Mobile Postal Credit Union Mobile AL | Best Auto Loans & ATM Access

Introduction

Welcome to Mobile Postal Employees Credit Union, your trusted financial partner located at 800 Downtowner Loop W, Mobile, AL 36609. Since our establishment in 1949, we've dedicated ourselves to serving our growing community of over 1,750 members with a personal touch and a commitment to their financial well-being. Our unique approach combines the strength of a robust financial institution with the warmth of local service. At Mobile Postal, we take pride in managing $16,590,756 in total assets and have facilitated more than 1,053 loans and leases to help our members achieve their dreams. With total deposits reaching $1,738,562, our members can trust that their savings are secure while they enjoy competitive rates and innovative services. We understand that each member's needs are unique; that's why we offer a wide range of products from checking accounts to auto loans and beyond. Our leadership team is dedicated to maintaining this high standard of service. Under the guidance of CEO Thomas George and Board President Ken George, we strive to foster a culture of support and transparency. You can always reach us at (251) 342-1472 for any questions or concerns. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to P. O. Box 160776, Mobile, AL 36616-2776 if you need to reach us by mail. We invite you to explore the benefits of membership at Mobile Postal Employees Credit Union today! Whether you're looking for personal banking solutions or business services, we're here to assist you every step of the way. Visit our website at mobilepostalcu.com or give us a call to learn more about how we can help you achieve your financial goals!

Branch History & Mission

Community Engagement

Mobile Postal is proud of its efforts to engage with the community beyond traditional banking. We actively seek partnerships with local organizations and participate in outreach programs aimed at supporting education, health initiatives, and economic development within Mobile. These efforts are not just about lending money; they're about building relationships and helping each other succeed.

Join Us!

We invite you to become part of the Mobile Postal family! Experience firsthand the benefits of being a member of a credit union that truly cares about its community and strives to enhance your financial well-being. Visit our website at mobilepostalcu.com for more information on how you can join us or explore our services today!

Our Mission

At the heart of Mobile Postal is our mission: to empower our members with financial services tailored to their needs while actively engaging in community support. We believe that when our members thrive, the entire community benefits. We offer a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. While members can visit us at 800 Downtowner Loop W Mobile Al 36609, official correspondence should be sent to P.O. Box 160776, Mobile, AL 36616-2776. Our operating hours are convenient for busy schedules; we are open Monday through Friday from 9:00 AM to 4:30 PM. Although we currently do not offer ATM or drive-thru services, we provide online banking options and person-to-person payment features that make managing your finances easy and accessible.

Branch Location & Accessibility

Connect With Us Today!

Ready to experience personalized banking? We invite you to visit us at our Mobile location or give us a call at 251-342-1472 if you have any questions. Our team looks forward to serving you and helping you achieve your financial goals!

Convenient Access and Local Landmarks

Finding us is simple! We're situated near several local landmarks that make your visit even easier. Whether you're coming from downtown or nearby neighborhoods, you'll appreciate our central location. With ample parking available right outside the branch, you can quickly stop by without any hassle. Our facility is designed with accessibility in mind. We comply with ADA standards, ensuring that everyone can navigate our space comfortably.

Friendly Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 4:30 PM. Our friendly staff is here during these hours to assist you with all your banking needs.

Services Tailored for You

At Mobile Postal, we offer a range of services designed for personal and business banking. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit every member's financial journey. Although we currently do not have ATM services or drive-thru banking available at this branch, our dedicated team is always ready to help you in person.

Member Eligibility

At Mobile Postal, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family. If you're looking to become a member, you'll be glad to know that eligibility is straightforward and welcoming. To join us, you typically need to live or work in the Mobile area, which helps create a close-knit community. Our members come from various backgrounds, making our credit union a diverse and enriching place to manage your finances. For those interested in finding out more about our specific eligibility criteria, we invite you to check out this helpful resource: Eligibility Details. Once you see how easy it is to qualify, opening an account is just as simple! You can start the process by visiting us at our branch located at 800 Downtowner Loop W Mobile Al 36609, or if you prefer, give us a call at (251) 342-1472 for any questions. We're here to help you every step of the way as you take this exciting leap into membership with Mobile Postal!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions so you can focus on what you do best serving your customers. From point-of-sale solutions to online payment options, we offer tools that make it easier for you to manage sales and improve customer satisfaction. Located at 800 Downtowner Loop W Mobile Al 36609 in Mobile, AL, we invite you to explore how our business banking services can empower your enterprise. Reach out today at (251) 342-1472!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Although we currently do not have ATMs on-site, we ensure that our members have access to cash withdrawal services whenever needed. We're here to answer any questions about accessing your funds securely and conveniently. If you're ready to explore these fantastic services further or have any questions about how we can assist you, please don't hesitate to reach out! Call us at (251) 342-1472 or visit our website at https://mobilepostalcu.com/. At Mobile Postal, we're here for all your financial needs!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options provide competitive rates to help you drive away in your dream vehicle without breaking the bank. We make the application process straightforward, allowing you to focus on choosing the right car instead of worrying about financing.

