Saraland AL Mobile Educators Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mobile Educators, your trusted financial partner located at 12 Saraland Blvd N, Saraland, AL 36571. Established in 1954, we have proudly served our community for nearly seven decades, growing alongside our valued members. With a total membership of 8,501 and assets exceeding $106,903,957, we are dedicated to providing personalized banking solutions that truly make a difference in your life. At Mobile Educators, we understand the importance of financial stability and growth. That's why we offer a variety of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. Our commitment to excellence is reflected in our net worth of $12,504,552 and total deposits amounting to $14,480,977. With 18 employees, including our knowledgeable CEO Tina Williams and Board President Peter Kingsford, we pride ourselves on delivering exceptional service with a personal touch. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 12 SARALAND BLVD N, SARALAND, AL 36571-2407. Whether you're looking to buy your first home or need assistance managing your finances, our team is here to help you every step of the way. We invite you to explore what Mobile Educators has to offer. For more information or inquiries, feel free to give us a call at 251-675-3301 or visit our website at yourmecu.com. Join us in achieving your financial goals today!

Branch History & Mission

Community Commitment

Mobile Educators is more than just a credit union; we are an integral part of the Saraland community. Our outreach efforts include partnerships with local schools and organizations to support financial education initiatives. We understand that knowledge is key to financial empowerment, and we strive to equip our members with the tools they need for success. While our branch may not offer drive-thru service or ATMs at this time, we prioritize convenience through online and mobile banking options. Our operating hours from Monday through Friday, 9 AM to 5 PM ensure that we're available when you need us most.

Join Us Today!

As we look toward the future, Mobile Educators remains dedicated to enhancing your banking experience with innovative solutions and personalized service. If you're looking for a supportive financial partner who cares about your success and well-being, we invite you to join us! Visit us at 12 Saraland Blvd N or give us a call at 251-675-3301. Experience firsthand how Mobile Educators can help you achieve your financial dreams!

Our Evolution

Since opening our doors nearly seven decades ago, Mobile Educators has continuously evolved to meet the changing needs of our members. We have built a strong foundation based on trust and service excellence. As part of our growth journey, we have accumulated total assets exceeding $106 million, allowing us to offer a wide range of products and services tailored to both personal and business banking needs. Our mission is simple yet powerful: to provide accessible financial solutions while fostering a sense of community among our members. We believe that every individual deserves the opportunity to achieve their financial goals, whether that means securing an auto loan, opening a savings account, or seeking guidance on debt consolidation.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit comfortably. Ample parking is available right outside, making it simple for you to drop by for your banking needs.

Operating Hours

We're here for you Monday through Friday from 9 AM to 5 PM. Whether you're looking to open an account, inquire about loans, or just need some assistance, our friendly staff is ready to help during these hours.

Services Offered

At Mobile Educators, we offer a range of services including personal banking options like checking and savings accounts, as well as auto loans and mortgage financing. Our credit cards come with rewards that make managing your finances even more rewarding! You can also take advantage of our online and mobile banking features for easy access wherever you are. While we currently do not have ATM or drive-thru services available at this location, our team is always on hand to assist you directly inside the branch. If you need official correspondence sent elsewhere, please note that our mailing address is also 12 SARALAND BLVD N, SARALAND, AL 36571-2407. Feel free to give us a call at 251-675-3301 if you have any questions or need more information. We look forward to seeing you soon at Mobile Educators in Saraland!

Member Eligibility

At Mobile Educators, we believe that joining our community is a step toward better financial well-being and support. If you're looking to become a member, you're in the right place! Membership is open to anyone who lives, works, worships, or attends school in the areas we serve. It's as simple as that! Our aim is to create an inclusive environment where everyone can benefit from our range of services, from personal banking to loans tailored to your needs. To start your membership journey with us at Mobile Educators, you can check out all the eligibility details on our website at http://www.yourmecu.com/membership.php . Should you have any questions or need assistance, feel free to give us a call at (251) 675-3301. We can't wait for you to experience the advantages of being part of our family here at Mobile Educators located at 12 Saraland Blvd N Saraland Al 36571!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In addition to our loan products, we offer merchant services that simplify transactions for your business. Whether you need point-of-sale solutions or online payment options, we provide tools that streamline your operations and enhance customer experience. Discover how Mobile Educators can help your business grow by visiting us at 12 Saraland Blvd N Saraland Al 36571 or calling us at (251) 675-3301. Let's work together to build a brighter future for your enterprise!

