MONMOUTH COUNTY POSTAL EMPLOYEES CREDIT UNION - Red Bank, NJ

Welcome to Monmouth County Postal Employees, your trusted financial partner located at 171 Broad St, Red Bank, NJ 07701. Since our establishment in 1928, we have been dedicated to serving our community with personalized banking solutions tailored to meet the unique needs of our members. With a proud membership base of 1,089, we are committed to fostering financial well-being and building lasting relationships. At Monmouth County Postal Employees, we manage a robust portfolio with total assets reaching an impressive $22,855,016. This strength allows us to provide our members with valuable services like checking and savings accounts, auto loans, personal loans, and business banking solutions. Our total deposits stand at $1,034,091, showcasing the trust our members place in us. Under the leadership of CEO Catherine Costa and Board President Eileen Rubano, we ensure that every member receives exceptional service. Our team of three dedicated employees is always ready to assist you with your financial journey. We believe in transparency and accountability; that's why our net worth sits at $4,557,181. While you can reach out to us directly at 732-219-0009, please note that any official correspondence should be sent to our mailing address: PO Box 518, Red Bank, NJ 7701. We invite you to explore our website at monmouthpostalcu.org for more information about our services and how we can help you achieve your financial goals. Join us today and experience the difference of being part of a credit union that truly cares!

At Monmouth County Postal Employees, we take pride in our rich history and our commitment to serving the community. Founded in 1928, we have been a steadfast presence in Red Bank, NJ, providing financial services tailored to meet the needs of our members. Our branch is conveniently located at 171 Broad St, a stone's throw away from local landmarks that embody the spirit of our vibrant community. Over the decades, we've seen significant growth and transformation. From humble beginnings with a handful of members, we now proudly serve over 1,000 individuals who trust us with their financial needs. Today, our total assets stand at an impressive $22,855,016. This milestone reflects not only our financial stability but also our dedication to delivering quality service and fostering long-lasting relationships with those we serve. Our mission is simple yet powerful: to empower our members through personalized financial solutions while actively supporting our community. We strive to provide essential banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards that cater to the diverse needs of our members. Beyond banking, we are deeply committed to giving back to Red Bank and surrounding areas through various outreach initiatives. While you can visit us at 171 Broad St for all your banking needs from 9:00 AM to 5:00 PM, Monday through Friday, please note that official correspondence should be directed to our mailing address: PO Box 518, Red Bank, NJ 7701. As part of our commitment to accessibility, we are continuously working on improving digital services like online banking and mobile applications. While we currently do not offer ATM or drive-thru services, we are dedicated to ensuring a convenient banking experience through personal interactions at our branch. We believe in creating partnerships within the community and work closely with local organizations to make a positive impact. Our board members and staff are passionate about helping others thrive financially and socially. Join us today at Monmouth County Postal Employees and discover how being part of our credit union can enhance your financial journey. Whether you're looking for reliable banking options or seeking support for your financial goals, we invite you to become a member and experience the benefits firsthand. Together, let's build a brighter future for ourselves and our community!

At Monmouth County Postal Employees, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're looking to become part of our community, eligibility is quite simple! Generally, membership is open to individuals who work for or are retired from the postal service, as well as their family members. This means if you're a current or former employee, or related to one, you can easily join us! To learn more about the specific criteria and see if you qualify, feel free to check out our detailed eligibility information at http://www.monmouthpostalcu.org/member.php . Joining Monmouth County Postal Employees comes with a host of benefits, including access to personalized financial services and community-focused support. The process of opening an account is straightforward just give us a call at (732) 219-0009, and we'll guide you through the steps. We're here Monday to Friday from 9:00 AM to 5:00 PM, ready to assist you in making this exciting move towards better banking. We can't wait to welcome you into our family!

At Monmouth County Postal Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which reflects our commitment to serving you reliably. With a net worth of $4,557,181, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,594,620 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While we have $0 in non-member deposits, this means our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,937,765 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is reflected in our total loans and leases of $3,326,550, which includes $62 in used auto loans supporting your financial goals across various sectors. Even with challenges such as a net income of -$43,441, we remain committed to operational efficiency and continue striving to offer competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares available for lending and investments stand at $444,980. Additionally, with a total of 1,562 share accounts, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Monmouth County Postal Employees is your trusted partner. Visit us at 171 Broad St Red Bank Nj 07701 or call 732-219-0009 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.