feel free to reach out at (734) 242-3222 during our operating hours: Monday and Wednesday from 9:00 AM - 4:30 PM, and Friday from 9:00 AM - 5:30 PM.

Branch Location & Accessibility

Contact Us

Have questions or need assistance? Feel free to give us a call at 734-242-3222. We're always ready to assist you with anything you need. While members can visit us at 9040 Raisin St for all their banking needs, official correspondence should be sent to the same address. We invite you to come by and experience the personalized service that Monroe Community offers. We look forward to welcoming you soon!

Operating Hours

We want to make banking as easy as possible for you! Our lobby hours are set for Monday and Wednesday from 9:00 AM to 4:30 PM, and on Fridays from 9:00 AM to 5:30 PM. Please note that we are closed on Tuesdays and Thursdays, allowing our dedicated staff time for training and planning.

Parking and Accessibility

At our Maybee location, parking is readily available, ensuring that your visit is hassle-free. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate all members of our community.

Services Offered

At Monroe Community's Maybee branch, we offer a variety of services tailored to meet your financial needs. Whether you're interested in personal banking options like checking and savings accounts or seeking assistance with auto loans and mortgage refinancing, our team is here to help. For those who prefer quick transactions, we also provide basic drive-thru banking services.

Member Eligibility

At Monroe Community, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you're wondering how to become part of our supportive community, it's simple! Membership is open to anyone who lives, works, worships, or attends school in the Monroe County area. This means that whether you're a long-time resident or just starting your journey here, you can take advantage of all the benefits we offer. Joining us not only gives you access to personalized financial services but also connects you with resources designed to help you achieve your goals. Opening an account at Monroe Community is a breeze! You can find all the details on how to get started by visiting our account opening page. For any questions or to learn more about eligibility criteria, feel free to call us at 734-242-3222 or check out our detailed eligibility information here. We can't wait to welcome you into our community at 9040 Raisin St, Maybee, MI 48159!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $66 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $213 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,847,452, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our loan offerings, we provide robust merchant services tailored for today's busy entrepreneurs. From simple payment processing to advanced point-of-sale systems, we equip your business with the tools necessary to serve customers effectively. By streamlining your transactions, we help you focus on what truly matters: growing your business. Visit us at 9040 Raisin St Maybee Mi 48159 in Maybee, MI, or give us a call at (734) 242-3222 to learn how we can partner with you for success!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash or want to make a quick deposit? Our ATM & Cash Withdrawal Services are available at numerous locations for your convenience. Additionally, our Basic Drive-Thru Banking allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle. At Monroe Community, we're committed to making banking accessible and user-friendly. If you have questions about any of our services or need assistance getting started, don't hesitate to reach out! Call us at (734) 242-3222 or visit us at 9040 Raisin St Maybee Mi 48159 in Maybee, MI. Explore all that we have to offer and let us help you achieve your financial goals today!

Business Banking Solutions

For local entrepreneurs and businesses, we offer comprehensive Business Banking services. Our Merchant Services & Business Loans are designed to help your business thrive, no matter its size. From payment processing solutions to funding opportunities, we're here to support your success.

Credit Cards and Rewards

Shopping and spending can be rewarding with our Credit Cards with Rewards program. Earn points on every purchase which can be redeemed for various rewards, making every dollar count.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've made it easy for you to manage your finances through our robust Online & Mobile Banking platforms. Check balances, transfer funds, and pay bills right from your smartphone or computer. Our members enjoy easy access to their accounts anytime, anywhere because we know life doesn't stop moving!

Personal Banking Services

Managing your day-to-day finances has never been easier with our Personal Banking options. We offer a variety of Checking & Savings Accounts that can fit any lifestyle, whether you're saving for a dream vacation or just need a reliable account for everyday expenses. If you're planning to purchase a new car, consider our Auto Loans & Vehicle Financing; we provide competitive rates that can help you get on the road sooner. For those looking to invest in a home, our Mortgage Loans & Refinancing services are tailored to make the process smooth and straightforward. If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options can provide the relief you need without the stress.

Digital & Online Banking

Key Features

One standout feature is our Electronic Signature Authorization, which allows you to complete transactions quickly and securely without having to visit a branch. Whether you're signing a loan document or authorizing a transfer, it's all done electronically saving you time and hassle. Another great benefit is the option for E-Statements. Say goodbye to paper clutter! With e-statements available, you'll receive your monthly account summaries directly to your email, making it easy to keep track of your finances while being environmentally friendly. If you're always on the move, our Mobile Application is perfect for you. It's packed with features including Mobile Payments, enabling you to make purchases directly from your phone. Plus, with Person-to-Person Transfers, sending money to friends or family is as simple as a few taps on your screen. We prioritize your security. Our platform uses advanced encryption technology to ensure that all transactions are safe and secure. So whether you're checking balances late at night or transferring funds during lunch breaks, you can feel confident knowing your information is protected. In short, Monroe Community's digital and online banking services make it easy for you to stay connected with your finances anytime and anywhere. Experience these benefits today by visiting https://www.monroecommunitycu.org/ and discover how effortless managing your money can be!

Financial Strength

Commitment to Growth

With $34,028,795 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to having $3,332 in used auto loans and $239,656,352 in total loans and leases, supporting your financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 61,174, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $11,657,096 further highlight our commitment to sound financial practices. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Monroe Community is your trusted partner. Visit us at 9040 Raisin St Maybee Mi 48159 or call (734) 242-3222 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $64,765,703 in share certificates and $37,243,383 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $36,302,379, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,004 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $57,572,612 in used vehicle loans and $39,847,594 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your needs, making it easier than ever to drive away with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $15,847,452 provide the capital needed to grow and expand. Whether you're looking for equipment financing or working capital for your operations, we have solutions designed specifically for small businesses. At Monroe Community located at 9040 Raisin St Maybee MI 48159, our team is here to assist you every step of the way. For more information about our loan offerings or eligibility requirements, please give us a call at 734-242-3222. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,830,041, make buying or refinancing simple. We offer various refinancing options to help you lower your monthly payments or access equity from your home.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be a challenge. That's why we offer flexible terms on unsecured credit card loans, with a total of $8,162,268 in loans helping members manage their finances effectively. Our credit cards come with rewards that can help you save even more.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees fair and transparent offers. Each listed loan option is backed by trustworthy financial institutions, making it easy for users to compare their choices confidently.

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