Mobile Educators Credit Union Mobile AL | Affordable Auto Loans & ATM Services

Introduction

Welcome to Mobile Educators, your trusted financial partner located at 7730 Cottage Hill Rd, Mobile, AL 36695. Since opening our doors in 1954, we have proudly served our community with a commitment to providing personalized banking solutions and fostering financial literacy. With a total membership of 8,501, we understand that every member has unique needs and goals. At Mobile Educators, we are dedicated to helping you achieve your financial aspirations. Our total assets stand at an impressive $106,903,957, ensuring that we have the resources to support your journey. Whether you're looking for auto loans, mortgage options, or personal banking services, our team is here to guide you every step of the way. Under the leadership of our CEO, Tina Williams, and Board President, Peter Kingsford, we strive to create a welcoming environment where you can feel confident in your financial decisions. Our staff of 18 employees is committed to delivering exceptional service and building lasting relationships within the community. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 7730 Cottage Hill Rd, Mobile, AL 36695. You can reach us easily at (251) 633-4474 during our operating hours from Monday to Friday, 9 AM to 5 PM. Join us today and experience the difference of being part of a credit union that values its members and prioritizes their financial well-being. For more information about our services or to become a member, visit us online at yourmecu.com. Let's work together toward achieving your dreams!

Branch History & Mission

Mobile Educators has a rich history rooted in community service and financial empowerment. Established in 1954, our branch has grown alongside the Mobile area, fostering strong relationships and supporting our members through various life stages. Located at 7730 Cottage Hill Rd, Mobile, AL 36695, we are proud to serve a vibrant community that values trust and collaboration. Over the years, Mobile Educators has expanded its reach, now boasting a total membership of 8,501 members and assets totaling $106,903,957. Our commitment to providing exceptional financial services has allowed us to flourish as a trusted institution. From auto loans and mortgages to credit cards with rewards, we strive to meet the diverse needs of our members while promoting financial literacy. At the heart of our mission is a dedication to enhancing the lives of those we serve. We aim not only to provide quality banking services but also to support community initiatives that uplift our neighbors. We believe that when our members succeed, so does our entire community. This mission drives every decision we make and every service we offer. While you can visit us at our branch location for all your banking needs during our operating hours from Monday through Friday, 9 AM to 5 PM, we also encourage official correspondence at the same address: 7730 Cottage Hill Rd, Mobile, AL 36695. As technology evolves, so do we. Our online banking services make managing finances simple and accessible for all members. We ensure ADA compliance and prioritize customer-centric initiatives that enhance your banking experience. Mobile Educators actively participates in community outreach programs and builds partnerships with local organizations. By working together, we can create lasting positive impacts on our community. We invite you to become part of the Mobile Educators family. Join us today to experience the benefits of being a member-focused credit union that truly cares about your financial well-being! For more information or assistance, please call us at 251-633-4474 or visit us online at Mobile Educators.

Branch Location & Accessibility

Convenient Access and Amenities

At Mobile Educators, we understand that accessibility is key. Our branch features ADA-compliant facilities to ensure that everyone can navigate our space comfortably. Ample parking is available right outside our entrance, making it easy for you to stop by during your busy day.

Get in Touch!

Ready to experience personalized service? We invite you to visit us at Mobile Educators or give us a call at 251-633-4474. Our team looks forward to meeting you and helping you achieve your financial goals!

Operating Hours

We're here for you Monday through Friday from 9 AM to 5 PM. Whether you need assistance with personal banking services or inquiries about loans and credit cards, our friendly team is ready to help during these hours.

Services Offered

Our branch offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options that work for you. You can also enjoy online and mobile banking for added convenience. While we currently do not have ATM or drive-thru services available at this location, our knowledgeable staff is always on hand to assist with cash withdrawals or any questions you may have.

Member Eligibility

At Mobile Educators, we believe that becoming a member is like joining a family one that supports you every step of the way. If you're looking to join us at our branch located at 7730 Cottage Hill Rd Mobile Al 36695, we're excited to welcome you! To be eligible for membership, you typically need to live, work, or worship in our community, or be related to someone who is already a member. This means that many people can easily become part of our supportive environment. We invite you to check out the detailed eligibility criteria at http://www.yourmecu.com/membership.php for the most current information. Joining is simple and straightforward. You can start the process by visiting us in person or by giving us a call at (251) 633-4474. We're here to help answer any questions you may have and guide you through opening your account. Once you're a member, you'll enjoy numerous benefits, including access to personalized banking services tailored just for you. Join us today and experience the difference at Mobile Educators!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer robust merchant services designed to make transactions seamless for your business. Imagine having easy access to payment processing tools that allow you to accept credit cards and manage sales effortlessly. This means more time focusing on what you do best growing your business. Visit us at 7730 Cottage Hill Rd Mobile Al 36695 in Mobile, AL or call us at (251) 633-4474 to discover how our business banking and commercial services can support your goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans can put you behind the wheel quickly and affordably. Picture driving off in your dream vehicle with financing that fits your budget perfectly. We offer competitive rates and flexible terms that cater to different financial situations.