Business Banking

For our business members, we offer comprehensive Business Banking solutions including merchant services and business loans. We recognize the challenges small businesses face and are committed to supporting your growth with tailored financial products that suit your operational needs.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases. This means that whether you're shopping for groceries or booking a vacation, you'll be rewarded for spending smartly. Enjoy perks and benefits while using your credit card responsibly.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are tailored for you. We know that this is one of the biggest financial decisions you'll make, and we're here to guide you through every step, offering personalized solutions that fit your unique situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Mobile Postal Employees Credit Union, we provide robust Online & Mobile Banking features. Manage your accounts from anywhere at any time check balances, transfer funds, and pay bills without needing to visit us in person.

Personal Banking

We understand that managing your finances can be a juggling act. That's why we offer Personal Banking options, including checking and savings accounts, designed for everyday needs. Whether you're setting up a budget or saving for a special occasion, our accounts are here to help you stay organized and on track.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options can provide the relief you need. With flexible terms and competitive rates, we aim to make borrowing easy and manageable so that you can regain control over your finances.

Digital & Online Banking

Key Services

One of the great features we offer is e-statements. You can easily view and manage your statements digitally, which means no more waiting for paper statements in the mail. This not only saves time but also helps reduce clutter and keeps your information secure. If you ever need to send money to friends or family, our person-to-person transfer service makes it easy and quick. You can send funds directly from your account without needing to write a check or handle cash. It's perfect for those last-minute payments or splitting bills with friends. While we currently do not offer mobile payments or a dedicated mobile application, rest assured that our website is fully optimized for mobile use. You can access all of our online banking features right from your smartphone or tablet, ensuring that you have complete control over your finances no matter where you are. Security is a top priority at Mobile Postal. While we do not currently support electronic signature authorization, we ensure that all transactions through our online banking system are protected with robust security measures. Your peace of mind is important to us. In summary, whether you're checking balances, viewing e-statements, or making person-to-person transfers, Mobile Postal provides user-friendly online banking services tailored to fit your lifestyle. Experience the ease and accessibility of managing your finances today by visiting us at https://mobilepostalcu.com/!

Financial Strength

At Mobile Postal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that you can trust. With a net worth of $2,036,415, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,224 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,688,339 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,983,963 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $242 in used auto loans and $10,440,646 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 3,221, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mobile Postal is your trusted partner. Visit us at 800 Downtowner Loop W Mobile Al 36609 or call (251) 342-1472 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,918,441 in used vehicle loans and $2,002,901 in new vehicle loans already helping members get on the road. We provide flexible terms that can be tailored to fit your budget.

Credit Lines

For those who need a little extra flexibility in their finances, we offer total credit lines amounting to $1,000,000. This option provides a safety net for unexpected expenses or larger purchases while ensuring you have access to funds when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,752,942, make buying or refinancing simple. We aim to guide you through the process and help you find the best fit for your home financing needs.

Refinancing Options

If you're considering refinancing an existing loan, our team can assist you in exploring eligibility options that may better suit your current financial situation. We aim to make this process as straightforward as possible. If you're interested in any of these loan products or would like more information on eligibility and application processes, feel free to reach out. You can visit us at our branch located at 800 Downtowner Loop W Mobile Al 36609 or give us a call at 251-342-1472 during our operating hours from 9:00 am to 4:30 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Mobile Postal, we are committed to helping our members navigate their financial journeys with confidence.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have $0 in outstanding unsecured credit card loans, we're here to help members manage their finances effectively with responsible lending options.

Loan Aggregator

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Mobile Postal