Molokai Community Credit Union Hoolehua HI | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Molokai Community, your trusted partner in financial services located at 69L Puupeelua Ave, Hoolehua, HI 96729. Established in 1951, we have proudly served our community for over seven decades, building a strong foundation of trust and reliability among our 4,298 members. As a member-focused credit union, we offer a range of services tailored to meet the needs of individuals and families alike. At Molokai Community, our total assets stand at an impressive $35,686,338, reflecting our commitment to providing sound financial solutions. With $8,786,951 in deposits and a robust loan portfolio consisting of 4,160 loans and leases, we are well-equipped to support your financial journey. Our net worth of $6,006,626 showcases our stability and dedication to serving you better every day. Our team is led by CEO Carrie-Ann Farris and Board President Rochelle Borden, who embody our mission of community service and engagement. Together with our dedicated staff of 11 employees, we work tirelessly to ensure that you receive personalized service that meets your unique needs. While members can visit us at the branch for all their banking needs, please note that we do not have a separate mailing address; you can reach us directly at our branch location. For any inquiries or assistance, feel free to call us at 808-567-6107 during our operating hours from 8:00 AM to 2:00 PM on weekdays. Join us today and experience firsthand how Molokai Community is dedicated to empowering our members through exceptional financial products and services. Visit us online at molokaicommunityfcu.com or stop by the branch we're here for you!

Branch History & Mission

The Molokai Community has been a cornerstone of financial support and community connection in Hoolehua, HI, since its founding in 1951. With a rich history spanning over seven decades, this credit union has continually evolved to meet the needs of its members, building a legacy rooted in trust and service. Located at 69L Puupeelua Ave, Hoolehua, HI 96729, our branch is conveniently positioned to serve our local community. As part of our commitment to accessibility, we offer a variety of services tailored to support personal and business banking needs, including checking and savings accounts, auto loans, mortgages, and more. While we do not have an ATM or drive-thru service at this location, our dedicated team is here to assist you during our operating hours from 8:00 AM to 2:00 PM, Monday through Friday. At the heart of Molokai Community lies our mission: to provide quality financial services that empower our members while fostering a spirit of community support. With a total membership of 4,298 and assets exceeding $35 million, we are proud to be a member-focused organization that prioritizes the financial well-being of each individual we serve. We believe that by helping our members achieve their goals whether through loans for a new vehicle or resources for small businesses we contribute positively to the overall health of the community. Over the years, we have embraced advancements in technology while ensuring that our services remain accessible and user-friendly. Our online banking platform allows members to manage their finances conveniently from anywhere. Furthermore, we are committed to ADA compliance to ensure all individuals can access our facilities and services with ease. Community outreach is also vital to our mission. We actively partner with local organizations and participate in events that enrich the lives of those in Hoolehua and beyond. Our goal is not just to be a financial institution but also a supportive neighbor that contributes positively to community life. As we continue on this journey together, we invite you to become part of the Molokai Community family. Experience firsthand how we can help you achieve your financial dreams while supporting one another as neighbors and friends. For more information or assistance, please contact us at (808) 567-6107 or visit us online at molokaicommunityfcu.com. Join us today and let's build a brighter future together!

Branch Location & Accessibility

Convenient Location

Our branch is conveniently situated near local landmarks, making it an easily accessible stop for residents and visitors alike. With ample parking available right outside, you can enjoy hassle-free access to our services. We understand the importance of accessibility; our facilities are designed to be welcoming for everyone, including those with mobility challenges.

Operating Hours

At Molokai Community, we value your time. Our lobby hours run from 8:00 am to 2:00 pm on weekdays, ensuring that you have plenty of opportunities to visit us when it suits your schedule. If you have any questions or need assistance outside of these hours, feel free to give us a call at 808-567-6107.

Services Offered

While you're here, take advantage of the variety of services we offer. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got your financial needs covered. Our dedicated team is ready to help you navigate through everything from personal loans to business banking services. Although we don't currently offer ATM access or drive-thru banking at this location, our staff is always available during operating hours to assist you with any transactions or inquiries you may have.

Visit Us Today!

We invite you to visit us at the Molokai Community branch in Hoolehua! Experience the friendly atmosphere and find out how we can help you achieve your financial goals. For more information about our services or to speak with one of our team members, don't hesitate to reach out via phone or stop by during our lobby hours. We look forward to serving you!

Member Eligibility

Becoming a member of Molokai Community means joining a warm and welcoming community where your financial well-being is our top priority. To qualify for membership, you need to meet certain eligibility criteria that are designed to ensure our members have a shared connection with the community we serve. Generally, those who live, work, worship, or attend school in the areas we cover can apply. If you're unsure about your eligibility, you can find more details by visiting this page. Opening an account at Molokai Community is straightforward and inviting. You can reach out to us at (808) 567-6107 for any questions or assistance during the application process. We're here to help you every step of the way! Your journey towards becoming part of our family starts at our branch located at 69L Puupeelua Ave Hoolehua Hi 96729, where we look forward to supporting your financial goals.