Business Banking

For our business-minded members, we offer merchant services and business loans designed to support your entrepreneurial goals. Whether you're starting a new venture or expanding an existing one, we have the tools to help you succeed.

Credit Cards with Rewards

Take advantage of our credit cards that not only offer convenience but also rewards for your everyday spending. Imagine earning points every time you shop points that can lead to exciting rewards or even cashback!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Mobile Educators, we provide mortgage loans that empower you to turn that dream into reality. If you're already a homeowner, consider refinancing with us for better rates or terms. We understand how vital it is to have a supportive partner during this process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Mobile Educators offers robust online and mobile banking services. You can check balances, transfer funds, and pay bills anytime and anywhere from the comfort of your smartphone or computer. While we don't have ATMs or drive-thru services available at this branch, we ensure that accessing your finances is still straightforward through our digital platforms. If you're ready to take control of your financial future or learn more about any of these services, don't hesitate to reach out! Call us at 251-633-4474 during our operating hours from Monday to Friday between 9 AM and 5 PM. Visit us today and discover how Mobile Educators can help enhance your financial well-being!

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are designed to help you manage your finances effectively. Imagine having a dedicated account that not only helps you save but also earns interest over time. Our checking accounts come with features that make everyday transactions easier, ensuring you have access to your money when you need it.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans offer quick access to cash when you need it most, whether it's for medical bills or home repairs. Additionally, if managing multiple debts feels overwhelming, our debt consolidation options can simplify your payments into one manageable monthly bill.

Digital & Online Banking

At Mobile Educators, we understand that banking should fit seamlessly into your life. That's why we offer a range of digital and online banking services designed for your convenience and security. Whether you're at home or on the go, managing your finances has never been easier. One of the standout features available to our members is our robust online banking platform. You can access your accounts anytime, anywhere by visiting https://www.yourmecu.com/. Here, you can check balances, pay bills, and transfer money with just a few clicks. Plus, with person-to-person transfers, sending money to friends and family is simple and quick. For those who prefer to manage their finances on the move, our mobile application is here to help. With it, you can perform all the essential banking tasks right from your smartphone. And yes, we also provide e-statements so you can keep track of your financial activities without the clutter of paper statements. Security is a top priority for us at Mobile Educators. While we currently do not offer electronic signature authorization, rest assured that your online transactions are protected with advanced security measures. You can bank confidently knowing that your personal information is safe. Even if you're busy during the day, our 24/7 online banking services allow you to access what you need whenever it's convenient for you. We believe in making banking accessible for everyone, whether you're checking an account balance late at night or transferring funds during lunch breaks. Explore all that our digital banking solutions have to offer at https://www.yourmecu.com/ and experience how easy it is to stay in control of your finances!

Financial Strength

Commitment to Service

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

We are excited about the trust shown by our community with a total of 12,943 share accounts, reflecting a strong and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mobile Educators is your trusted partner. Visit us at 7730 Cottage Hill Rd Mobile Al 36695 or call (251) 633-4474 to learn more about how we can help you achieve your financial goals.

Member Savings Are Secure

Members' savings are secured through $1,984,447 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for You

With $12,483,112 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $370 in used auto loans and $15,748,997 in total loans and leases.

Solid Financial Health

With a net worth of $12,504,552, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,169 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,967,003 in used vehicle loans and $5,244,974 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive off with the car you want.

Credit Lines

In addition to our standard loan products, we have credit lines available for those who need extra flexibility. With a total of $4,297,000 in credit lines issued, these options provide quick access to funds when unexpected costs arise or when you want to make larger purchases without depleting savings. Our team is here to assist you in understanding each product's benefits and eligibility requirements. If you're considering applying for a loan or would like more information about our offerings at Mobile Educators located at 7730 Cottage Hill Rd Mobile Al 36695, give us a call at 251-633-4474 during our operating hours from Monday through Friday from 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how our tailored loan solutions can help you reach your financial milestones today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $98,878, make buying or refinancing simple. We offer various mortgage products tailored to fit your budget and lifestyle. Plus, if you're interested in refinancing an existing mortgage, we can guide you through eligibility options to help lower your monthly payments.

Unsecured Credit Card Loans

Managing daily expenses can sometimes be tricky. We also offer flexible terms on unsecured credit card loans, with a total of $483,782 in loans helping members manage their finances effectively. Our credit cards come with rewards that make every purchase more rewarding.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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