Molokai Community Credit Union Kaunakakai HI | Best Auto Loans & ATM Services

Introduction

Welcome to Molokai Community, your trusted financial partner in the heart of Kaunakakai, HI. Located at 135 Puali Place, we have proudly served our community since 1951, fostering a sense of belonging and financial empowerment for our 4,298 members. As a member-focused credit union, our mission is simple: to offer personalized banking solutions that cater to your unique needs. At Molokai Community, we understand that each financial journey is different. That's why we provide a range of services from checking and savings accounts to auto loans and mortgage financing. With total assets of $35,686,338 and deposits amounting to $8,786,951, we're committed to keeping your hard-earned money safe while helping you reach your financial goals. Our dedicated team, led by CEO Carrie-Ann Farris and Board President Rochelle Borden, ensures that we maintain a strong financial foundation while offering exceptional service. Whether you're looking to buy a new car or consolidate debt, we've got you covered with over 4,160 loans available for our members. While you can visit us at our branch for in-person assistance, if you need to send official correspondence, please use our mailing address: P.O. Box 1888, Kaunakakai, HI 96748. We invite you to explore all that Molokai Community has to offer. Feel free to call us at 808-553-5328 or check out our website at molokaicommunityfcu.com for more information on how we can help you thrive financially. Join us today and experience the difference of community-driven banking!

Branch History & Mission

At Molokai Community, we are proud of our rich legacy and commitment to serving our members since 1951. Nestled in the heart of Kaunakakai, HI, at 135 Puali Place, our branch has grown alongside the community it serves. Over the years, we've welcomed thousands of members into our family, currently boasting a total membership of 4,298. With total assets reaching an impressive $35,686,338, we have built a solid foundation for financial growth and support. Our mission is clear: we strive to provide accessible financial services while uplifting the community through education and outreach. We believe that everyone deserves a chance to thrive financially. That's why we offer a range of services tailored to meet your needs whether it's personal banking options like checking and savings accounts or loans for vehicles and homes. In addition to traditional banking services, we've embraced modern technology with online and mobile banking solutions, ensuring that our members can manage their finances conveniently. While visiting us at our main office is always welcomed, official correspondence can also be sent to P.O. Box 1888, Kaunakakai, HI 96748 if needed. Our commitment to service extends beyond just banking; we are deeply rooted in community initiatives. We partner with local organizations and participate in events that support economic growth and sustainability in Molokai. Our drive-thru services may not be available yet, but we focus on creating meaningful connections with every member who walks through our doors. With operating hours from 8:30 am to 4:30 pm Monday through Thursday and until 5:00 pm on Fridays, we ensure that we're here when you need us most. For any inquiries or assistance, feel free to reach out at (808) 553-5328. Join us at Molokai Community and experience how we can help you achieve your financial goals while making a positive impact in our beloved community!

Branch Location & Accessibility

Welcome to the Molokai Community Credit Union, your friendly financial partner located at 135 Puali Place in beautiful Kaunakakai, HI. Nestled in the heart of Maui County, our branch is conveniently situated near local landmarks like the stunning Kaunakakai Harbor and the vibrant shopping areas that make our community special. With a commitment to accessibility, we ensure that everyone can visit us comfortably, featuring ADA-compliant entrances and ample parking space. While you can easily drop by for all your banking needs at our main office, please note that official correspondence should be sent to our mailing address: P.O. Box 1888, Kaunakakai, HI 96748. Our operating hours are designed to fit into your busy schedule. We're open from 8:30 AM to 4:30 PM Monday through Thursday and extend our hours until 5:00 PM on Fridays. Whether you're stopping by for a quick transaction or need assistance with loans or personal banking services, our dedicated team is here to help. At Molokai Community Credit Union, we offer a range of services tailored to meet your needs be it checking and savings accounts, auto loans, mortgages, or credit cards with rewards. While we currently do not have ATM services or drive-thru banking available, our friendly staff is always ready to assist you inside the branch. If you have any questions or would like more information about how we can serve you better, feel free to give us a call at 808-553-5328. We invite you to visit us soon and experience the warmth of our community-focused banking!

Member Eligibility

At Molokai Community, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in our beautiful area, you're likely eligible to join us. We love serving our local community and providing access to financial services that truly make a difference in people's lives. You can learn more about the specific eligibility criteria by visiting our website at . Joining Molokai Community opens the door to various benefits, including personal banking options, auto loans, and much more. The process of opening your account is straightforward just give us a call at (808) 553-5328 or stop by our branch located at 135 Puali Place Kaunakakai Hi 96748 during our operating hours. We're here to help you every step of the way as you take this important step towards financial empowerment!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that make transactions easy for your customers. Imagine being able to accept payments quickly and securely, whether in-store or online. Our solutions help streamline operations so you can focus on what you do best growing your business. Visit us at 135 Puali Place Kaunakakai Hi 96748 in Kaunakakai, HI, or give us a call at (808) 553-5328 to learn more about how our business banking services can elevate your company today!