Outstanding Loan Portfolio

With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in Saraland, AL.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a vehicle, our auto loans are tailored just for you. With flexible terms and competitive rates, securing the right loan can be a smooth process. Picture driving away in your dream car without the stress of complicated financing our team is here to guide you every step of the way.

Business Banking

For entrepreneurs and small business owners, our business banking services offer everything from merchant services to business loans. We understand how important it is for you to manage cash flow efficiently. With our support, running your business will feel less daunting.

Credit Cards with Rewards

Our credit cards come with rewards that make everyday purchases even more beneficial. Think about earning points or cash back on groceries, gas, and dining out all while building your credit score! It's like getting rewarded for spending smartly.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, we offer comprehensive mortgage solutions. With our personalized service, you can explore various options that suit your budget and lifestyle. Imagine owning the home you've always wanted while enjoying manageable monthly payments.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime and anywhere. From checking balances to transferring funds instantly via person-to-person payments, we've made banking more accessible than ever. At Mobile Educators, we believe in fostering strong relationships with our members by providing services that meet their needs head-on. If you're ready to explore what we have to offer or have any questions about our services, don't hesitate to reach out at (251) 675-3301 or visit us at 12 Saraland Blvd N Saraland Al 36571 during our operating hours from Monday through Friday between 9 AM and 5 PM. Experience the difference today join us at Saraland!

Personal Banking

Starting with personal banking, we offer both checking and savings accounts designed to help you manage your money effectively. Imagine having a checking account that not only meets your everyday spending needs but also comes with competitive interest rates on your savings. Our accounts are structured to support your financial goals while ensuring easy access through online and mobile banking. You can check balances, transfer funds, and pay bills all from the comfort of your home.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. Whether you need funds for home repairs or want to consolidate debt into one easy payment, we provide straightforward loan options that can help ease financial burdens.

Digital & Online Banking

Key Features

With our online banking platform, accessible at https://www.yourmecu.com/ , you can check balances, transfer funds, and pay bills anytime you need. No more rushing to the bank before closing hours; everything is just a click away. We also offer person-to-person transfers, allowing you to send money quickly to friends or family right from your smartphone or computer. For those who prefer using their mobile devices, our user-friendly mobile application puts all the essential banking features in the palm of your hand. You can view e-statements, ensuring that you stay organized without the clutter of paper. Plus, while we currently do not support mobile payments, our app is constantly evolving to meet our members' needs.

Security and Convenience

Your security is our top priority. Our online banking services use robust security measures to keep your information safe while providing you with easy access. Although we don't currently offer electronic signature authorization, we ensure that your transactions are secure and protected. Managing your finances has never been easier with real-time account management. Whether you're at home or out running errands, you'll have peace of mind knowing that you can access your accounts whenever necessary. Join us at Mobile Educators and experience how our digital and online banking services can make managing your money simple and straightforward!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 12,943, showing a strong and growing member base that trusts us with their finances. This community support underscores our position as a reliable choice for your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mobile Educators is your trusted partner. Visit us at 12 Saraland Blvd N Saraland Al 36571 or call 251-675-3301 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,984,447 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 net income reflects our commitment to improving operational efficiency while ensuring competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Better Services

With $12,483,112 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Currently, we have $15,748,997 in total loans and leases which supports our members' financial goals across various sectors.

Strong Financial Foundation

With a net worth of $12,504,552, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.69% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,967,003 in used vehicle loans and $5,244,974 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in your dream vehicle.

Credit Lines

If you're looking for extra flexibility in your budget, consider our credit lines with a total value of $4,297,000. These lines can provide immediate access to funds when you need them most be it for emergency expenses or planned purchases. At Mobile Educators located at 12 Saraland Blvd N, Saraland AL 36571, we prioritize providing personalized service that meets your financial needs. If you're interested in refinancing any of our products or want more information on eligibility options, feel free to reach out at 251-675-3301 during our operating hours from Monday through Friday from 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore how our loan offerings can benefit you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $98,878, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing your finances effectively is important, and our unsecured credit card loans can help. We offer flexible terms on these loans with a total of $483,782 available to assist members in covering unexpected expenses or making larger purchases without the burden of collateral.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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MOBILE EDUCATORS CREDIT UNION - Saraland, AL