Business Banking & Commercial Services

At Molokai Community, we understand that every business journey is unique. Whether you're a startup or an established company, we are here to support your growth with tailored financial solutions. Our commercial loan options empower you to invest in new equipment, expand your operations, or manage cash flow effectively. Imagine needing funds to launch a new product line or upgrade your facilities. With our help, you can secure the financing necessary to turn those plans into reality. We prioritize your success and provide dedicated service every step of the way. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services streamline payment processing so you can focus on what matters most running your business. From point-of-sale systems to online payment solutions, we have tools that help simplify transactions and enhance customer experiences. Visit us at 69L Puupeelua Ave Hoolehua Hi 96729 in Hoolehua, HI, or call us at (808) 567-6107 to explore how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new vehicle, our auto loans offer competitive rates and flexible terms. We understand that buying a car is a significant decision, so we work closely with you to find a financing option that fits your budget. Whether it's a new car or refinancing an existing loan, our team is ready to assist.

Business Banking

For our entrepreneurial members, we offer business banking solutions including merchant services and business loans. We're committed to supporting local businesses by providing the financial tools they need to thrive in today's competitive market.

Credit Cards with Rewards

Our credit cards come with rewards programs that give you something back for every dollar spent. Whether it's cashback on everyday purchases or points toward travel, these cards add value to your spending habits while helping you build credit responsibly.

Mortgage Loans & Refinancing

Dreaming of owning a home? Our mortgage loans can help turn that dream into reality. We offer various mortgage options designed for first-time buyers as well as those looking to refinance their existing loans. With personalized support throughout the process, we ensure you feel confident every step of the way.

Online & Mobile Banking

We know convenience matters. That's why our online and mobile banking platforms are designed for ease of use. You can perform transactions, check account statements, and manage your finances without stepping foot into the branch perfect for busy lifestyles. At Molokai Community, we strive to be more than just a financial institution; we want to be your trusted partner in achieving your financial goals. For any questions about our services or how we can assist you further, don't hesitate to reach out at (808) 567-6107. We're here for you! Explore all that we have to offer by visiting us at Fhh Branch, Molokai Community Fcu - Dr. Your journey towards financial wellness starts here!

Personal Banking

Whether you are looking to open a checking or savings account, we have options that suit your lifestyle. Our personal banking services make it simple for you to manage your money. Imagine having easy access to your funds through online and mobile banking, allowing you to check balances, transfer money, and pay bills from anywhere. This means you can spend less time worrying about finances and more time enjoying life.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we provide personal loans that can help cover emergencies or larger purchases. If you're feeling overwhelmed by debt, consider our debt consolidation options that can simplify your payments into one manageable monthly bill.

Digital & Online Banking

Accessible Online Banking

Our online banking platform is designed with you in mind. With 24/7 access, you can check your account balance, transfer funds, and pay bills whenever it suits you. Just visit us at https://www.molokaicommunityfcu.com/ to get started on managing your finances more effectively.

E-Statements and Security

Gone are the days of paper clutter! We offer e-statements that allow you to view your financial information securely online. This not only helps you stay organized but also protects your sensitive data with our robust security measures. Plus, since we do not use electronic signature authorization, you can enjoy peace of mind knowing that your transactions remain secure.

Mobile Application

Stay connected on the go with our mobile application. Whether you're checking your balance or reviewing recent transactions, our app makes banking easy from the palm of your hand. And while mobile payments aren't available just yet, our commitment to enhancing your banking experience is always a priority.

Real-Time Transfers

Need to send money quickly? While person-to-person transfers aren't currently offered, you can still manage all your other banking needs efficiently through our services. At Molokai Community, we're dedicated to making banking easy and accessible for everyone. With a focus on user-friendly features and real-time account management, we strive to enhance your financial journey every step of the way. Join us today and experience the convenience of digital banking!

Financial Strength

Commitment to Growth

With $5,024,216 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth ensures that your financial journey with us is smooth and rewarding. We also support our members' dreams with $1,407 in used auto loans and $17,104,324 in total loans and leases. Whether you're buying a new car or financing other needs, our lending capacity is designed to help you achieve your goals.

Dedicated Team

We take pride in having 8 full-time employees and 3 part-time employees who are dedicated to serving you. Our knowledgeable team is always ready to assist you with your banking needs.

Growing Member Base

With 8,502 total share accounts, it's clear that more people trust us with their finances every day. This growing member base strengthens our community ties and enhances the services we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Molokai Community is your trusted partner. Visit us at 69L Puupeelua Ave Hoolehua Hi 96729 or call (808) 567-6107 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $740,256 in share certificates, offering stable and rewarding financial growth opportunities. While we have no money market shares available currently, we remain focused on safeguarding your investments. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $782,182 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. The more efficiently we operate, the more value we can provide to you.

Strong Financial Health

With a net worth of $6,006,626, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation helps us support our community effectively. Our net worth ratio of $1,674 demonstrates that we have a strong capital base. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We are here for you when it matters most.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,853,438 in used vehicle loans and $1,392,420 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our competitive rates and flexible terms can fit your budget.

Credit Lines and Personal Loans

For those who need flexibility in their finances, we offer credit lines totaling $1,100,000. This option allows members to draw funds as needed while only paying interest on what they use. Additionally, our personal loans can assist with debt consolidation or other expenses that may arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $668,802, making it easier than ever to secure the home you've always wanted. Our team is here to guide you through the process and help you find the right mortgage solution.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, although currently we do not have any outstanding amounts in this category. This option is designed to help you manage your day-to-day finances effectively. If you're considering refinancing options or want more information about eligibility requirements for any of our loan products, don't hesitate to reach out. Our team at Molokai Community is dedicated to providing personalized service and support throughout your financial journey. For inquiries or assistance, please contact us at 808-567-6107 or visit us at our branch located at 69L Puupeelua Ave, Hoolehua HI 96729. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore your options with Molokai Community today and take the first step toward achieving your financial goals!

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