Comprehensive List Of Services

Accessibility

While we currently do not have ATM services at our branch located at 135 Puali Place Kaunakakai Hi 96748, we are committed to making banking as accessible as possible for all our members. Our friendly staff is always available during operating hours Monday through Thursday from 8:30 AM to 4:30 PM, and Friday from 9:00 AM to 5:00 PM to assist you with any questions or transactions. At Molokai Community, we believe that financial well-being should be within everyone's reach. We invite you to visit us or contact us at (808) 553-5328 for more information about how our services can benefit you. Join us today and let us be part of your financial success!

Business Solutions

For entrepreneurs and small business owners in the community, we offer comprehensive business banking services, including merchant services and business loans. We're dedicated to supporting local businesses with the tools they need to thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our online and mobile banking platforms, managing your finances has never been easier. Check balances, transfer funds, and pay bills from the comfort of your home or on the go our digital features ensure that you have access to your accounts anytime you need it.

Loans Made Easy

Life can be unpredictable, and sometimes you need a little extra support. Our personal loans and debt consolidation services provide flexible solutions when you need them most. If you're looking to make everyday purchases or plan for special occasions, consider our credit cards with rewards, which offer cash back on your spending while also helping you build credit.

Personal Banking

We understand that personal banking is at the heart of your financial journey. That's why we offer checking and savings accounts tailored to fit your lifestyle. For those planning a new vehicle purchase or simply looking for competitive rates, our auto loans and vehicle financing options are ideal. Plus, if you're dreaming of owning a home or refinancing your current mortgage, our mortgage loans and refinancing services can guide you through the process smoothly.

Digital & Online Banking

Key Features

For those who prefer going paperless, we provide e-statements, allowing you to view and download your account statements securely online. This not only helps the environment but also makes it easier for you to keep track of your finances without clutter. While electronic signature authorization is not currently available, our mobile application offers a straightforward way to access your accounts. It brings everything right to your fingertips, ensuring that whether you're checking transactions or making payments, you're never more than a tap away from managing your money. If you're looking to send money quickly to friends or family, please note that person-to-person transfers are not an option at this time. However, our mobile payments feature is also unavailable for now; we're committed to enhancing our services in the future. With the convenience of digital banking from Molokai Community, you can enjoy peace of mind knowing that your financial information is protected with robust security measures. Our easy-to-use platform empowers you with real-time account management capabilities so you can make informed decisions about your finances at any time. Explore all these features and more by visiting us at https://www.molokaicommunityfcu.com/ today!

Financial Strength

Commitment to Our Members

Unlike traditional banks, we prioritize our members. While we currently have no non-member deposits at $0, this allows us to concentrate our resources on delivering better loan rates and exclusive perks tailored for you. With $5,024,216 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.

Dedicated Team of Professionals

We also take pride in having 8 full-time employees and 3 part-time employees who are committed to serving you with expertise and care. Together, they ensure that you receive personalized attention whenever you need assistance.

Growing Membership Base

Total Share Accounts stand at 8,502, showcasing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide reliable financial services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Molokai Community is your trusted partner. Visit us at 135 Puali Place Kaunakakai Hi 96748 or call (808) 553-5328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $740,256 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently do not hold any money market shares, our focus remains on maximizing your benefits.

Solid Financial Foundations

With a net worth of $6,006,626, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,674 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports your financial goals across various sectors, with $1,407 in used auto loans and $17,104,324 in total loans and leases available for your needs. Our operational efficiency is highlighted by our $782,182, which enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,853,438 in used vehicle loans and $1,392,420 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that can fit your budget and lifestyle.

Credit Lines

If you're looking for additional flexibility in managing your finances, consider our total credit lines available at $1,100,000. This option can provide you with easy access to funds whenever you need them without the hassle of traditional loan applications.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $668,802, allowing you to invest in your future with confidence. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing your existing loans for better rates or terms, we can assist you in exploring eligibility options tailored just for you. Our goal is to ensure that you find the best financial solutions available. For more details about our loan products or if you have any questions, feel free to reach out at (808) 553-5328 or visit us at 135 Puali Place Kaunakakai Hi 96748. We're here to help you take the next step toward achieving your financial dreams! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently we have no outstanding unsecured credit card loans, our services are designed to help members manage their finances effectively when they do need access to credit.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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