Mokelumne Credit Union Stockton CA | Best Auto Loans & Low Mortgages

Introduction

Welcome to Mokelumne, your trusted financial partner located at 10628 Trinity Pkwy Ste A, Stockton, CA 95219. Established in 1959, we have proudly served our community for over six decades, helping nearly 6,000 members achieve their financial goals. Our commitment to providing exceptional service is reflected in our solid financial standing, with total assets of $58,821,097 and total deposits reaching $4,889,878. At Mokelumne, we understand that every member's journey is unique. That's why we offer a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking to finance your dream car or consolidate debt, we're here to support you every step of the way. Led by our dedicated CEO, Liz Maynard, and Board President, Margeaux Webb, our team of 15 employees is committed to fostering a welcoming environment where your financial well-being is our priority. We also pride ourselves on maintaining strong community ties and strive to make a positive impact through responsible lending practices. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 1717, Lodi, CA 95241. We invite you to explore the benefits of membership with Mokelumne. For more information about our services or to apply for a loan, please visit our website at mokelumnefcu.com or give us a call at 209-938-1088. Your financial future starts here!

Branch History & Mission

Welcome to Mokelumne, a credit union with deep roots and a strong commitment to the community in Stockton, CA. Established in 1959, Mokelumne has grown alongside its members, evolving from a small organization into a trusted financial institution that proudly serves over 5,977 members today. Our branch is located at 10628 Trinity Pkwy Ste A, conveniently situated near local landmarks that make it easily accessible for everyone. Mokelumne's mission is clear: we strive to provide quality financial services while fostering a sense of community and belonging. We believe in empowering our members through personalized banking solutions, from checking and savings accounts to auto loans and mortgages. Our total assets now stand at an impressive $58,821,097, reflecting our growth and stability in serving our members' needs. As we look back on our history, we celebrate significant milestones that have shaped who we are today. Since opening our doors, we've continually adapted to meet the changing needs of our community. Our operating hours Monday through Thursday from 9:30 AM to 5:00 PM and Friday until 5:30 PM ensure that we're available when you need us most. Plus, with ATM availability for easy cash access, we prioritize convenience for all our members. While you can visit us at our branch address for your banking needs, official correspondence should be sent to P.O. Box 1717 in Lodi, CA 95241 if different matters arise. As part of our commitment to accessibility, we ensure ADA compliance throughout our facilities and offer online banking options so you can manage your finances from anywhere. Community support is at the heart of Mokelumne's operations. We actively seek partnerships with local organizations to drive outreach initiatives aimed at improving financial literacy and providing resources for those in need. It's this dedication to helping others that fuels our passion and mission. Join us at Mokelumne and experience the difference of being part of a credit union that truly cares about its members and their well-being. Whether you're looking for personal banking services or seeking guidance on financial decisions, we're here to help you thrive every step of the way. Call us today at 209-938-1088 or explore more about membership options on our website here. Together, let's build a brighter financial future!

Branch Location & Accessibility

Friendly Service and Convenient Access

At Mokelumne, we understand that convenience matters. That's why our branch offers ample parking and is designed to be ADA compliant, ensuring that everyone can access our services without hassle. Whether you're stopping by for personal banking or just to chat about your financial goals, we're here for you. Our operating hours are designed with your schedule in mind. Visit us Monday through Thursday from 9:30 AM to 5:00 PM, and on Friday from 9:30 AM to 5:30 PM. If you need assistance outside these hours, don't hesitate to call us at 209-938-1088.

Modern Banking Solutions

We provide a range of services tailored to fit your lifestyle from checking and savings accounts to auto loans and mortgage refinancing. Plus, with ATM availability right at our location, accessing cash is straightforward and quick! While we currently do not offer drive-thru banking or shared services, our friendly team is ready to assist you inside the branch. While members can visit us at 10628 Trinity Pkwy Ste A, official correspondence should be sent to P.O. Box 1717, Lodi, CA 95241. We invite you to come by and discover how Mokelumne can help you achieve your financial dreams!

Member Eligibility

Joining the Mokelumne community opens doors to a world of financial opportunities and personalized service. At Mokelumne, we welcome anyone who lives, works, worships, or attends school in San Joaquin County. This means that if you're part of our vibrant local community, you're already on your way to becoming a member! Enjoy the benefits of competitive rates on loans and savings accounts, along with access to friendly support tailored just for you. The process is simple just visit us at 10628 Trinity Pkwy Ste A, Stockton, CA 95219, or give us a call at 209-938-1088 to learn more about how you can join our family. For detailed eligibility criteria, check out our website at Mokelumne Membership. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine this: your customers can pay easily with their preferred methods, while you enjoy streamlined transactions and reduced processing fees. Our merchant services provide everything from payment processing to point-of-sale solutions, making it easier for you to focus on what truly matters growing your business. Located at 10628 Trinity Pkwy Ste A Stockton Ca 95219, Stockton, CA 95219, we invite you to explore how our business banking solutions can empower your vision. Contact us today at (209) 938-1088 to learn more about how we can help your business flourish!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you run a business or plan to start one, Mokelumne has got you covered with our Business Banking services. We provide merchant services that simplify payment processing for your customers and business loans that can help fund growth or cover operational costs.

