Moline Municipal Credit Union IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Moline Municipal Credit Union, where your financial well-being is our top priority. Located at 1618 15th St, Moline, IL 61265, we have been serving our community since 1936. With a proud history of commitment to our members, we currently support over 3,000 individuals and families with their banking needs. At Moline Municipal, we understand that trust is built through transparency. Our assets total an impressive $52,335,904, reflecting our stability and dedication to providing you with safe and secure financial services. Whether you are looking for a personal loan or a reliable savings account, our total deposits amount to $5,613,166, showcasing the confidence our members have in us. Led by our experienced CEO, Connie Adkison, and Board President Brian Vyncke, we strive to create a welcoming environment for everyone who walks through our doors. Our dedicated team of 9 employees is here to assist you during our lobby hours Monday through Thursday from 8:00 AM to 5:00 PM and Friday until 5:30 PM. While members can visit us at our branch location, official correspondence should be sent to the same address for convenience. We encourage you to explore our range of services, from auto loans and mortgage options to online banking solutions that make managing your finances easier than ever. Join us in making a positive impact in the community. Visit us online at molinecu.org or call us at 309-797-2185 to learn more about how we can help you achieve your financial goals. Your journey toward better financial health starts here!

Branch History & Mission

Commitment to Accessibility

As part of our mission to serve all members effectively, we ensure that our branch is ADA compliant and equipped with modern conveniences such as online banking, mobile payments, and e-statements. While we currently do not offer drive-thru banking services, we do provide ATM access for quick cash withdrawals and balance checks. Our operating hours are designed with your convenience in mind: Monday through Thursday from 8:00 AM to 5:00 PM and Friday until 5:30 PM. While members can visit us at 1618 15th St for their banking needs, official correspondence should be sent to the same address or you can reach us by phone at (309) 797-2185.

Join Us

As we look toward the future, we invite you to be part of our journey. Experience firsthand the benefits of membership at Moline Municipal Credit Union where your financial health is our priority. Visit us online at molinecu.org or stop by our branch today! Together, let's build a stronger community for everyone.

Our Mission

At Moline Municipal Credit Union, our mission is simple yet profound: to enhance the financial well-being of our members and contribute positively to the Moline community. We believe in fostering relationships based on trust and transparency. This means offering competitive rates and personalized service that truly makes a difference in people's lives. We pride ourselves on being community-focused. This commitment extends beyond just banking; we actively participate in local events and initiatives that uplift and support those around us. We partner with local organizations to provide educational resources and outreach programs aimed at improving financial literacy within the community.

Branch Location & Accessibility

Welcome to Moline Municipal Credit Union, your friendly neighborhood financial partner located at 1618 15th St, Moline, IL 61265. Our branch is easily accessible and conveniently situated near local landmarks, making it a breeze for you to visit us. Whether you're on your way home or stopping by during your lunch break, we're here to help with all your banking needs. While members can visit us at our branch address, official correspondence should be sent to 1618 15th St, Moline, IL 61265-3982. We prioritize accessibility for all our members, ensuring that our location meets ADA compliance standards with features like ramps and spacious parking. At Moline Municipal, we understand that your time is valuable. That's why we offer flexible operating hours: Monday through Thursday from 8:00 AM to 5:00 PM and Friday until 5:30 PM. We are closed on weekends to give our team some well-deserved rest. If you have any questions or need assistance, feel free to call us at 309-797-2185; our team is always ready to assist you. In addition to traditional banking services, we're pleased to offer ATM access right at the branch for quick cash withdrawals and balance checks. While we do not have drive-thru service available, our friendly staff is always eager to greet you inside and provide personalized service tailored just for you. We invite you to stop by Moline Municipal Credit Union today! Experience the difference of banking with a community-focused credit union that values its members. Whether you're looking to open an account or explore loan options, we're here for you every step of the way.

Member Eligibility

Becoming a member of Moline Municipal is more than just opening an account; it's about joining a community that cares for you and your financial well-being. If you're living, working, or attending school in the Moline area, you're likely eligible to become a part of our family. We welcome individuals from all walks of life, whether you're just starting out or looking to enhance your financial journey. At Moline Municipal, you'll find personalized service and a variety of financial products designed to help you succeed. To get started, simply visit us at 1618 15Th St Moline Il 61265, or give us a call at (309) 797-2185 for any questions you may have about membership. You can also check our eligibility criteria in detail by visiting http://www.molinecu.org/about/about#membership. Once you're ready, the process of opening an account is straightforward and welcoming find all the information you need at https://bsdcapi.onlinecu.com/molinecu/loanapplications/dlamolinecu.html?docid=1. Join us today and experience the benefits of being a valued member at Moline Municipal!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have not disbursed any member or non-member commercial loans, we believe in the potential of every entrepreneur. Our team is ready to assist you in exploring options when you need financing to launch a new project or expand your operations.

