Welcome to Modern Employees Federal Credit Union, where our commitment to serving the community and empowering our members has been unwavering since we opened our doors in 1953. Under the leadership of CEO Matt Whalen and Board President Kenny Payne, we prioritize your financial well-being by offering a range of personalized banking solutions. Our headquarters in Owensboro, KY, is not just a location; it’s the heart of our mission to provide accessible financial services tailored to your needs. As an NCUA-insured institution since January 4, 1971, you can trust that your deposits are safeguarded while you embark on your financial journey with us.

At Modern Employees Federal Credit Union, we embrace modern banking tools designed to enhance your experience. With convenient online banking options, person-to-person transfers, and a commitment to member-first service, we strive to make managing your finances easy and secure. Although we currently do not offer mobile applications or electronic statements, our dedicated team is here to assist you at every turn. For more information about our services or membership eligibility, feel free to visit our website at https://www.modernefcu.net/ or reach out via fax at 2706851380. Join us today and discover how we can help you achieve your financial goals!

At Modern Employees Federal Credit Union, we pride ourselves on providing a comprehensive suite of financial services designed to meet the diverse needs of our members in Owensboro, KY, and beyond. Our offerings include personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, personal loans for debt consolidation, and credit cards with rewards that cater to everyday spending. For small business owners, we provide essential services like merchant banking and business loans to help foster growth and success. With our online banking capabilities, members can easily manage their finances from anywhere at any time, ensuring they have access to their accounts when it matters most.

Digital access is a cornerstone of our service philosophy. While we currently do not offer a mobile application or electronic signatures, our online banking platform allows members to execute person-to-person transfers seamlessly, making it simple to send money to friends or family without hassle. Though e-statements are not available at this moment, we are dedicated to finding ways to simplify your banking experience so you can focus on what truly matters—whether that’s planning for significant life milestones or managing everyday expenses. Membership at Modern Employees Federal Credit Union is accessible through our eligibility requirements outlined at https://www.modernefcu.net/membership , welcoming individuals who wish to benefit from our tailored financial solutions. If you're considering a loan or want to compare rates for the best deals available, feel free to explore options through https://www.lendmesh.com/loans/vehicle_loans . For personal assistance or inquiries, don’t hesitate to reach out via fax at (270) 685-1380; our team is here to support you on your financial journey.

Modern Employees Federal Credit Union is a trusted and valuable financial partner, deeply committed to serving its community since its inception in 1953. With a strong foundation built on trust, the credit union boasts a Total Membership of 651, reflecting the confidence members place in its services. The institution’s dedication to financial stability is evident in its impressive Total Assets of 6,035,172 and a Net Worth of 1,014,950, demonstrating robust fiscal health and an unwavering commitment to safeguarding member interests.

The financial performance of Modern Employees is further underscored by a commendable Net Worth Ratio of 1,682, which highlights its solid capital base relative to assets. This strength allows the credit union to navigate economic fluctuations effectively while providing secure banking options for its members. Additionally, with Total Deposits reaching 1,127,952 and Total Loans and Leases totaling 272, Modern Employees maintains a balanced approach that promotes growth and ensures liquidity.

While operating with a small yet efficient team of just 3 employees, the credit union focuses on delivering personalized service that larger banks often overlook. The organization has not only made a mark locally but also embodies transparency and community impact, making it an integral part of Owensboro's financial landscape. Its commitment to offering innovative products is reflected in its Credit Card Loan Volume of 105 and Auto Loan Volume of 126, catering to various member needs without compromising on quality or service.

With no reliance on external funding, as indicated by Total Borrowings of 0, Modern Employees stands out as a stable financial institution that prioritizes member satisfaction above all. The insights presented here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , ensuring transparency and credibility in reporting.

For those looking to explore competitive lending options tailored to their needs, we invite you to compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and discover the best rates available for your financial goals.