Get in Touch

We invite you to explore all the ways Mokelumne can assist you in achieving your financial goals. For more information about any of our services or to speak with one of our representatives, feel free to call us at 209-938-1088. Visit us today and discover how we can help enhance your financial journey!

Loans and Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options are designed to help you hit the road without breaking the bank. We offer competitive rates and flexible terms to ensure you find a loan that works for your budget. Additionally, if you're considering homeownership or want to refinance your current mortgage, our Mortgage Loans & Refinancing services provide the support you need every step of the way. For those unexpected expenses or personal projects, our Personal Loans & Debt Consolidation options can ease financial stress by offering low rates and manageable payment plans. Plus, if you're looking for an everyday credit solution, check out our Credit Cards with Rewards perfect for earning benefits on purchases you already make!

Online and Mobile Convenience

In today's busy world, having access to banking services whenever and wherever is crucial. Our robust Online & Mobile Banking platforms give you control over your finances right at your fingertips. With features like person-to-person payments and mobile account management, managing your money has never been easier.

Personal Banking

We understand that managing finances can be overwhelming at times. That's why we offer Personal Banking services that include checking and savings accounts tailored for your convenience. Our accounts come with easy online banking features, allowing you to check balances and make transfers from the comfort of your home. You can even access your funds anytime through our ATM services, ensuring you have cash when you need it.

Digital & Online Banking

Mobile Application Convenience

For those who prefer using their smartphones, our mobile application makes it even simpler to manage your money on the go. While we currently don't offer mobile payments, our app still allows you to view transactions, monitor account activity, and perform essential banking tasks right from your pocket.

Online Banking Access

With our 24/7 online banking services available at https://www.mokelumnefcu.com/, you can check your balance, transfer funds, and pay bills whenever you need to. Our user-friendly platform is designed to make banking straightforward and stress-free. You won't have to worry about navigating complex features; everything is laid out clearly for you.

Real-Time Account Management

Need to send money to a friend? Our person-to-person transfer feature lets you do just that! It's quick and convenient, allowing you to share funds easily without the hassle of cash or checks. Plus, if you're looking for paperless options, we provide e-statements that help keep your financial records organized and accessible no more digging through piles of paperwork!

Security You Can Trust

When it comes to online banking, security is our top priority. Although we do not support electronic signature authorization at this time, rest assured that all your information is protected by robust security measures. We want you to feel safe while handling your finances digitally. At Mokelumne, we're committed to making your banking experience as convenient and reliable as possible. With all these tools at your fingertips, managing your money has never been easier! Visit us today at https://www.mokelumnefcu.com/ to learn more about how our digital banking services can work for you.

Financial Strength

Commitment to Innovation

With $7,826,409 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends beyond just numbers; it's about creating an environment where you can thrive financially.

Dedicated Team

We also take pride in having 14 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 11,142, demonstrating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mokelumne is your trusted partner. Visit us at 10628 Trinity Pkwy Ste A Stockton Ca 95219 or call (209) 938-1088 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $3,856,330 in share certificates and $3,310,854 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $8,148,917, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,385 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We have $592 in used auto loans and $26,910,306 in total loans and leases, showing that our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,022,029 in used vehicle loans and $13,645,626 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our financing options will put you behind the wheel without breaking the bank.

Business Loans and Credit Lines

For those looking for business solutions, our total credit lines available reach $3,500,000. These options can provide essential capital for growth and expansion efforts. We are dedicated to supporting local businesses and ensuring they have access to the funds they need when they need them. If you're interested in any of these loan products or have questions about eligibility and refinancing options, don't hesitate to reach out! Call us at (209) 938-1088, or visit us at our branch for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Mokelumne, we're here to help you find the right loan solution that fits your life!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $601,380, make buying or refinancing simple. We are committed to guiding you through the mortgage process, ensuring you understand each step along the way. Our experienced team is here to provide insights and support so you can make informed decisions about your home investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can help simplify your spending while keeping costs manageable.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh provides a trustworthy platform for comparing loan options.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Mokelumne