Merchant Services

In addition to loans, we offer comprehensive merchant services that make everyday transactions easier for your business. Imagine having the tools to accept payments seamlessly from customers, whether online or in-store. This means quicker sales and happier customers all crucial elements for growing your business. If you're looking for more information about how our services can benefit you, feel free to reach out at (309) 797-2185 or visit us at 1618 15Th St Moline Il 61265. We're here to support your journey toward success!

Comprehensive List Of Services

Accessing Cash When You Need It

Need cash on the go? Enjoy access to our ATM services for quick withdrawals and balance checks. While we don't have drive-thru service at this location, our ATM availability ensures that you can get what you need without hassle. At Moline Municipal, we strive to create an inclusive environment where every member feels valued. If you're interested in any of our services or have questions about how we can assist you further, please don't hesitate to reach out! You can contact us at (309) 797-2185 or visit us online at https://www.molinecu.org. Join us today and experience the difference that personalized service can make in your financial journey!

Business Banking Solutions

For our business members, we understand the importance of reliable financial services. That's why we offer business banking options including merchant services and business loans that help your company thrive. Whether you're starting a new venture or expanding an existing one, our team is here to support your growth.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking services let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even pay bills without needing to visit the branch. With features like person-to-person payments and mobile payments, managing your money has never been easier.

Personal Banking Made Simple

Our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your day-to-day expenses to auto loans and vehicle financing for your next big purchase, we make it easy to achieve your financial goals. Are you planning to buy a home? Our mortgage loans and refinancing options provide the support you need to make homeownership a reality. If you're facing unexpected expenses or looking to consolidate debt, our personal loans offer flexible solutions tailored to your situation. Plus, with our credit cards featuring rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Key Features

Our online banking platform at https://www.molinecu.org provides members with a user-friendly experience. You can easily check your account balances, pay bills, and transfer funds with just a few clicks. Plus, for those who love to stay organized, we offer e-statements. With e-statements, you can view and download your account statements anytime no more waiting for paper copies in the mail! If you're always on the move, our mobile application allows you to manage your accounts right from your smartphone. Whether you're checking balances or making payments using our mobile payments feature, everything is designed for convenience. Additionally, you can make person-to-person transfers quickly and securely perfect for sending money to friends or family without the hassle of cash.

Security & Convenience

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and protected. Our system is designed to keep your information secure while giving you the freedom to handle your banking needs whenever it suits you. With all these features available at Moline Municipal, managing your finances has never been easier. Join us today and experience the convenience of modern banking at https://www.molinecu.org. Your financial well-being is just a click away!

Financial Strength

A Growing Community

Our commitment is further reflected in our total share accounts, which stand at 6,074. This indicates a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Moline Municipal is your trusted partner. Visit us at 1618 15Th St Moline Il 61265 or call (309) 797-2185 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $12,303,026 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $467,995, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees ready to serve you with knowledge and dedication.

Reinvestment for Growth

With $7,790,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $552 in used auto loans and $40,279,436 in total loans and leases.

Solid Foundation

With a net worth of $8,258,055, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,578 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,708,256 in used vehicle loans and $6,035,955 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options tailored for you.

Credit Lines

For those looking for additional flexibility in their finances, our total credit lines available amount to $1,000,000. This option allows you to access funds when you need them without having to apply for a separate loan each time. At Moline Municipal, we strive to offer financial products that not only fulfill your immediate needs but also contribute to your long-term financial health. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. For more information or personalized assistance regarding our loan offerings, feel free to contact us at 309-797-2185 or visit us at 1618 15Th St Moline Il 61265. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,282,441, make buying or refinancing simple. We believe in making the home buying process as smooth as possible, so you can focus on creating memories in your new space.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,381,951 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can help you save while you spend.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This means you can focus on what matters most finding a loan that fits your needs without the hassle of navigating through countless offers. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from legitimate institutions guarantees fair and transparent offers, allowing you to make informed decisions about your borrowing options. One key benefit of using LendMesh is the Verified Data it provides. All loan offers are sourced from reputable financial institutions, ensuring transparency in the comparison process. Additionally, LendMesh prides itself on having No Sponsored Listings; lenders are not prioritized based on paid promotions. This approach means that you receive unbiased results tailored to your specific financial situation. With Real-Time Rate Comparisons, LendMesh keeps its data up to date, ensuring you have access to the latest loan rates from multiple institutions. This feature empowers users to act quickly and make better choices when it comes to financing. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness and reliability of LendMesh as a trusted resource in your loan search. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*